What it's like to live in Beaver Dam

Beaver Dam is a small city in Wisconsin with rent below the national average, home prices that remain within reach, county unemployment below the national average, and crime rates well below the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Beaver Dam deals with household incomes below the national average, cold, harsh winters, snowy winters, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Low unemployment in the county
  • Low crime rates
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Cold, harsh winters
  • Snowy winters — 43" per year
  • Smaller place — fewer dining and entertainment options
  • Car-dependent — few commuters use transit

How Beaver Dam compares

Median household income

Beaver Dam$66,673
Wisconsin avg$77,485
US$80,734

Median rent (per month)

Beaver Dam$959
Wisconsin avg$1,087
US$1,413

Median home value

Beaver Dam$201,900
Wisconsin avg$266,500
US$332,700

What it takes to move to Beaver Dam

Based on Beaver Dam's median rent, home value and household income

To rent

$1,918

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $38,360 a year
  • 32% of Beaver Dam renters spend 30% or more of their income on rent

To buy

$40,380

a 20% down payment on the median home

  • With 10% down: $20,190
  • Homes cost 3.0× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 32% below US

$959/mo median rent

Rent here is genuinely low, with median rent around $959 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $201,900. That kind of affordability is rare in today's market.

Median home value $201,900 · 32% of renters cost-burdened

Job market

2.7% county unemployment

Unemployment in Dodge County is 2.7%, well below the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Dodge County (county-wide)

Safety▼ 52% below US

159 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 696/100k · Beaver Dam Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.6 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
81%
Work from home
8.5%
Carpool
6.0%
Walk
3.5%
Other
1.6%

Climate

Summers are comfortable, with highs around 78°F, and winters are cold and harsh, with lows dropping to 12°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°5.5"Jan: 1.49" precipitationFeb: 1.42" precipitationMar: 2.13" precipitationApr: 3.83" precipitationMay: 4.05" precipitationJun: 5.04" precipitationJul: 4.14" precipitationAug: 4.07" precipitationSep: 3.26" precipitationOct: 3.04" precipitationNov: 2.15" precipitationDec: 1.65" precipitation9°JJan: high 25°F, low 9°FFFeb: high 29°F, low 11°FMMar: high 41°F, low 23°FAApr: high 54°F, low 34°FMMay: high 67°F, low 46°FJJun: high 77°F, low 56°F80°JJul: high 80°F, low 60°FAAug: high 78°F, low 58°FSSep: high 72°F, low 50°FOOct: high 58°F, low 38°FNNov: high 43°F, low 26°FDDec: high 30°F, low 15°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits, rated 2.0 out of 5 by Medicare. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 30% below US

25% bachelor's degree or higher

College degree attainment runs below average at 25%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

8 public schools inside the boundary

There are 8 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Ice Age National Scenic Trail (51 miles away).

Bottom line

Beaver Dam's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and cold, harsh winters. A year of median rent ($959/mo) equals 17% of the median household income here, less than the 21% typical nationwide. It tends to suit people watching their budget, job seekers (county-wide unemployment is low), and anyone prioritizing low crime. It may be a harder fit for anyone who dislikes long, cold winters.

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