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Living in
Gallatin.
About
Life in Gallatin
The job market is genuinely strong with unemployment at 3.2% and major employers including Gap, Meta (which has invested over $1 billion in a massive data center here), and several manufacturing operations, so finding work shouldn't be your main worry. Housing costs have climbed noticeably, with median home values around $372,000 and rent averaging $1,395, reflecting the Nashville spillover effect—you're paying close to what you'd see in the metro area. Summers get hot and humid, reaching into the upper 80s regularly with occasional peaks over 100°F, while winters are mild but can dip below freezing; March brings the most rain.
Gallatin at a Glance
Population, income, housing and more
Median Age
36.6 yrs
Poverty Rate
13.0%
Foreign-Born
5.1%
Broadband Internet
92.3%
of households
Population Growth
+22.8%
recent change · Census Bureau
Median household income
Demographics5.1% foreign-born, most often from Mexico
Who lives in Gallatin: race and ethnicity, ages, households, languages and countries of origin
In Gallatin, the largest foreign-born group is from Mexico (27.1%), and 7.8% of residents speak Spanish at home.
Under 18
21.6%
of residents
65 and Older
16.5%
of residents
Households with Kids
28.4%
anyone under 18
Living Alone
29.1%
of households
Married Couples
46.3%
of households
Avg Household Size
2.41
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 17% above TN average
Rent, home values, and income in Gallatin
In Gallatin, rent runs 17% above the TN average, and home values are 30% above the TN average.
Median rent (per month)
Median home value
Rent Burdened
50.9%
spending 30%+ of income on rent
Severely Rent Burdened
23.0%
spending 50%+
Cost of Living Index
96.3
metro area (BEA) · US avg = 100
Median Property Tax
$2,003
per year, owner-occupied homes
Homeowners
57.1%
of occupied homes are owned
Typical Home Built
2004
median year built
Vacant Homes
5.6%
of housing units
Home Value Trend
Latest: $436,321 (September 2026)
Jobs & Economyunemployment about average for TN
Unemployment in Gallatin and typical pay across the metro area
Unemployment in Gallatin is close to the TN average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Gallatin Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Nashville-Davidson--Murfreesboro--Franklin, TN metro area
Commute26.4 min avg
How Gallatin residents get to work, and the nearest airports
In Gallatin, most residents drive alone to work (73%), and 58% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 22 mi
Nashville International Airport (BNA)
Major hub12.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 45% below national average
Crime rates for 2025
Violent crime in Gallatin runs 45% below the national average.
Violent Crime Rate
179.5
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
441.4
per 100,000 residents
Below average (1,552 national, 2025)
Gallatin Police Department
Natural DisastersThunderstorm Wind most common — 22 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
87.7 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Sumner County, county-wide · FEMA NRI December 2025
In Sumner County, which includes Gallatin, the most common type is thunderstorm wind, with 22 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 22 | Thunderstorm Wind | $672,000 |
| 2024 | 18 | Thunderstorm Wind | $4.4M |
| 2023 | 17 | Thunderstorm Wind | $17.2M |
| 2022 | 21 | Thunderstorm Wind | $51,000 |
| 2021 | 12 | Thunderstorm Wind | $1.8M |
| 2020 | 6 | Thunderstorm Wind | $23,830 |
| 2019 | 20 | Thunderstorm Wind | $152,000 |
| 2018 | 23 | Thunderstorm Wind | $64,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Sumner County, county-wide
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Sumner County, which includes Gallatin, is typically good — 248 good-air days per year.
Median AQI
44
Good Days
248
per year
Moderate Days
109
per year
Unhealthy Days
0
per year
Sumner County, county-wide
Climate86°F summers, 27°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Gallatin has warm summers (avg high 86°F) and cold winters (avg low 27°F).
Spring (Mar–May)
68°/44°F
avg high / low
Summer (Jun–Aug)
86°/65°F
avg high / low
Fall (Sep–Nov)
70°/45°F
avg high / low
Winter (Dec–Feb)
48°/27°F
avg high / low
Annual Precipitation
53.5"
Annual Snowfall
4.6"
Hot Days/Year
36
days above 90°F
Freeze Days/Year
100
days below 32°F
Rainy Days/Year
97
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 45°F | 25°F | 4.41" |
| Feb | 50°F | 28°F | 4.71" |
| Mar | 59°F | 34°F | 4.91" |
| Apr | 69°F | 43°F | 5.16" |
| May | 77°F | 53°F | 5.72" |
| Jun | 84°F | 62°F | 4.60" |
| Jul | 88°F | 67°F | 5.17" |
| Aug | 87°F | 65°F | 3.82" |
| Sep | 82°F | 57°F | 3.74" |
| Oct | 71°F | 44°F | 3.81" |
| Nov | 59°F | 34°F | 3.90" |
| Dec | 49°F | 28°F | 5.01" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Gallatin
Gallatin has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
8.6%
of residents
Avg Hospital Rating
3.0 / 5
Highpoint Health-sumner With Ascension Saint Thoma
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Tristar Hendersonville Medical Center
Acute Care Hospitals · ER available · 9.4 mi away · Hendersonville
Vanderbilt Wilson County Hospital
Acute Care Hospitals · ER available · 13.5 mi away · Lebanon
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.1:1 student/teacher ratio
Schools and degree attainment in Gallatin
Gallatin's student/teacher ratio is 15.1:1 (lower than the national average of 16:1), and 33.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
13
within city limits
Private Schools
3
within city limits
College Degree Rate
33.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Gallatin
Volunteer State Community College
Public · 2-year · 5,339 students · in-state tuition $4,900 · 28% graduate · median earnings $45,291 (10 yrs after entry)
Private nonprofit · 4-year · 226 students · in-state tuition $22,042 · 50% graduate · median earnings $44,636 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Stones River National Battlefield, 35 mi
Nearby national parks, recreation areas and public libraries for Gallatin
Gallatin has 4 nearby national parks or recreation areas, closest being Stones River National Battlefield (35 mi away).
Nearby National Parks & Recreation Areas
Stones River National Battlefield
National Battlefield
35 mi awayMammoth Cave National Park
National Park
59 mi awayFort Donelson National Battlefield
National Battlefield
81 mi awayAbraham Lincoln Birthplace National Historical Park
National Historical Park
94 mi awayPublic Libraries in Gallatin
Gallatin Public Library Of Sumner County
123 East Main Street, Gallatin
Cities Near Gallatin
The closest cities within 60 miles
Planning a move to Gallatin?
Read our full moving guide — what it's really like to live here.
Gallatin FAQ
Is Gallatin, Tennessee affordable?⌄
Gallatin's median rent is $1,395/month, which is close to the national average. The median household income is $77,518/year. Median home value is $372,000.
Is Gallatin, Tennessee safe?⌄
Gallatin's violent crime rate was 180 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 441 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Gallatin, Tennessee?⌄
Gallatin has an unemployment rate of 3.2%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Gallatin, Tennessee?⌄
The cost of living in Gallatin is primarily driven by housing. Median rent is $1,395/month and median household income is $77,518/year. The median home value is $372,000. About 51% of renters spend more than 30% of their income on housing.
How is the commute in Gallatin, Tennessee?⌄
The average commute in Gallatin is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from