What it's like to live in Portsmouth

Portsmouth is a smaller city in Virginia with home prices that remain within reach and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Portsmouth deals with household incomes below the national average, crime rates above the national average, a rent burden that leaves many renters stretched thin, and a car-dependent commute, with few people using transit.

The good

  • Affordable home prices
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • High rent burden for renters
  • Car-dependent — few commuters use transit

How Portsmouth compares

Median household income

Portsmouth$60,491
Virginia avg$93,170
US$80,734

Median rent (per month)

Portsmouth$1,300
Virginia avg$1,579
US$1,413

Median home value

Portsmouth$246,900
Virginia avg$383,700
US$332,700

What it takes to move to Portsmouth

Based on Portsmouth's median rent, home value and household income

To rent

$2,600

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $52,000 a year
  • 56% of Portsmouth renters spend 30% or more of their income on rent

To buy

$49,380

a 20% down payment on the median home

  • With 10% down: $24,690
  • Homes cost 4.1× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,300/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,300 a month, nothing that raises eyebrows. Solid value overall. Home prices are reasonable, with a median around $246,900. Not a steal, but not intimidating either.

Median home value $246,900 · 56% of renters cost-burdened

Job marketNear US average

4.3% unemployment

Unemployment here is 4.3%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 135% above US

773 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 3264/100k · Portsmouth Police Department · 2025 data

Getting aroundNear US average

24 min average commute

Commutes are reasonable, averaging 23.7 minutes. Nothing heroic, and there's still time left over for a life after work. 8 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
71%
Carpool
12%
Work from home
8.7%
Walk
3.2%
Other
3.1%
Public transit
1.6%

Climate

Summers are warm, with highs around 86°F, and winters are chilly but manageable, with lows around 36°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5.5"Jan: 2.93" precipitationFeb: 2.55" precipitationMar: 3.47" precipitationApr: 3.28" precipitationMay: 3.55" precipitationJun: 4.64" precipitationJul: 5.21" precipitationAug: 5.30" precipitationSep: 5.14" precipitationOct: 3.58" precipitationNov: 3.14" precipitationDec: 2.89" precipitation34°JJan: high 50°F, low 34°FFFeb: high 53°F, low 35°FMMar: high 59°F, low 41°FAApr: high 70°F, low 50°FMMay: high 77°F, low 60°FJJun: high 84°F, low 68°F89°JJul: high 89°F, low 73°FAAug: high 86°F, low 72°FSSep: high 81°F, low 67°FOOct: high 72°F, low 56°FNNov: high 61°F, low 45°FDDec: high 54°F, low 38°F

30-year averages, 1991–2020

Healthcare

2 hospitals

There are 2 Medicare-certified hospitals inside city limits. They average 3.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 32% below US

24% bachelor's degree or higher

College degree attainment runs below average at 24%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

23 public schools inside the boundary

There are 23 public schools inside the boundary and 10 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Fort Monroe National Monument (11 miles away). There are 8 national parks and sites within a day's drive.

Bottom line

Portsmouth's strongest point is home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($1,300/mo) equals 26% of the median household income here, more than the 21% typical nationwide. It may be a harder fit for anyone who doesn't drive.

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