What it's like to live in White Settlement
White Settlement is a small city in Texas with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. White Settlement deals with household incomes below the national average, air quality that falls short of national benchmarks, college degree attainment below the national average, and a rent burden that leaves many renters stretched thin.
The good
- Rent below the national average
- Affordable home prices
- Short commutes
- Low student-teacher ratio
The not so good
- Below-average household incomes
- Air quality concerns
- Low college degree attainment
- High rent burden for renters
- Hot summers
- Car-dependent — few commuters use transit
How White Settlement compares
Median household income
Median rent (per month)
Median home value
What it takes to move to White Settlement
Based on White Settlement's median rent, home value and household income
To rent
$2,506
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $50,120 a year
- 58% of White Settlement renters spend 30% or more of their income on rent
To buy
$37,420
a 20% down payment on the median home
- With 10% down: $18,710
- Homes cost 3.3× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▼ 11% below US
$1,253/mo median rent
Cost of living works in this city's favor. Median rent sits around $1,253 a month, nothing that raises eyebrows. Solid value overall. Home prices here are genuinely accessible, with a median around $187,100. That kind of affordability is rare in today's market.
Median home value $187,100 · 58% of renters cost-burdened
Job market
3.9% county unemployment
Unemployment in Tarrant County is 3.9%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.
Tarrant County (county-wide)
Safety▼ 13% below US
288 violent crimes per 100k
Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.
Property crime 1689/100k · White Settlement Police Department · 2025 data
Getting around▼ 13% below US
23 min average commute
Commutes are reasonable, averaging 22.7 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 10% work from home.
How workers get to work
Climate
Summers run seriously hot, with average highs pushing 95°F, and winters are chilly but manageable, with lows around 39°F.
Average month
30-year averages, 1991–2020
Education & workforce▼ 52% below US
17% bachelor's degree or higher
This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.
Schools
8 public schools inside the boundary
There are 8 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 15:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.
Parks & recreation
The nearest national park or historic site is Waco Mammoth National Monument (81 miles away).
Bottom line
White Settlement's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and air quality that falls short of national benchmarks. A year of median rent ($1,253/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It tends to suit people watching their budget. It may be a harder fit for anyone who doesn't drive.
Other places near White Settlement
All Texas guides →Moving to Benbrook →
5 mi away · pop. 24,557
Rent $1,566/mo · Income $86,292
Compare with White Settlement →Moving to Fort Worth →
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Rent $1,509/mo · Income $79,507
Compare with White Settlement →Moving to Saginaw →
9 mi away · pop. 24,970
Rent $1,776/mo · Income $97,276
Compare with White Settlement →Moving to Azle →
11 mi away · pop. 14,126
Rent $1,333/mo · Income $68,514
Compare with White Settlement →Not sure White Settlement is the one?
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