What it's like to live in Middletown

Middletown is a smaller city in Ohio with rent below the national average, home prices that remain within reach, crime rates well below the national average, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Middletown deals with unemployment above the national average, household incomes below the national average, air quality that falls short of national benchmarks, and college degree attainment below the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Low crime rates
  • Average class sizes

The not so good

  • Above-average unemployment
  • Below-average household incomes
  • Air quality concerns
  • Low college degree attainment
  • Cold winters
  • Car-dependent — few commuters use transit

How Middletown compares

Median household income

Middletown$57,102
Ohio avg$71,389
US$80,734

Median rent (per month)

Middletown$1,007
Ohio avg$1,034
US$1,413

Median home value

Middletown$164,400
Ohio avg$214,800
US$332,700

What it takes to move to Middletown

Based on Middletown's median rent, home value and household income

To rent

$2,014

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $40,280 a year
  • 48% of Middletown renters spend 30% or more of their income on rent

To buy

$32,880

a 20% down payment on the median home

  • With 10% down: $16,440
  • Homes cost 2.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 29% below US

$1,007/mo median rent

Rent here is genuinely low, with median rent around $1,007 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $164,400. That kind of affordability is rare in today's market.

Median home value $164,400 · 48% of renters cost-burdened

Job market▲ 26% above US

5.4% unemployment

Unemployment here is 5.4%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route.

City-level (BLS)

Safety▼ 55% below US

165 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1718/100k · Middletown Police Department · 2024 data

Getting aroundNear US average

24 min average commute

Commutes run about average, at 24.2 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
79%
Work from home
8.8%
Carpool
8.6%
Walk
1.6%
Other
1.6%
Public transit
0.4%

Climate

Summers are warm, with highs around 84°F, and winters are cold, with lows around 23°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 3.32" precipitationFeb: 2.54" precipitationMar: 3.46" precipitationApr: 4.58" precipitationMay: 4.40" precipitationJun: 4.45" precipitationJul: 4.34" precipitationAug: 2.87" precipitationSep: 2.87" precipitationOct: 3.20" precipitationNov: 3.03" precipitationDec: 3.25" precipitation20°JJan: high 38°F, low 20°FFFeb: high 42°F, low 22°FMMar: high 52°F, low 30°FAApr: high 65°F, low 39°FMMay: high 74°F, low 51°FJJun: high 82°F, low 60°F86°JJul: high 86°F, low 64°FAAug: high 85°F, low 61°FSSep: high 79°F, low 53°FOOct: high 67°F, low 41°FNNov: high 53°F, low 32°FDDec: high 43°F, low 26°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 51% below US

18% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

15 public schools inside the boundary

There are 15 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Dayton Aviation Heritage National Historical Park (24 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Middletown's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are unemployment above the national average and household incomes below the national average. A year of median rent ($1,007/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and anyone prioritizing low crime. It may be a harder fit for anyone moving without a job lined up and anyone who doesn't drive.

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