What it's like to live in Carrollton

Carrollton is a mid-size city in Texas with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Carrollton deals with rent well above the national average, air quality that falls short of national benchmarks, hospital ratings below the national average, and hot summers.

The good

  • Low unemployment
  • Higher-than-average incomes
  • Low crime rates
  • Highly educated workforce
  • Low student-teacher ratio

The not so good

  • Rent well above the national average
  • Air quality concerns
  • Below-average hospital ratings
  • Hot summers

How Carrollton compares

Median household income

Carrollton$101,396
Texas avg$78,476
US$80,734

Median rent (per month)

Carrollton$1,735
Texas avg$1,403
US$1,413

Median home value

Carrollton$381,000
Texas avg$283,800
US$332,700

What it takes to move to Carrollton

Based on Carrollton's median rent, home value and household income

To rent

$3,470

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $69,400 a year
  • 47% of Carrollton renters spend 30% or more of their income on rent

To buy

$76,200

a 20% down payment on the median home

  • With 10% down: $38,100
  • Homes cost 3.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 23% above US

$1,735/mo median rent

Rent runs on the higher side, at $1,735 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $381,000. Buyers should expect to stretch their budget here.

Median home value $381,000 · 47% of renters cost-burdened

Job market▼ 16% below US

3.6% unemployment

Unemployment here is 3.6%, a little below the national average of 4.3%.

City-level (BLS)

Safety▼ 70% below US

98 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 1004/100k · Carrollton Police Department · 2025 data

Getting aroundNear US average

24 min average commute

Commutes run about average, at 24.1 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 22% work from home.

How workers get to work

Drive alone
65%
Work from home
22%
Carpool
9.9%
Other
1.6%
Walk
0.9%
Public transit
0.8%

Climate

Summers are hot and humid, with highs regularly hitting 93°F, and winters are chilly but manageable, with lows around 38°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 2.78" precipitationFeb: 3.37" precipitationMar: 3.56" precipitationApr: 3.52" precipitationMay: 5.18" precipitationJun: 3.83" precipitationJul: 2.22" precipitationAug: 2.48" precipitationSep: 3.30" precipitationOct: 5.26" precipitationNov: 3.04" precipitationDec: 3.37" precipitation36°JJan: high 56°F, low 36°FFFeb: high 60°F, low 40°FMMar: high 69°F, low 48°FAApr: high 75°F, low 55°FMMay: high 83°F, low 64°FJJun: high 90°F, low 71°FJJul: high 94°F, low 75°F95°AAug: high 95°F, low 75°FSSep: high 87°F, low 67°FOOct: high 78°F, low 56°FNNov: high 66°F, low 46°FDDec: high 57°F, low 38°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 2.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▲ 26% above US

45% bachelor's degree or higher

The population is well-educated, with 45% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

35 public schools inside the boundary

There are 35 public schools inside the boundary and 9 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Waco Mammoth National Monument (97 miles away).

Bottom line

Carrollton's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and air quality that falls short of national benchmarks. A year of median rent ($1,735/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (22% of workers here already work from home), and college-educated professionals.

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