What it's like to live in Tipp City
Tipp City is a small city in Ohio with rent below the national average, home prices that remain within reach, crime rates well below the national average, and commutes that run shorter than most cities. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Tipp City deals with larger class sizes than the national average, cold winters, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.
The good
- Rent below the national average
- Affordable home prices
- Low crime rates
- Short commutes
The not so good
- High student-teacher ratio
- Cold winters
- Smaller place — fewer dining and entertainment options
- Car-dependent — few commuters use transit
How Tipp City compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Tipp City
Based on Tipp City's median rent, home value and household income
To rent
$1,716
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $34,320 a year
- 43% of Tipp City renters spend 30% or more of their income on rent
To buy
$54,700
a 20% down payment on the median home
- With 10% down: $27,350
- Homes cost 3.5× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 39% below US
$858/mo median rent
Rent here is genuinely low, with median rent around $858 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $273,500. Not a steal, but not intimidating either.
Median home value $273,500 · 43% of renters cost-burdened
Job market
4.4% county unemployment
Unemployment in Miami County is 4.4%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Miami County (county-wide)
Safety▼ 94% below US
19 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 731/100k · Tipp City Police Department · 2025 data
Getting around▼ 20% below US
21 min average commute
Commutes are reasonable, averaging 20.9 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 11% work from home.
How workers get to work
Climate
Summers are warm, with highs around 84°F, and winters are cold, with lows around 24°F and snow a regular occurrence. Rainfall is regular throughout the year.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
34% bachelor's degree or higher
Education levels run about average, with 34% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
6 public schools inside the boundary
There are 6 public schools inside the boundary. The student-to-teacher ratio is 18:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Dayton Aviation Heritage National Historical Park (13 miles away). There are 4 national parks and sites within a day's drive.
Bottom line
Tipp City's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are cold winters and fewer dining and entertainment options than a bigger city. A year of median rent ($858/mo) equals 13% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, anyone prioritizing low crime, and people who want short commutes.
Other places near Tipp City
All Ohio guides →Not sure Tipp City is the one?
Put it side by side with another city.