Moving to
Gallatin.

All Gallatin data Compare Gallatin

48,532people live here $77,518median household incomeNear US average $1,395median rent per monthNear US average $372,000median home value▲ 12% above US

What it's like to live in Gallatin

Gallatin is a small city in Tennessee with unemployment below the national average, crime rates well below the national average, a population that has grown fast since 2020, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Gallatin deals with a rent burden that leaves many renters stretched thin, cold winters, above-average rainfall, and a car-dependent commute, with few people using transit.

The good

Low unemployment
Low crime rates
Fast-growing population
Average class sizes

The not so good

High rent burden for renters
Cold winters
Above-average rainfall
Car-dependent — few commuters use transit

How Gallatin compares

Median household income

Gallatin$77,518

Tennessee avg$69,595

US$80,734

Median rent (per month)

Gallatin$1,395

Tennessee avg$1,189

US$1,413

Median home value

Gallatin$372,000

Tennessee avg$286,700

US$332,700

What it takes to move to Gallatin

Based on Gallatin's median rent, home value and household income

To rent

$2,790

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $55,800 a year
51% of Gallatin renters spend 30% or more of their income on rent

To buy

$74,400

a 20% down payment on the median home

With 10% down: $37,200
Homes cost 4.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,395/mo median rent

Rent is pretty middle of the road, at $1,395 a month median. Not a bargain, not a budget-buster. About typical for a city this size. Home prices run above average, with a median around $372,000. Buyers should expect to stretch their budget here.

Median home value $372,000 · 51% of renters cost-burdened

Job market▼ 26% below US

3.2% unemployment

Unemployment here is 3.2%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 45% below US

180 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 441/100k · Gallatin Police Department · 2025 data

Getting aroundNear US average

26 min average commute

Commutes run about average, at 26.4 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 15% work from home.

How workers get to work

Drive alone

73%

Work from home

15%

Carpool

9.2%

Other

1.9%

Walk

0.5%

Public transit

0.1%

Climate

Summers are warm, with highs around 86°F, and winters are cold, with lows around 27°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 3.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforceNear US average

34% bachelor's degree or higher

Education levels run about average, with 34% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

13 public schools inside the boundary

There are 13 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Stones River National Battlefield (35 miles away). There are 4 national parks and sites within a day's drive.

Bottom line

Gallatin's strongest points are unemployment below the national average and crime rates well below the national average; the main tradeoffs are a rent burden that leaves many renters stretched thin and cold winters. A year of median rent ($1,395/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers, anyone prioritizing low crime, and remote workers (15% of workers here already work from home). It may be a harder fit for anyone who doesn't drive.

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