What it's like to live in Choctaw
Choctaw is a small city in Oklahoma with rent below the national average, home prices that remain within reach, county unemployment below the national average, and household incomes running above the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Choctaw deals with air quality that falls short of national benchmarks, larger class sizes than the national average, and a car-dependent commute, with few people using transit.
The good
- Rent below the national average
- Affordable home prices
- Low unemployment in the county
- Higher-than-average incomes
- Low crime rates
The not so good
- Air quality concerns
- High student-teacher ratio
- Car-dependent — few commuters use transit
How Choctaw compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Choctaw
Based on Choctaw's median rent, home value and household income
To rent
$2,416
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $48,320 a year
- 21% of Choctaw renters spend 30% or more of their income on rent
To buy
$48,420
a 20% down payment on the median home
- With 10% down: $24,210
- Homes cost 2.4× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 15% below US
$1,208/mo median rent
Cost of living works in this city's favor. Median rent sits around $1,208 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $242,100. Not a steal, but not intimidating either.
Median home value $242,100 · 21% of renters cost-burdened
Job market
3.4% county unemployment
Unemployment in Oklahoma County is 3.4%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Oklahoma County (county-wide)
Safety▼ 61% below US
129 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 767/100k · Choctaw Police Department · 2025 data
Getting aroundNear US average
26 min average commute
Commutes run about average, at 26 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 8% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 90°F, and winters are cold, with lows around 29°F and snow a regular occurrence.
Average month
30-year averages, 1991–2020
Education & workforce▼ 21% below US
29% bachelor's degree or higher
College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
5 public schools inside the boundary
There are 5 public schools inside the boundary. The student-to-teacher ratio is 19:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Oklahoma City National Memorial (14 miles away). There are 2 national parks and sites within a day's drive.
Bottom line
Choctaw's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are air quality that falls short of national benchmarks and a car-dependent commute, with few people using transit. A year of median rent ($1,208/mo) equals 14% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who doesn't drive.
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