Shiloh is an unincorporated community in Montgomery County, OH. It has no city government: the county runs it, and the Census counts it as its own place.

What it's like to live in Shiloh

Shiloh is an unincorporated community in Ohio with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Shiloh deals with household incomes below the national average, air quality that falls short of national benchmarks, a poverty rate above the national average, and a rent burden that leaves many renters stretched thin.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Air quality concerns
  • High poverty rate
  • High rent burden for renters
  • Cold winters
  • Smaller place — fewer dining and entertainment options

How Shiloh compares

Median household income

Shiloh$45,874
Ohio avg$71,389
US$80,734

Median rent (per month)

Shiloh$883
Ohio avg$1,034
US$1,413

Median home value

Shiloh$126,800
Ohio avg$214,800
US$332,700

What it takes to move to Shiloh

Based on Shiloh's median rent, home value and household income

To rent

$1,766

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $35,320 a year
  • 55% of Shiloh renters spend 30% or more of their income on rent

To buy

$25,360

a 20% down payment on the median home

  • With 10% down: $12,680
  • Homes cost 2.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 38% below US

$883/mo median rent

Rent here is genuinely low, with median rent around $883 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $126,800. That kind of affordability is rare in today's market.

Median home value $126,800 · 55% of renters cost-burdened

Job market

5.0% county unemployment

Unemployment in Montgomery County is 5.0%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Montgomery County (county-wide)

Safety

371 violent crimes per 100k, whole jurisdiction

Shiloh doesn't have its own police department, so there's no crime rate for it alone. The figures shown are for the Montgomery County Sheriff's Office jurisdiction as a whole, which runs close to the national average for violent crime and covers many communities. Individual neighborhoods can differ a lot from that overall rate.

Property crime 1558/100k · Policed by Montgomery County Sheriff's Office (county-wide rate) · 2025 data

Getting around▼ 22% below US

20 min average commute

Commutes are reasonable, averaging 20.4 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 10% work from home.

How workers get to work

Drive alone
83%
Work from home
10%
Carpool
4.9%
Public transit
1.3%
Walk
0.5%
Other
0.1%

Climate

Summers are warm, with highs around 85°F, and winters are cold, with lows around 23°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°4.5"Jan: 3.17" precipitationFeb: 2.35" precipitationMar: 3.54" precipitationApr: 4.45" precipitationMay: 4.38" precipitationJun: 4.41" precipitationJul: 4.03" precipitationAug: 3.12" precipitationSep: 3.03" precipitationOct: 3.00" precipitationNov: 3.04" precipitationDec: 3.13" precipitation20°JJan: high 36°F, low 20°FFFeb: high 40°F, low 23°FMMar: high 51°F, low 31°FAApr: high 64°F, low 41°FMMay: high 75°F, low 53°FJJun: high 84°F, low 62°F87°JJul: high 87°F, low 66°FAAug: high 86°F, low 64°FSSep: high 79°F, low 56°FOOct: high 66°F, low 44°FNNov: high 52°F, low 33°FDDec: high 41°F, low 26°F

30-year averages, 1991–2020

Education & workforce▼ 19% below US

29% bachelor's degree or higher

College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Dayton Aviation Heritage National Historical Park (7 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Shiloh's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and air quality that falls short of national benchmarks. A year of median rent ($883/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

See all the data for Shiloh →·All Ohio cities →

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