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Living in
Cortland.
About
Life in Cortland
If you're considering a move here, understand that you're signing up for a genuinely affordable small city where your money stretches further than most places—median rent around $975 and homes averaging $152,600 mean housing won't drain your budget the way it does in larger metros. The job market is modest but stable, with unemployment sitting at 4.2%, though career growth might mean looking beyond the city limits to Syracuse (40 miles north) or Binghamton (40 miles south), both accessible via I-81 for a reasonable commute. This is a working-class community with real character—the population skews toward English, Irish, and Italian heritage families who've been here for generations, and you'll find a solid middle ground between isolated rural life and overwhelming urban density.
Cortland at a Glance
Population, income, housing and more
Median Age
27.4 yrs
Poverty Rate
20.8%
Foreign-Born
3.3%
Broadband Internet
86.9%
of households
Population Growth
-0.9%
recent change · Census Bureau
Median household income
Demographics3.3% foreign-born, most often from Colombia
Who lives in Cortland: race and ethnicity, ages, households, languages and countries of origin
In Cortland, the largest foreign-born group is from Colombia (11.9%), and 1.3% of residents speak Russian/Slavic at home.
Under 18
14.8%
of residents
65 and Older
12.6%
of residents
Households with Kids
25.0%
anyone under 18
Living Alone
38.0%
of households
Married Couples
29.8%
of households
Avg Household Size
2.05
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 40% below NY average
Rent, home values, and income in Cortland
In Cortland, rent runs 40% below the NY average, and home values are 64% below the NY average.
Median rent (per month)
Median home value
Rent Burdened
50.6%
spending 30%+ of income on rent
Severely Rent Burdened
33.5%
spending 50%+
Median Property Tax
$4,190
per year, owner-occupied homes
Homeowners
45.9%
of occupied homes are owned
Typical Home Built
1947
median year built
Vacant Homes
9.1%
of housing units
Home Value Trend
Latest: $210,596 (September 2026)
Jobs & Economyunemployment about average for NY
Unemployment in Cortland
Unemployment in Cortland County, which includes Cortland, is close to the NY average.
Unemployment rate
Cortland: Cortland County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Cortland County (county-wide) · Annual averages
What Cortland Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute16.8 min avg
How Cortland residents get to work, and the nearest airports
In Cortland, most residents drive alone to work (66%), and 77% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 16 mi
Ithaca Tompkins Regional Airport (ITH)
Regional airport · few flights68k passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 29% below national average
Crime rates for 2025
Violent crime in Cortland runs 29% below the national average.
Violent Crime Rate
235
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
2,791.6
per 100,000 residents
Above average (1,552 national, 2025)
Cortland Police Department
Natural DisastersThunderstorm Wind most common — 7 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
51.2 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Cortland County, county-wide · FEMA NRI December 2025
In Cortland County, which includes Cortland, the most common type is thunderstorm wind, with 7 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 7 | Thunderstorm Wind | $38,000 |
| 2024 | 13 | Thunderstorm Wind | $200,000 |
| 2023 | 7 | Thunderstorm Wind | $63,500 |
| 2022 | 10 | Heavy Snow | $52,250 |
| 2021 | 17 | Thunderstorm Wind | $353,250 |
| 2020 | 9 | Thunderstorm Wind | $110,000 |
| 2019 | 11 | Thunderstorm Wind | $160,000 |
| 2018 | 8 | Heavy Snow | $50,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Cortland County, county-wide
Air Quality35 median AQI — Good
Days by air quality category (2025)
Air quality in Tompkins County, NY (the nearest EPA-monitored county, about 18 miles from Cortland) is typically good — 331 good-air days per year.
Median AQI
35
Good Days
331
per year
Moderate Days
24
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Tompkins County, NY (18 mi away)
Climate77°F summers, 15°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Cortland has mild summers (avg high 77°F) and very cold winters (avg low 15°F).
Spring (Mar–May)
53°/32°F
avg high / low
Summer (Jun–Aug)
77°/55°F
avg high / low
Fall (Sep–Nov)
58°/39°F
avg high / low
Winter (Dec–Feb)
32°/15°F
avg high / low
Annual Precipitation
42.0"
Annual Snowfall
64.4"
Hot Days/Year
3
days above 90°F
Freeze Days/Year
156
days below 32°F
Rainy Days/Year
149
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 30°F | 12°F | 2.20" |
| Feb | 33°F | 12°F | 2.02" |
| Mar | 40°F | 20°F | 2.66" |
| Apr | 53°F | 33°F | 3.19" |
| May | 66°F | 44°F | 3.51" |
| Jun | 75°F | 53°F | 4.19" |
| Jul | 79°F | 58°F | 4.09" |
| Aug | 78°F | 55°F | 4.09" |
| Sep | 71°F | 49°F | 4.12" |
| Oct | 58°F | 38°F | 3.90" |
| Nov | 46°F | 29°F | 2.84" |
| Dec | 35°F | 21°F | 2.66" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Cortland
Cortland has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
4.7%
of residents
Avg Hospital Rating
3.0 / 5
Guthrie Cortland Regional Medical Center
Acute Care Hospitals · ER available
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education10.8:1 student/teacher ratio
Schools and degree attainment in Cortland
Cortland's student/teacher ratio is 10.8:1 (lower than the national average of 16:1), and 27.2% of adults 25+ hold a bachelor's degree or higher.
Public Schools
5
within city limits
Private Schools
2
within city limits
College Degree Rate
27.2%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
10.8:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Cortland
State University of New York at Cortland
Public · 4-year · 5,901 students · in-state tuition $8,874 · 70% graduate · median earnings $67,781 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Harriet Tubman National Historical Park, 29 mi
Nearby national parks, recreation areas and public libraries for Cortland
Cortland has 5 nearby national parks or recreation areas, closest being Harriet Tubman National Historical Park (29 mi away).
Nearby National Parks & Recreation Areas
Harriet Tubman National Historical Park
National Historical Park
29 mi awayWomen's Rights National Historical Park
National Historical Park
39 mi awayFort Stanwix National Monument
National Monument
56 mi awaySteamtown National Historic Site
National Historic Site
86 mi awayUpper Delaware Scenic & Recreational River
Scenic & Recreational River
87 mi awayPublic Libraries in Cortland
Cortland Free Library
32 Church Street, Cortland
Cities Near Cortland
The closest cities within 60 miles
Planning a move to Cortland?
Read our full moving guide — what it's really like to live here.
Cortland FAQ
Is Cortland, New York affordable?⌄
Cortland's median rent is $975/month, which is below the national average, making it relatively affordable. The median household income is $59,482/year. Median home value is $152,600.
Is Cortland, New York safe?⌄
Cortland's violent crime rate was 235 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 2792 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Cortland, New York?⌄
Cortland County, which includes Cortland, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.
What is the cost of living in Cortland, New York?⌄
The cost of living in Cortland is primarily driven by housing. Median rent is $975/month and median household income is $59,482/year. The median home value is $152,600. About 51% of renters spend more than 30% of their income on housing.
How is the commute in Cortland, New York?⌄
The average commute in Cortland is 17 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from