What it's like to live in Borger
Borger is a small city in Texas with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Borger deals with household incomes below the national average, crime rates above the national average, college degree attainment below the national average, and a population that has been shrinking.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Crime above national average
- Low college degree attainment
- Shrinking population
- Cold winters
- Hot summers
How Borger compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Borger
Based on Borger's median rent, home value and household income
To rent
$1,820
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $36,400 a year
- 35% of Borger renters spend 30% or more of their income on rent
To buy
$20,680
a 20% down payment on the median home
- With 10% down: $10,340
- Homes cost 1.7× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 36% below US
$910/mo median rent
Rent here is genuinely low, with median rent around $910 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $103,400. That kind of affordability is rare in today's market.
Median home value $103,400 · 35% of renters cost-burdened
Job market
4.1% county unemployment
Unemployment in Hutchinson County is 4.1%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Hutchinson County (county-wide)
Safety▲ 47% above US
486 violent crimes per 100k
Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.
Property crime 1491/100k · Borger Police Department · 2025 data
Getting around▼ 25% below US
20 min average commute
Commutes are reasonable, averaging 19.5 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 6% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 94°F, and winters are cold, with lows around 28°F and snow a regular occurrence.
Average month
30-year averages, 1991–2020
Healthcare
1 hospital
There's one Medicare-certified hospital inside city limits. Hospitals in neighboring towns aren't counted here.
Medicare-certified hospitals
Education & workforce▼ 52% below US
17% bachelor's degree or higher
This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.
Schools
6 public schools inside the boundary
There are 6 public schools inside the boundary. The student-to-teacher ratio is 13:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Alibates Flint Quarries National Monument (16 miles away). There are 3 national parks and sites within a day's drive.
Bottom line
Borger's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($910/mo) equals 18% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.
Other places near Borger
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