What it's like to live in Henderson

Henderson is a small city in Texas with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Henderson deals with household incomes below the national average, college degree attainment below the national average, hot summers, and above-average rainfall.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Low college degree attainment
  • Hot summers
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Henderson compares

Median household income

Henderson$61,285
Texas avg$78,476
US$80,734

Median rent (per month)

Henderson$1,007
Texas avg$1,403
US$1,413

Median home value

Henderson$173,700
Texas avg$283,800
US$332,700

What it takes to move to Henderson

Based on Henderson's median rent, home value and household income

To rent

$2,014

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $40,280 a year
  • 41% of Henderson renters spend 30% or more of their income on rent

To buy

$34,740

a 20% down payment on the median home

  • With 10% down: $17,370
  • Homes cost 2.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 29% below US

$1,007/mo median rent

Rent here is genuinely low, with median rent around $1,007 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $173,700. That kind of affordability is rare in today's market.

Median home value $173,700 · 41% of renters cost-burdened

Job market

4.4% county unemployment

Unemployment in Rusk County is 4.4%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Rusk County (county-wide)

Safety▼ 10% below US

295 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 2186/100k · Henderson Police Department · 2025 data

Getting around▼ 25% below US

20 min average commute

Commutes are reasonable, averaging 19.5 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work.

How workers get to work

Drive alone
85%
Carpool
9.3%
Work from home
3.9%
Other
1.0%
Walk
0.8%

Climate

Summers are hot and humid, with highs regularly hitting 93°F, and winters are chilly but manageable, with lows around 37°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5"Jan: 4.11" precipitationFeb: 4.10" precipitationMar: 4.63" precipitationApr: 4.40" precipitationMay: 4.67" precipitationJun: 4.76" precipitationJul: 3.39" precipitationAug: 3.62" precipitationSep: 3.82" precipitationOct: 4.22" precipitationNov: 4.06" precipitationDec: 4.63" precipitation36°JJan: high 59°F, low 36°FFFeb: high 63°F, low 39°FMMar: high 70°F, low 45°FAApr: high 77°F, low 53°FMMay: high 84°F, low 62°FJJun: high 90°F, low 69°FJJul: high 94°F, low 72°F95°AAug: high 95°F, low 71°FSSep: high 89°F, low 65°FOOct: high 80°F, low 54°FNNov: high 68°F, low 44°FDDec: high 61°F, low 38°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 5.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 40% below US

22% bachelor's degree or higher

College degree attainment runs below average at 22%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

5 public schools inside the boundary

There are 5 public schools inside the boundary. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Bottom line

Henderson's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and college degree attainment below the national average. A year of median rent ($1,007/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes.

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