What it's like to live in Concord

Concord is a mid-size city in North Carolina with unemployment below the national average, crime rates well below the national average, a highly educated workforce, and a growing population. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Concord deals with hot summers.

The good

  • Low unemployment
  • Low crime rates
  • Highly educated workforce
  • Growing population
  • Average class sizes

The not so good

  • Hot summers

How Concord compares

Median household income

Concord$86,921
North Carolina avg$72,388
US$80,734

Median rent (per month)

Concord$1,451
North Carolina avg$1,228
US$1,413

Median home value

Concord$353,700
North Carolina avg$288,900
US$332,700

What it takes to move to Concord

Based on Concord's median rent, home value and household income

To rent

$2,902

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $58,040 a year
  • 50% of Concord renters spend 30% or more of their income on rent

To buy

$70,740

a 20% down payment on the median home

  • With 10% down: $35,370
  • Homes cost 4.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,451/mo median rent

Rent is pretty middle of the road, at $1,451 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $353,700. Buyers should expect to stretch their budget here.

Median home value $353,700 · 50% of renters cost-burdened

Job market▼ 14% below US

3.7% unemployment

Unemployment here is 3.7%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 64% below US

117 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 930/100k · Concord Police Department · 2025 data

Getting aroundNear US average

27 min average commute

Commutes run about average, at 26.9 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 17% work from home.

How workers get to work

Drive alone
72%
Work from home
17%
Carpool
7.9%
Other
1.8%
Walk
1.0%
Public transit
0.2%

Climate

Summers are hot and humid, with highs regularly hitting 90°F, and winters are cold, with lows around 31°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 3.68" precipitationFeb: 3.12" precipitationMar: 4.10" precipitationApr: 4.03" precipitationMay: 3.71" precipitationJun: 4.67" precipitationJul: 5.31" precipitationAug: 4.53" precipitationSep: 4.24" precipitationOct: 3.49" precipitationNov: 3.48" precipitationDec: 3.51" precipitation29°JJan: high 53°F, low 29°FFFeb: high 57°F, low 31°FMMar: high 65°F, low 38°FAApr: high 74°F, low 47°FMMay: high 81°F, low 56°FJJun: high 88°F, low 65°F92°JJul: high 92°F, low 69°FAAug: high 90°F, low 67°FSSep: high 84°F, low 61°FOOct: high 74°F, low 48°FNNov: high 64°F, low 37°FDDec: high 56°F, low 32°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▲ 14% above US

41% bachelor's degree or higher

The population is well-educated, with 41% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

28 public schools inside the boundary

There are 28 public schools inside the boundary and 5 private schools. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Overmountain Victory National Historic Trail (45 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Concord's strongest points are unemployment below the national average and crime rates well below the national average; the main tradeoff is hot summers. A year of median rent ($1,451/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (17% of workers here already work from home), and college-educated professionals.

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