What it's like to live in Marshall

Marshall is a small city in Texas with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Marshall deals with household incomes below the national average, crime rates above the national average, air quality that falls short of national benchmarks, and college degree attainment below the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Average class sizes

The not so good

  • Below-average household incomes
  • Crime above national average
  • Air quality concerns
  • Low college degree attainment
  • High poverty rate
  • Hot summers

How Marshall compares

Median household income

Marshall$55,089
Texas avg$78,476
US$80,734

Median rent (per month)

Marshall$949
Texas avg$1,403
US$1,413

Median home value

Marshall$141,400
Texas avg$283,800
US$332,700

What it takes to move to Marshall

Based on Marshall's median rent, home value and household income

To rent

$1,898

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $37,960 a year
  • 48% of Marshall renters spend 30% or more of their income on rent

To buy

$28,280

a 20% down payment on the median home

  • With 10% down: $14,140
  • Homes cost 2.6× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 33% below US

$949/mo median rent

Rent here is genuinely low, with median rent around $949 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $141,400. That kind of affordability is rare in today's market.

Median home value $141,400 · 48% of renters cost-burdened

Job market

4.8% county unemployment

Unemployment in Harrison County is 4.8%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Harrison County (county-wide)

Safety▲ 66% above US

547 violent crimes per 100k

Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.

Property crime 1641/100k · Marshall Police Department · 2025 data

Getting around▼ 34% below US

17 min average commute

Commutes run short here, averaging 17.2 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 9 in 10 workers drive to work; 5% work from home.

How workers get to work

Drive alone
72%
Carpool
17%
Work from home
5.4%
Walk
3.5%
Other
3.0%

Climate

Summers are hot and humid, with highs regularly hitting 93°F, and winters are chilly but manageable, with lows around 35°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 4.20" precipitationFeb: 3.98" precipitationMar: 5.07" precipitationApr: 4.78" precipitationMay: 4.62" precipitationJun: 4.66" precipitationJul: 3.65" precipitationAug: 3.05" precipitationSep: 3.50" precipitationOct: 4.67" precipitationNov: 4.25" precipitationDec: 4.91" precipitation33°JJan: high 57°F, low 33°FFFeb: high 62°F, low 37°FMMar: high 69°F, low 44°FAApr: high 76°F, low 51°FMMay: high 83°F, low 60°FJJun: high 90°F, low 68°FJJul: high 94°F, low 71°F94°AAug: high 94°F, low 70°FSSep: high 88°F, low 64°FOOct: high 78°F, low 52°FNNov: high 67°F, low 42°FDDec: high 59°F, low 35°F

30-year averages, 1991–2020

Education & workforce▼ 44% below US

20% bachelor's degree or higher

College degree attainment runs below average at 20%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

9 public schools inside the boundary

There are 9 public schools inside the boundary and 2 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is President William Jefferson Clinton Birthplace Home National Historic Site (90 miles away). There are 2 national parks and sites within a day's drive.

Bottom line

Marshall's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($949/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes.

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