What it's like to live in Miamisburg

Miamisburg is a small city in Ohio with rent below the national average, home prices that remain within reach, crime rates well below the national average, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Miamisburg deals with air quality that falls short of national benchmarks, cold winters, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.

The good

  • Rent below the national average
  • Affordable home prices
  • Low crime rates
  • Average class sizes

The not so good

  • Air quality concerns
  • Cold winters
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Miamisburg compares

Median household income

Miamisburg$82,900
Ohio avg$71,389
US$80,734

Median rent (per month)

Miamisburg$1,132
Ohio avg$1,034
US$1,413

Median home value

Miamisburg$231,300
Ohio avg$214,800
US$332,700

What it takes to move to Miamisburg

Based on Miamisburg's median rent, home value and household income

To rent

$2,264

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $45,280 a year
  • 36% of Miamisburg renters spend 30% or more of their income on rent

To buy

$46,260

a 20% down payment on the median home

  • With 10% down: $23,130
  • Homes cost 2.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 20% below US

$1,132/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,132 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $231,300. That kind of affordability is rare in today's market.

Median home value $231,300 · 36% of renters cost-burdened

Job market

5.0% county unemployment

Unemployment in Montgomery County is 5.0%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Montgomery County (county-wide)

Safety▼ 49% below US

167 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 983/100k · Miamisburg Police Department · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 27.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
78%
Work from home
12%
Carpool
8.0%
Walk
1.2%
Other
0.7%

Climate

Summers are warm, with highs around 85°F, and winters are cold, with lows around 25°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5"Jan: 2.91" precipitationFeb: 2.33" precipitationMar: 3.48" precipitationApr: 4.37" precipitationMay: 4.21" precipitationJun: 4.90" precipitationJul: 3.63" precipitationAug: 2.81" precipitationSep: 2.97" precipitationOct: 3.02" precipitationNov: 3.13" precipitationDec: 3.21" precipitation22°JJan: high 39°F, low 22°FFFeb: high 43°F, low 25°FMMar: high 53°F, low 33°FAApr: high 65°F, low 43°FMMay: high 75°F, low 53°FJJun: high 83°F, low 62°F86°JJul: high 86°F, low 65°FAAug: high 85°F, low 63°FSSep: high 79°F, low 56°FOOct: high 67°F, low 45°FNNov: high 54°F, low 35°FDDec: high 43°F, low 27°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 4.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 21% below US

28% bachelor's degree or higher

College degree attainment runs below average at 28%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

8 public schools inside the boundary

There are 8 public schools inside the boundary. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Dayton Aviation Heritage National Historical Park (14 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Miamisburg's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are air quality that falls short of national benchmarks and cold winters. A year of median rent ($1,132/mo) equals 16% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget and anyone prioritizing low crime.

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