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85,999people live here $95,062median household income▲ 18% above US $1,795median rent per month▲ 27% above US $429,100median home value▲ 29% above US

What it's like to live in Georgetown

Georgetown is a smaller city in Texas with household incomes running above the national average, crime rates well below the national average, a highly educated workforce, and a population that has grown fast since 2020. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Georgetown deals with rent well above the national average, home prices well above the national average, commute times longer than most cities, and a rent burden that leaves many renters stretched thin.

The good

Higher-than-average incomes
Low crime rates
Highly educated workforce
Fast-growing population
Low student-teacher ratio

The not so good

Rent well above the national average
High home prices
Above-average commute times
High rent burden for renters
Hot summers

How Georgetown compares

Median household income

Georgetown$95,062

Texas avg$78,476

US$80,734

Median rent (per month)

Georgetown$1,795

Texas avg$1,403

US$1,413

Median home value

Georgetown$429,100

Texas avg$283,800

US$332,700

What it takes to move to Georgetown

Based on Georgetown's median rent, home value and household income

To rent

$3,590

up front: first month plus a typical one-month deposit

Income to keep rent under 30%: $71,800 a year
55% of Georgetown renters spend 30% or more of their income on rent

To buy

$85,820

a 20% down payment on the median home

With 10% down: $42,910
Homes cost 4.5× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 27% above US

$1,795/mo median rent

Rent runs on the higher side, at $1,795 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices run above average, with a median around $429,100. Buyers should expect to stretch their budget here.

Median home value $429,100 · 55% of renters cost-burdened

Job marketNear US average

4.1% unemployment

Unemployment here is 4.1%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 55% below US

149 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 789/100k · Georgetown Police Department · 2025 data

Getting aroundNear US average

28 min average commute

Commutes run about average, at 28.2 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 7 in 10 workers drive to work; 24% work from home.

How workers get to work

Drive alone

65%

Work from home

24%

Carpool

8.9%

Other

1.3%

Walk

0.8%

Public transit

0.1%

Climate

Summers are hot and humid, with highs regularly hitting 95°F, and winters are chilly but manageable, with lows around 38°F.

Average month

High °FLow °FPrecip (in)

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits.

Medicare-certified hospitals

Education & workforce▲ 33% above US

48% bachelor's degree or higher

The population is well-educated, with 48% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

39 public schools inside the boundary

There are 39 public schools inside the boundary and 5 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is El Camino Real de los Tejas National Historic Trail (45 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Georgetown's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,795/mo) equals 23% of the median household income here, about the same as the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (24% of workers here already work from home), and college-educated professionals. It may be a harder fit for renters on a tight budget.

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