What it's like to live in Matthews
Matthews is a small city in North Carolina with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Matthews deals with rent well above the national average, home prices well above the national average, and air quality that falls short of national benchmarks.
The good
- Low unemployment
- Higher-than-average incomes
- Low crime rates
- Highly educated workforce
- Fast-growing population
- Average class sizes
The not so good
- Rent well above the national average
- High home prices
- Air quality concerns
How Matthews compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Matthews
Based on Matthews's median rent, home value and household income
To rent
$3,528
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $70,560 a year
- 43% of Matthews renters spend 30% or more of their income on rent
To buy
$89,020
a 20% down payment on the median home
- With 10% down: $44,510
- Homes cost 4.1× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 25% above US
$1,764/mo median rent
Rent runs on the higher side, at $1,764 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $445,100. Buyers should expect to stretch their budget here.
Median home value $445,100 · 43% of renters cost-burdened
Job market▼ 19% below US
3.5% unemployment
Unemployment here is 3.5%, a little below the national average of 4.3%.
City-level (BLS)
Safety▼ 70% below US
98 violent crimes per 100k
Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.
Property crime 2283/100k · Matthews Police Department · 2025 data
Getting aroundNear US average
25 min average commute
Commutes run about average, at 25.2 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 18% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 89°F, and winters are chilly but manageable, with lows around 34°F.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits, rated 5.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▲ 53% above US
55% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
7 public schools inside the boundary
There are 7 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Kings Mountain National Military Park (38 miles away). There are 7 national parks and sites within a day's drive.
Bottom line
Matthews's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,764/mo) equals 19% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (18% of workers here already work from home), and college-educated professionals.
Other places near Matthews
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