What it's like to live in Whitefish Bay

Whitefish Bay is a small city in Wisconsin with household incomes running above the national average, crime rates well below the national average, commutes that run shorter than most cities, and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Whitefish Bay deals with home prices well above the national average, air quality that falls short of national benchmarks, a population that has been shrinking, and cold, harsh winters.

The good

  • Higher-than-average incomes
  • Low crime rates
  • Short commutes
  • Highly educated workforce
  • Average class sizes

The not so good

  • High home prices
  • Air quality concerns
  • Shrinking population
  • Cold, harsh winters
  • Snowy winters — 40" per year

How Whitefish Bay compares

Median household income

Whitefish Bay$157,109
Wisconsin avg$77,485
US$80,734

Median rent (per month)

Whitefish Bay$1,335
Wisconsin avg$1,087
US$1,413

Median home value

Whitefish Bay$533,800
Wisconsin avg$266,500
US$332,700

What it takes to move to Whitefish Bay

Based on Whitefish Bay's median rent, home value and household income

To rent

$2,670

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $53,400 a year
  • 45% of Whitefish Bay renters spend 30% or more of their income on rent

To buy

$106,760

a 20% down payment on the median home

  • With 10% down: $53,380
  • Homes cost 3.4× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of livingNear US average

$1,335/mo median rent

Cost of living works in this city's favor. Median rent sits around $1,335 a month, nothing that raises eyebrows. Solid value overall. Home prices are steep, with a median around $533,800. Renting first to get a feel for the city before buying is often the more practical route.

Median home value $533,800 · 45% of renters cost-burdened

Job market

4.0% county unemployment

Unemployment in Milwaukee County is 4.0%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Milwaukee County (county-wide)

Safety▼ 96% below US

14 violent crimes per 100k

Safety is genuinely one of the selling points here. Both violent and property crime run well below the national average, the kind of numbers that fade into the background after a week of living somewhere.

Property crime 728/100k · Whitefish Bay Police Department · 2025 data

Getting around▼ 20% below US

21 min average commute

Commutes are reasonable, averaging 20.8 minutes. Nothing heroic, and there's still time left over for a life after work. 7 in 10 workers drive to work; 27% work from home.

How workers get to work

Drive alone
64%
Work from home
27%
Carpool
3.8%
Walk
2.4%
Other
1.6%
Public transit
1.1%

Climate

Summers are warm, with highs around 80°F, and winters are cold and harsh, with lows dropping to 17°F.

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°100°5"Jan: 1.48" precipitationFeb: 1.49" precipitationMar: 1.79" precipitationApr: 3.71" precipitationMay: 3.73" precipitationJun: 4.84" precipitationJul: 3.57" precipitationAug: 3.68" precipitationSep: 3.02" precipitationOct: 2.73" precipitationNov: 2.05" precipitationDec: 1.73" precipitation14°JJan: high 30°F, low 14°FFFeb: high 34°F, low 17°FMMar: high 44°F, low 26°FAApr: high 56°F, low 36°FMMay: high 68°F, low 48°FJJun: high 78°F, low 58°F83°JJul: high 83°F, low 63°FAAug: high 81°F, low 62°FSSep: high 74°F, low 53°FOOct: high 61°F, low 42°FNNov: high 47°F, low 30°FDDec: high 35°F, low 21°F

30-year averages, 1991–2020

Education & workforce▲ 128% above US

82% bachelor's degree or higher

This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.

Schools

4 public schools inside the boundary

There are 4 public schools inside the boundary and 3 private schools. The student-to-teacher ratio is 16:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Pullman National Historical Park (99 miles away).

Bottom line

Whitefish Bay's strongest points are household incomes running above the national average and crime rates well below the national average; the main tradeoffs are home prices well above the national average and air quality that falls short of national benchmarks. A year of median rent ($1,335/mo) equals 10% of the median household income here, less than the 21% typical nationwide. It tends to suit anyone prioritizing low crime, remote workers (27% of workers here already work from home), and people who want short commutes. It may be a harder fit for anyone who dislikes long, cold winters.

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