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Living in
Amsterdam.
About
Life in Amsterdam
If you're considering a move to Amsterdam, you're looking at a genuine working-class city in the Mohawk Valley with real affordability and strong community ties, not a tourist destination. The median home value hovers around $138,000 with median rent at $1,006 a month—genuinely accessible compared to most of the Northeast—and a median household income of about $56,000 reflects a population that's built its life here, not just passing through. The job market centers on distribution centers and logistics operations in the nearby Florida Business Park (Target, Dollar General, and others employ thousands from the city and surrounding county), plus healthcare and public services, with an unemployment rate of 4.3% that's solid and stable.
Amsterdam at a Glance
Population, income, housing and more
Median Age
39.5 yrs
Poverty Rate
20.2%
Foreign-Born
4.6%
Broadband Internet
87.6%
of households
Population Growth
-0.7%
recent change · Census Bureau
Median household income
Demographics4.6% foreign-born, most often from Costa Rica
Who lives in Amsterdam: race and ethnicity, ages, households, languages and countries of origin
In Amsterdam, the largest foreign-born group is from Costa Rica (17.1%), and 15.8% of residents speak Spanish at home.
Under 18
23.0%
of residents
65 and Older
19.5%
of residents
Households with Kids
24.4%
anyone under 18
Living Alone
34.5%
of households
Married Couples
32.2%
of households
Avg Household Size
2.31
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 38% below NY average
Rent, home values, and income in Amsterdam
In Amsterdam, rent runs 38% below the NY average, and home values are 67% below the NY average.
Median rent (per month)
Median home value
Rent Burdened
42.9%
spending 30%+ of income on rent
Severely Rent Burdened
25.6%
spending 50%+
Median Property Tax
$4,369
per year, owner-occupied homes
Homeowners
53.0%
of occupied homes are owned
Vacant Homes
18.0%
of housing units
Home Value Trend
Latest: $245,150 (September 2026)
Jobs & Economyunemployment about average for NY
Unemployment in Amsterdam
Unemployment in Montgomery County, which includes Amsterdam, is close to the NY average.
Unemployment rate
Amsterdam: Montgomery County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Montgomery County (county-wide) · Annual averages
What Amsterdam Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute20.7 min avg
How Amsterdam residents get to work, and the nearest airports
In Amsterdam, most residents drive alone to work (73%), and 69% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 24 mi
Albany International Airport (ALB)
Small hub1.6M passengers boarded in 2025
- 102 mi
Bradley International Airport (BDL)
Medium hub3.3M passengers boarded in 2025
- 150 mi
LaGuardia Airport (LGA)
Major hub16.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 10% below national average
Crime rates for 2025
Violent crime in Amsterdam runs 10% below the national average.
Violent Crime Rate
297.3
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
611.2
per 100,000 residents
Below average (1,552 national, 2025)
Amsterdam Police Department
Natural DisastersWinter Weather most common — 34 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
65.2 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Montgomery County, county-wide · FEMA NRI December 2025
In Montgomery County, which includes Amsterdam, the most common type is winter weather, with 34 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 34 | Strong Wind | $1,000 |
| 2024 | 23 | Winter Weather | None reported |
| 2023 | 22 | Thunderstorm Wind | $3,000 |
| 2022 | 28 | Winter Weather | $160,000 |
| 2021 | 33 | Thunderstorm Wind | $100,000 |
| 2020 | 22 | Strong Wind | $34,000 |
| 2019 | 33 | Thunderstorm Wind | $5,000 |
| 2018 | 24 | Winter Weather | $4,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Montgomery County, county-wide
Air Quality34 median AQI — Good
Days by air quality category (2025)
Air quality in Saratoga County, NY (the nearest EPA-monitored county, about 20 miles from Amsterdam) is typically good — 310 good-air days per year.
Median AQI
34
Good Days
310
per year
Moderate Days
12
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Saratoga County, NY (20 mi away)
Climate79°F summers, 15°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Amsterdam has mild summers (avg high 79°F) and very cold winters (avg low 15°F).
Spring (Mar–May)
56°/33°F
avg high / low
Summer (Jun–Aug)
79°/56°F
avg high / low
Fall (Sep–Nov)
60°/38°F
avg high / low
Winter (Dec–Feb)
34°/15°F
avg high / low
Annual Precipitation
44.4"
Annual Snowfall
63.5"
Hot Days/Year
9
days above 90°F
Freeze Days/Year
154
days below 32°F
Rainy Days/Year
128
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 31°F | 12°F | 2.62" |
| Feb | 34°F | 13°F | 2.35" |
| Mar | 42°F | 20°F | 3.26" |
| Apr | 57°F | 33°F | 3.44" |
| May | 70°F | 44°F | 3.52" |
| Jun | 77°F | 54°F | 4.96" |
| Jul | 82°F | 59°F | 4.48" |
| Aug | 80°F | 56°F | 4.14" |
| Sep | 74°F | 49°F | 3.58" |
| Oct | 59°F | 38°F | 4.46" |
| Nov | 48°F | 28°F | 2.77" |
| Dec | 36°F | 19°F | 3.04" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Amsterdam
Amsterdam has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
5.0%
of residents
Avg Hospital Rating
3.0 / 5
St Marys Healthcare
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Nathan Littauer Hospital
Acute Care Hospitals · ER available · 11.2 mi away · Gloversville
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.2:1 student/teacher ratio
Schools and degree attainment in Amsterdam
Amsterdam's student/teacher ratio is 14.2:1 (lower than the national average of 16:1), and 22.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
0
within city limits
College Degree Rate
22.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.2:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Amsterdam (within 15 miles)
Schenectady County Community College
15 mi awayPublic · 2-year · 1,507 students · in-state tuition $6,612 · 24% graduate · median earnings $44,042 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Saratoga National Historical Park, 28 mi
Nearby national parks, recreation areas and public libraries for Amsterdam
Amsterdam has 8 nearby national parks or recreation areas, closest being Saratoga National Historical Park (28 mi away).
Nearby National Parks & Recreation Areas
Saratoga National Historical Park
National Historical Park
28 mi awayMartin Van Buren National Historic Site
National Historic Site
47 mi awayThomas Cole National Historic Site
National Historic Site
52 mi awayColtsville National Historical Park
National Historical Park
60 mi awayFort Stanwix National Monument
National Monument
66 mi awayVanderbilt Mansion National Historic Site
National Historic Site
80 mi awayHome Of Franklin D Roosevelt National Historic Site
National Historic Site
82 mi awayEleanor Roosevelt National Historic Site
National Historic Site
83 mi awayPublic Libraries in Amsterdam
Amsterdam Free Library
28 Church Street, Amsterdam
Cities Near Amsterdam
The closest cities within 60 miles
Planning a move to Amsterdam?
Read our full moving guide — what it's really like to live here.
Amsterdam FAQ
Is Amsterdam, New York affordable?⌄
Amsterdam's median rent is $1,006/month, which is below the national average, making it relatively affordable. The median household income is $56,178/year. Median home value is $137,900.
Is Amsterdam, New York safe?⌄
Amsterdam's violent crime rate was 297 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 611 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Amsterdam, New York?⌄
Montgomery County, which includes Amsterdam, has an unemployment rate of 4.2%, which is close to the national average of 4.3%.
What is the cost of living in Amsterdam, New York?⌄
The cost of living in Amsterdam is primarily driven by housing. Median rent is $1,006/month and median household income is $56,178/year. The median home value is $137,900. About 43% of renters spend more than 30% of their income on housing.
How is the commute in Amsterdam, New York?⌄
The average commute in Amsterdam is 21 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from