What it's like to live in Soddy-Daisy

Soddy-Daisy is a small city in Tennessee with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Soddy-Daisy deals with air quality that falls short of national benchmarks, above-average rainfall, fewer dining and entertainment options than a bigger city, and a car-dependent commute, with few people using transit.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Low crime rates
  • Low student-teacher ratio

The not so good

  • Air quality concerns
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Soddy-Daisy compares

Median household income

Soddy-Daisy$75,113
Tennessee avg$69,595
US$80,734

Median rent (per month)

Soddy-Daisy$1,047
Tennessee avg$1,189
US$1,413

Median home value

Soddy-Daisy$256,600
Tennessee avg$286,700
US$332,700

What it takes to move to Soddy-Daisy

Based on Soddy-Daisy's median rent, home value and household income

To rent

$2,094

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $41,880 a year
  • 40% of Soddy-Daisy renters spend 30% or more of their income on rent

To buy

$51,320

a 20% down payment on the median home

  • With 10% down: $25,660
  • Homes cost 3.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 26% below US

$1,047/mo median rent

Rent here is genuinely low, with median rent around $1,047 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices are reasonable, with a median around $256,600. Not a steal, but not intimidating either.

Median home value $256,600 · 40% of renters cost-burdened

Job market

3.3% county unemployment

Unemployment in Hamilton County is 3.3%, a little below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hamilton County (county-wide)

Safety▼ 48% below US

170 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1294/100k · Soddy-Daisy Police Department · 2025 data

Getting aroundNear US average

27 min average commute

Commutes run about average, at 26.5 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 11% work from home.

How workers get to work

Drive alone
79%
Work from home
11%
Carpool
8.8%
Other
1.0%
Walk
0.6%

Climate

Summers are hot and humid, with highs regularly hitting 89°F, and winters are chilly but manageable, with lows around 34°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 5.02" precipitationFeb: 5.03" precipitationMar: 5.34" precipitationApr: 4.87" precipitationMay: 3.94" precipitationJun: 4.18" precipitationJul: 5.08" precipitationAug: 3.67" precipitationSep: 4.23" precipitationOct: 3.59" precipitationNov: 4.80" precipitationDec: 5.25" precipitation32°JJan: high 51°F, low 32°FFFeb: high 56°F, low 36°FMMar: high 64°F, low 42°FAApr: high 74°F, low 50°FMMay: high 81°F, low 59°FJJun: high 88°F, low 67°F91°JJul: high 91°F, low 71°FAAug: high 90°F, low 70°FSSep: high 84°F, low 64°FOOct: high 74°F, low 51°FNNov: high 62°F, low 40°FDDec: high 53°F, low 35°F

30-year averages, 1991–2020

Education & workforce▼ 34% below US

24% bachelor's degree or higher

College degree attainment runs below average at 24%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

8 public schools inside the boundary

There are 8 public schools inside the boundary. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Chickamauga & Chattanooga National Military Park (23 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Soddy-Daisy's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are air quality that falls short of national benchmarks and above-average rainfall. A year of median rent ($1,047/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime.

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