About

Life in Amsterdam

If you're considering a move to Amsterdam, you're looking at a genuine working-class city in the Mohawk Valley with real affordability and strong community ties, not a tourist destination. The median home value hovers around $138,000 with median rent at $1,006 a month—genuinely accessible compared to most of the Northeast—and a median household income of about $56,000 reflects a population that's built its life here, not just passing through. The job market centers on distribution centers and logistics operations in the nearby Florida Business Park (Target, Dollar General, and others employ thousands from the city and surrounding county), plus healthcare and public services, with an unemployment rate of 4.3% that's solid and stable.

Amsterdam at a Glance

Population, income, housing and more

Median Age

39.5 yrs

Poverty Rate

20.2%

Foreign-Born

4.6%

Broadband Internet

87.6%

of households

Population Growth

-0.7%

recent change · Census Bureau

Median household income

Amsterdam$56,178
New York avg$85,974
US$80,734

Demographics4.6% foreign-born, most often from Costa Rica

Who lives in Amsterdam: race and ethnicity, ages, households, languages and countries of origin

In Amsterdam, the largest foreign-born group is from Costa Rica (17.1%), and 15.8% of residents speak Spanish at home.

Under 18

23.0%

of residents

65 and Older

19.5%

of residents

Households with Kids

24.4%

anyone under 18

Living Alone

34.5%

of households

Married Couples

32.2%

of households

Avg Household Size

2.31

people

Race & Ethnicity

White53.9%
Hispanic or Latino34.2%
Black5.3%
Two or more races3.5%
Asian1.5%
Other1.5%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Costa Rica17.1%
Colombia9.4%
Dominican Republic8.8%
Ukraine7.9%
Mexico5.6%
Thailand5.3%
Italy4.8%
China4.3%
Cuba3.2%
Guatemala2.9%

Languages Spoken at Home

English only81.8%
Spanish15.8%
Other Indo-European0.7%
Russian/Slavic0.6%
Tagalog/Filipino0.5%
French/Haitian0.2%
German/Germanic0.2%
Other0.1%

Cost of Livingrent 38% below NY average

Rent, home values, and income in Amsterdam

In Amsterdam, rent runs 38% below the NY average, and home values are 67% below the NY average.

Median rent (per month)

Amsterdam$1,006
New York avg$1,621
US$1,413

Median home value

Amsterdam$137,900
New York avg$423,800
US$332,700

Rent Burdened

42.9%

spending 30%+ of income on rent

Severely Rent Burdened

25.6%

spending 50%+

Median Property Tax

$4,369

per year, owner-occupied homes

Homeowners

53.0%

of occupied homes are owned

Vacant Homes

18.0%

of housing units

Home Value Trend

$224,060
$245,150
202420252026

Latest: $245,150 (September 2026)

Jobs & Economyunemployment about average for NY

Unemployment in Amsterdam

Unemployment in Montgomery County, which includes Amsterdam, is close to the NY average.

Unemployment rate

Amsterdam4.2%
New York avg4.3%
US4.3%

Amsterdam: Montgomery County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.7%
5.6%
5%
4.8%
8.4%
5.6%
4%
4.3%
4.3%
4.2%
2016201720182019202020212022202320242025

Montgomery County (county-wide) · Annual averages

What Amsterdam Residents Do for Work · share of employed residents by industry

Education & health care29.2%
Manufacturing14.6%
Retail13.0%
Professional & business services7.1%
Arts, hospitality & food service7.0%
Transportation & utilities6.7%
Other services6.7%
Public administration5.9%

City residents, wherever they work

Commute20.7 min avg

How Amsterdam residents get to work, and the nearest airports

In Amsterdam, most residents drive alone to work (73%), and 69% get there in under 30 minutes.

How People Get to Work

Drive alone72.5%
Carpool12.3%
Public transit0.4%
Walk1.9%
Work from home10.5%
Other2.4%

Commute Time Distribution

Under 15 min47.5%
15–29 min21.6%
30–44 min17.2%
45–59 min10.3%
60+ min3.5%

Nearest airports · with airline service

  • Albany International Airport (ALB)

    Small hub1.6M passengers boarded in 2025

    24 mi
  • Bradley International Airport (BDL)

    Medium hub3.3M passengers boarded in 2025

    102 mi
  • LaGuardia Airport (LGA)

    Major hub16.3M passengers boarded in 2025

    150 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 10% below national average

Crime rates for 2025

Violent crime in Amsterdam runs 10% below the national average.

Violent Crime Rate

297.3

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

611.2

per 100,000 residents

Below average (1,552 national, 2025)

Amsterdam Police Department

Natural DisastersWinter Weather most common — 34 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

65.2 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Landslide · ModerateInland flooding · ModerateWinter weather · Moderate

Montgomery County, county-wide · FEMA NRI December 2025

In Montgomery County, which includes Amsterdam, the most common type is winter weather, with 34 recorded events in 2025.

Most common events:

Winter WeatherStrong WindThunderstorm WindHeatFlood

Storm events by year

YearEventsTop TypeProperty Damage
202534Strong Wind$1,000
202423Winter WeatherNone reported
202322Thunderstorm Wind$3,000
202228Winter Weather$160,000
202133Thunderstorm Wind$100,000
202022Strong Wind$34,000
201933Thunderstorm Wind$5,000
201824Winter Weather$4,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Montgomery County, county-wide

Air Quality34 median AQI — Good

Days by air quality category (2025)

Air quality in Saratoga County, NY (the nearest EPA-monitored county, about 20 miles from Amsterdam) is typically good — 310 good-air days per year.

Median AQI

34

Good Days

310

per year

Moderate Days

12

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Saratoga County, NY (20 mi away)

Climate79°F summers, 15°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Amsterdam has mild summers (avg high 79°F) and very cold winters (avg low 15°F).

Spring (Mar–May)

56°/33°F

avg high / low

Summer (Jun–Aug)

79°/56°F

avg high / low

Fall (Sep–Nov)

60°/38°F

avg high / low

Winter (Dec–Feb)

34°/15°F

avg high / low

Annual Precipitation

44.4"

Annual Snowfall

63.5"

Hot Days/Year

9

days above 90°F

Freeze Days/Year

154

days below 32°F

Rainy Days/Year

128

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°5"Jan: 2.62" precipitationFeb: 2.35" precipitationMar: 3.26" precipitationApr: 3.44" precipitationMay: 3.52" precipitationJun: 4.96" precipitationJul: 4.48" precipitationAug: 4.14" precipitationSep: 3.58" precipitationOct: 4.46" precipitationNov: 2.77" precipitationDec: 3.04" precipitation12°JJan: high 31°F, low 12°FFFeb: high 34°F, low 13°FMMar: high 42°F, low 20°FAApr: high 57°F, low 33°FMMay: high 70°F, low 44°FJJun: high 77°F, low 54°F82°JJul: high 82°F, low 59°FAAug: high 80°F, low 56°FSSep: high 74°F, low 49°FOOct: high 59°F, low 38°FNNov: high 48°F, low 28°FDDec: high 36°F, low 19°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan31°F12°F2.62"
Feb34°F13°F2.35"
Mar42°F20°F3.26"
Apr57°F33°F3.44"
May70°F44°F3.52"
Jun77°F54°F4.96"
Jul82°F59°F4.48"
Aug80°F56°F4.14"
Sep74°F49°F3.58"
Oct59°F38°F4.46"
Nov48°F28°F2.77"
Dec36°F19°F3.04"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Amsterdam

Amsterdam has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

5.0%

of residents

Avg Hospital Rating

3.0 / 5

St Marys Healthcare

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Nathan Littauer Hospital

Acute Care Hospitals · ER available · 11.2 mi away · Gloversville

Adult Health · vs. the typical US place

Obesity41.2%US 36.8%
Diabetes12.5%US 12.6%
High blood pressure35.0%US 37.1%
Current smoking15.8%US 15.0%
No leisure-time physical activity31.1%US 26.6%
Depression21.1%US 23.0%
Asthma11.1%US 10.7%
Routine checkup in past year78.7%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education14.2:1 student/teacher ratio

Schools and degree attainment in Amsterdam

Amsterdam's student/teacher ratio is 14.2:1 (lower than the national average of 16:1), and 22.5% of adults 25+ hold a bachelor's degree or higher.

Public Schools

4

within city limits

Private Schools

0

within city limits

College Degree Rate

22.5%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.2:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Amsterdam (within 15 miles)

Schenectady County Community College

15 mi away

Public · 2-year · 1,507 students · in-state tuition $6,612 · 24% graduate · median earnings $44,042 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Saratoga National Historical Park, 28 mi

Nearby national parks, recreation areas and public libraries for Amsterdam

Amsterdam has 8 nearby national parks or recreation areas, closest being Saratoga National Historical Park (28 mi away).

Nearby National Parks & Recreation Areas

Saratoga National Historical Park

National Historical Park

28 mi away

Martin Van Buren National Historic Site

National Historic Site

47 mi away

Thomas Cole National Historic Site

National Historic Site

52 mi away

Coltsville National Historical Park

National Historical Park

60 mi away

Fort Stanwix National Monument

National Monument

66 mi away

Vanderbilt Mansion National Historic Site

National Historic Site

80 mi away

Home Of Franklin D Roosevelt National Historic Site

National Historic Site

82 mi away

Eleanor Roosevelt National Historic Site

National Historic Site

83 mi away

Public Libraries in Amsterdam

Amsterdam Free Library

28 Church Street, Amsterdam

Central library~49 hrs/week

Cities Near Amsterdam

The closest cities within 60 miles

Planning a move to Amsterdam?

Read our full moving guide — what it's really like to live here.

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Amsterdam FAQ

Is Amsterdam, New York affordable?⌄

Amsterdam's median rent is $1,006/month, which is below the national average, making it relatively affordable. The median household income is $56,178/year. Median home value is $137,900.

Is Amsterdam, New York safe?⌄

Amsterdam's violent crime rate was 297 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 611 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Amsterdam, New York?⌄

Montgomery County, which includes Amsterdam, has an unemployment rate of 4.2%, which is close to the national average of 4.3%.

What is the cost of living in Amsterdam, New York?⌄

The cost of living in Amsterdam is primarily driven by housing. Median rent is $1,006/month and median household income is $56,178/year. The median home value is $137,900. About 43% of renters spend more than 30% of their income on housing.

How is the commute in Amsterdam, New York?⌄

The average commute in Amsterdam is 21 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from