What it's like to live in Tumwater

Tumwater is a small city in Washington with household incomes running above the national average, commutes that run shorter than most cities, a highly educated workforce, and a growing population. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Tumwater deals with rent well above the national average, home prices well above the national average, larger class sizes than the national average, and above-average rainfall.

The good

  • Higher-than-average incomes
  • Short commutes
  • Highly educated workforce
  • Growing population

The not so good

  • Rent well above the national average
  • High home prices
  • High student-teacher ratio
  • Above-average rainfall
  • Smaller place — fewer dining and entertainment options

How Tumwater compares

Median household income

Tumwater$95,212
Washington avg$98,141
US$80,734

Median rent (per month)

Tumwater$1,779
Washington avg$1,760
US$1,413

Median home value

Tumwater$472,200
Washington avg$564,600
US$332,700

What it takes to move to Tumwater

Based on Tumwater's median rent, home value and household income

To rent

$3,558

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $71,160 a year
  • 49% of Tumwater renters spend 30% or more of their income on rent

To buy

$94,440

a 20% down payment on the median home

  • With 10% down: $47,220
  • Homes cost 5.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▲ 26% above US

$1,779/mo median rent

Rent runs on the higher side, at $1,779 a month median. Whether that premium makes sense usually comes down to the local job market and what it pays. Home prices are steep, with a median around $472,200. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $472,200 · 49% of renters cost-burdened

Job marketNear US average

3.9% unemployment

Unemployment here is 3.9%, close to the national average of 4.3%.

City-level (BLS)

Safety▼ 14% below US

283 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 1490/100k · Tumwater Police Department · 2025 data

Getting around▼ 18% below US

21 min average commute

Commutes are reasonable, averaging 21.3 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 28% work from home.

How workers get to work

Drive alone
60%
Work from home
28%
Carpool
7.8%
Walk
2.6%
Other
1.8%
Public transit
0.5%

Climate

Summers are comfortable, with highs around 75°F, and winters are chilly but manageable, with lows around 33°F. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
20°40°60°80°8.5"Jan: 7.80" precipitationFeb: 5.09" precipitationMar: 5.68" precipitationApr: 3.67" precipitationMay: 2.26" precipitationJun: 1.46" precipitationJul: 0.53" precipitationAug: 0.96" precipitationSep: 2.04" precipitationOct: 5.07" precipitationNov: 8.21" precipitationDec: 7.85" precipitationJJan: high 46°F, low 33°F32°FFeb: high 49°F, low 32°FMMar: high 54°F, low 35°FAApr: high 59°F, low 38°FMMay: high 66°F, low 43°FJJun: high 71°F, low 47°FJJul: high 78°F, low 51°F78°AAug: high 78°F, low 51°FSSep: high 72°F, low 46°FOOct: high 60°F, low 41°FNNov: high 51°F, low 36°FDDec: high 45°F, low 33°F

30-year averages, 1991–2020

Education & workforce▲ 19% above US

43% bachelor's degree or higher

The population is well-educated, with 43% holding college degrees. That points to a strong professional base and generally a healthy local economy.

Schools

14 public schools inside the boundary

There are 14 public schools inside the boundary. The student-to-teacher ratio is 20:1, slightly above the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Klondike Gold Rush - Seattle Unit National Historical Park (50 miles away). There are 7 national parks and sites within a day's drive.

Bottom line

Tumwater's strongest points are household incomes running above the national average and commutes that run shorter than most cities; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($1,779/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit remote workers (28% of workers here already work from home), people who want short commutes, and college-educated professionals. It may be a harder fit for renters on a tight budget.

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