About
Life in White Settlement
If you're looking at White Settlement, you're looking at a compact, family-oriented suburb just northwest of Fort Worth where you can actually afford to buy a home — median values hover around $187,100, with a median household income of $56,472 keeping things relatively accessible compared to sprawling metro alternatives. The trade-off is that this is fully urban and car-dependent; there's no rural escape or serious walkability, and with only about 18% of residents holding a bachelor's degree or higher (compared to 34% statewide), the community skews toward practical, working-class values rather than college-town culture. Weekends mean exploring the 92 local restaurants scattered throughout the compact 5.1 square miles, enjoying the White Settlement Public Library and Municipal Complex amenities, or driving out to larger Fort Worth attractions — outdoor recreation exists here but you're not moving for hiking trails or water access.
White Settlement at a Glance
Population, income, housing and more
Median Age
35.1 yrs
Poverty Rate
12.7%
Foreign-Born
12.3%
Broadband Internet
88.9%
of households
Population Growth
-2.0%
recent change · Census Bureau
Median household income
Demographics12.3% foreign-born, most often from Mexico
Who lives in White Settlement: race and ethnicity, ages, households, languages and countries of origin
In White Settlement, the largest foreign-born group is from Mexico (82.2%), and 29.1% of residents speak Spanish at home.
Under 18
26.2%
of residents
65 and Older
14.3%
of residents
Households with Kids
36.5%
anyone under 18
Living Alone
30.7%
of households
Married Couples
43.3%
of households
Avg Household Size
2.69
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 11% below TX average
Rent, home values, and income in White Settlement
In White Settlement, rent runs 11% below the TX average, and home values are 34% below the TX average.
Median rent (per month)
Median home value
Rent Burdened
57.8%
spending 30%+ of income on rent
Severely Rent Burdened
22.1%
spending 50%+
Cost of Living Index
103.1
metro area (BEA) · US avg = 100
Median Property Tax
$2,762
per year, owner-occupied homes
Homeowners
60.7%
of occupied homes are owned
Typical Home Built
1973
median year built
Vacant Homes
13.0%
of housing units
Home Value Trend
Latest: $215,286 (September 2026)
Jobs & Economyunemployment about average for TX
Unemployment in White Settlement and typical pay across the metro area
Unemployment in Tarrant County, which includes White Settlement, is close to the TX average.
Unemployment rate
White Settlement: Tarrant County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Tarrant County (county-wide) · Annual averages
White Settlement is less than 1% of Tarrant County’s population, so county-wide figures may differ from local conditions.
What White Settlement Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Dallas-Fort Worth-Arlington, TX metro area
Commute22.7 min avg
How White Settlement residents get to work, and the nearest airports
In White Settlement, most residents drive alone to work (74%), and 69% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 26 mi
Dallas Fort Worth International Airport (DFW)
Major hub41.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 13% below national average
Crime rates for 2025
Violent crime in White Settlement runs 13% below the national average.
Violent Crime Rate
288
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,689.1
per 100,000 residents
Above average (1,552 national, 2025)
White Settlement Police Department
Natural DisastersHail most common — 39 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
99.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Tarrant County, county-wide · FEMA NRI December 2025
In Tarrant County, which includes White Settlement, the most common type is hail, with 39 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 39 | Hail | $10.7M |
| 2024 | 39 | Hail | $4.7M |
| 2023 | 38 | Hail | $4.5M |
| 2022 | 39 | Drought | $497,500 |
| 2021 | 27 | Hail | $829.4M |
| 2020 | 31 | Hail | $497,000 |
| 2019 | 41 | Thunderstorm Wind | $1.0M |
| 2018 | 19 | Hail | $181,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Tarrant County, county-wide
White Settlement is less than 1% of Tarrant County’s population, so county-wide figures may differ from local conditions.
Air Quality56 median AQI — Moderate
Days by air quality category (2025)
Air quality in Tarrant County, which includes White Settlement, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
56
Good Days
116
per year
Moderate Days
219
per year
Unhealthy Days
2
per year
Tarrant County, county-wide
White Settlement is less than 1% of Tarrant County’s population, so county-wide figures may differ from local conditions.
Climate95°F summers, 39°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
White Settlement has hot summers (avg high 95°F) and mild winters (avg low 39°F).
Spring (Mar–May)
78°/57°F
avg high / low
Summer (Jun–Aug)
95°/75°F
avg high / low
Fall (Sep–Nov)
79°/58°F
avg high / low
Winter (Dec–Feb)
61°/39°F
avg high / low
Annual Precipitation
32.6"
Annual Snowfall
0.0"
Hot Days/Year
114
days above 90°F
Freeze Days/Year
26
days below 32°F
Rainy Days/Year
72
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 59°F | 37°F | 1.89" |
| Feb | 63°F | 41°F | 2.05" |
| Mar | 70°F | 49°F | 3.24" |
| Apr | 78°F | 56°F | 2.53" |
| May | 85°F | 65°F | 3.61" |
| Jun | 92°F | 73°F | 4.24" |
| Jul | 97°F | 77°F | 2.00" |
| Aug | 97°F | 76°F | 1.80" |
| Sep | 90°F | 70°F | 2.58" |
| Oct | 79°F | 58°F | 3.87" |
| Nov | 68°F | 48°F | 2.56" |
| Dec | 60°F | 40°F | 2.20" |
Healthcare
Hospitals, ratings, and health insurance in White Settlement
Uninsured
21.7%
of residents
No hospitals inside White Settlement's limits — nearest hospitals · within 15 miles
Wellbridge Healthcare Fort Worth
Psychiatric · ER available · 5.8 mi away · Fort Worth
Medical City Fort Worth
Acute Care Hospitals · ER available · 6.9 mi away · Fort Worth
Baylor Scott and White Surgical Hospital Fortworth
Acute Care Hospitals · ER available · 7 mi away · Fort Worth
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.5:1 student/teacher ratio
Schools and degree attainment in White Settlement
White Settlement's student/teacher ratio is 14.5:1 (lower than the national average of 16:1), and 17.4% of adults 25+ hold a bachelor's degree or higher.
Public Schools
8
within city limits
Private Schools
1
within city limits
College Degree Rate
17.4%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near White Settlement (within 15 miles)
Tarrant County College District
7.2 mi awayPublic · 2-year · 42,300 students · in-state tuition $1,998 · 25% graduate · median earnings $45,883 (10 yrs after entry)
Private nonprofit · 4-year · 11,026 students · in-state tuition $63,590 · 82% graduate · median earnings $77,334 (10 yrs after entry)
Private nonprofit · 4-year · 1,741 students · in-state tuition $40,844 · 42% graduate · median earnings $56,582 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Waco Mammoth National Monument, 81 mi
Nearby national parks, recreation areas and public libraries for White Settlement
White Settlement has 1 nearby national park or recreation area, closest being Waco Mammoth National Monument (81 mi away).
Nearby National Parks & Recreation Areas
Waco Mammoth National Monument
National Monument
81 mi awayPublic Libraries in White Settlement
White Settlement Public Library
8215 White Settlement Rd, White Settlement
Cities Near White Settlement
The closest cities within 60 miles
Planning a move to White Settlement?
Read our full moving guide — what it's really like to live here.
White Settlement FAQ
Is White Settlement, Texas affordable?⌄
White Settlement's median rent is $1,253/month, which is below the national average, making it relatively affordable. The median household income is $56,784/year. Median home value is $187,100.
Is White Settlement, Texas safe?⌄
White Settlement's violent crime rate was 288 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1689 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in White Settlement, Texas?⌄
Tarrant County, which includes White Settlement, has an unemployment rate of 3.9%, which is close to the national average of 4.3%.
What is the cost of living in White Settlement, Texas?⌄
The cost of living in White Settlement is primarily driven by housing. Median rent is $1,253/month and median household income is $56,784/year. The median home value is $187,100. About 58% of renters spend more than 30% of their income on housing.
How is the commute in White Settlement, Texas?⌄
The average commute in White Settlement is 23 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from