What it's like to live in Mount Vernon

Mount Vernon is a small city in Ohio with rent below the national average, home prices that remain within reach, crime rates well below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Mount Vernon deals with household incomes below the national average, a poverty rate above the national average, cold winters, and snowy winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Low crime rates
  • Short commutes
  • Average class sizes

The not so good

  • Below-average household incomes
  • High poverty rate
  • Cold winters
  • Snowy winters — 42" per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Mount Vernon compares

Median household income

Mount Vernon$53,845
Ohio avg$71,389
US$80,734

Median rent (per month)

Mount Vernon$948
Ohio avg$1,034
US$1,413

Median home value

Mount Vernon$174,000
Ohio avg$214,800
US$332,700

What it takes to move to Mount Vernon

Based on Mount Vernon's median rent, home value and household income

To rent

$1,896

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $37,920 a year
  • 43% of Mount Vernon renters spend 30% or more of their income on rent

To buy

$34,800

a 20% down payment on the median home

  • With 10% down: $17,400
  • Homes cost 3.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 33% below US

$948/mo median rent

Rent here is genuinely low, with median rent around $948 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $174,000. That kind of affordability is rare in today's market.

Median home value $174,000 · 43% of renters cost-burdened

Job market

4.5% county unemployment

Unemployment in Knox County is 4.5%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Knox County (county-wide)

Safety▼ 42% below US

190 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 856/100k · Mount Vernon Police Department · 2025 data

Getting around▼ 29% below US

18 min average commute

Commutes are reasonable, averaging 18.4 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 12% work from home.

How workers get to work

Drive alone
75%
Work from home
12%
Carpool
6.2%
Walk
4.8%
Other
1.2%
Public transit
0.6%

Climate

Summers are warm, with highs around 81°F, and winters are cold and harsh, with lows dropping to 19°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 3.13" precipitationFeb: 2.51" precipitationMar: 3.29" precipitationApr: 3.96" precipitationMay: 4.68" precipitationJun: 4.89" precipitationJul: 4.24" precipitationAug: 3.41" precipitationSep: 3.23" precipitationOct: 2.89" precipitationNov: 2.98" precipitationDec: 3.21" precipitation17°JJan: high 34°F, low 17°FFFeb: high 38°F, low 18°FMMar: high 48°F, low 26°FAApr: high 61°F, low 36°FMMay: high 70°F, low 46°FJJun: high 79°F, low 56°F82°JJul: high 82°F, low 59°FAAug: high 81°F, low 57°FSSep: high 75°F, low 49°FOOct: high 63°F, low 38°FNNov: high 50°F, low 29°FDDec: high 39°F, low 23°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 35% below US

24% bachelor's degree or higher

College degree attainment runs below average at 24%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is First Ladies National Historic Site (64 miles away). There are 6 national parks and sites within a day's drive.

Bottom line

Mount Vernon's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and a poverty rate above the national average. A year of median rent ($948/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget, anyone prioritizing low crime, and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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