What it's like to live in Red Bank

Red Bank is a small city in Tennessee with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Red Bank deals with household incomes below the national average, air quality that falls short of national benchmarks, above-average rainfall, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Low crime rates
  • Short commutes
  • Highly educated workforce

The not so good

  • Below-average household incomes
  • Air quality concerns
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Red Bank compares

Median household income

Red Bank$63,983
Tennessee avg$69,595
US$80,734

Median rent (per month)

Red Bank$1,283
Tennessee avg$1,189
US$1,413

Median home value

Red Bank$269,400
Tennessee avg$286,700
US$332,700

What it takes to move to Red Bank

Based on Red Bank's median rent, home value and household income

To rent

$2,566

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $51,320 a year
  • 50% of Red Bank renters spend 30% or more of their income on rent

To buy

$53,880

a 20% down payment on the median home

  • With 10% down: $26,940
  • Homes cost 4.2× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,283/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,283 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $269,400. Not a steal, but not intimidating either.

Median home value $269,400 · 50% of renters cost-burdened

Job market

3.3% county unemployment

Unemployment in Hamilton County is 3.3%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hamilton County (county-wide)

Safety▼ 35% below US

215 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1123/100k · Red Bank Police Department · 2025 data

Getting around▼ 27% below US

19 min average commute

Commutes are reasonable, averaging 18.9 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 13% work from home.

How workers get to work

Drive alone
76%
Work from home
13%
Carpool
8.9%
Walk
1.2%
Other
0.8%

Climate

Summers are hot and humid, with highs regularly hitting 89°F, and winters are chilly but manageable, with lows around 34°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 5.02" precipitationFeb: 5.03" precipitationMar: 5.34" precipitationApr: 4.87" precipitationMay: 3.94" precipitationJun: 4.18" precipitationJul: 5.08" precipitationAug: 3.67" precipitationSep: 4.23" precipitationOct: 3.59" precipitationNov: 4.80" precipitationDec: 5.25" precipitation32°JJan: high 51°F, low 32°FFFeb: high 56°F, low 36°FMMar: high 64°F, low 42°FAApr: high 74°F, low 50°FMMay: high 81°F, low 59°FJJun: high 88°F, low 67°F91°JJul: high 91°F, low 71°FAAug: high 90°F, low 70°FSSep: high 84°F, low 64°FOOct: high 74°F, low 51°FNNov: high 62°F, low 40°FDDec: high 53°F, low 35°F

30-year averages, 1991–2020

Education & workforce▲ 24% above US

45% bachelor's degree or higher

The population is well-educated, with 45% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

3 public schools inside the boundary

There are 3 public schools inside the boundary. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Chickamauga & Chattanooga National Military Park (12 miles away). There are 7 national parks and sites within a day's drive.

Bottom line

Red Bank's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and air quality that falls short of national benchmarks. A year of median rent ($1,283/mo) equals 24% of the median household income here, more than the 21% typical nationwide. It tends to suit job seekers (county-wide unemployment is low), anyone prioritizing low crime, and people who want short commutes.

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