What it's like to live in Hutto
Hutto is a small city in Texas with unemployment below the national average, household incomes running above the national average, crime rates well below the national average, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Hutto deals with rent well above the national average, commute times longer than most cities, and hot summers.
The good
- Low unemployment
- Higher-than-average incomes
- Low crime rates
- Fast-growing population
- Low student-teacher ratio
The not so good
- Rent well above the national average
- Above-average commute times
- Hot summers
How Hutto compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Hutto
Based on Hutto's median rent, home value and household income
To rent
$4,510
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $90,200 a year
- 41% of Hutto renters spend 30% or more of their income on rent
To buy
$73,140
a 20% down payment on the median home
- With 10% down: $36,570
- Homes cost 3.1× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 60% above US
$2,255/mo median rent
Rent is expensive here, at $2,255 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices run above average, with a median around $365,700. Buyers should expect to stretch their budget here.
Median home value $365,700 · 41% of renters cost-burdened
Job market▼ 23% below US
3.3% unemployment
Unemployment here is 3.3%, a little below the national average of 4.3%.
City-level (BLS)
Safety▼ 74% below US
84 violent crimes per 100k
Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.
Property crime 677/100k · Hutto Police Department · 2025 data
Getting around▲ 13% above US
29 min average commute
Commutes run about average, at 29.3 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 8 in 10 workers drive to work; 18% work from home.
How workers get to work
Climate
Summers are hot and humid, with highs regularly hitting 95°F, and winters are chilly but manageable, with lows around 39°F.
Average month
30-year averages, 1991–2020
Education & workforceNear US average
36% bachelor's degree or higher
Education levels run about average, with 36% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.
Schools
10 public schools inside the boundary
There are 10 public schools inside the boundary. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is El Camino Real de los Tejas National Historic Trail (33 miles away). There are 4 national parks and sites within a day's drive.
Bottom line
Hutto's strongest points are unemployment below the national average and household incomes running above the national average; the main tradeoffs are rent well above the national average and commute times longer than most cities. A year of median rent ($2,255/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit job seekers, anyone prioritizing low crime, and remote workers (18% of workers here already work from home). It may be a harder fit for renters on a tight budget.
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