About

Life in Cortland

If you're considering a move here, understand that you're signing up for a genuinely affordable small city where your money stretches further than most places—median rent around $975 and homes averaging $152,600 mean housing won't drain your budget the way it does in larger metros. The job market is modest but stable, with unemployment sitting at 4.2%, though career growth might mean looking beyond the city limits to Syracuse (40 miles north) or Binghamton (40 miles south), both accessible via I-81 for a reasonable commute. This is a working-class community with real character—the population skews toward English, Irish, and Italian heritage families who've been here for generations, and you'll find a solid middle ground between isolated rural life and overwhelming urban density.

Cortland at a Glance

Population, income, housing and more

Median Age

27.4 yrs

Poverty Rate

20.8%

Foreign-Born

3.3%

Broadband Internet

86.9%

of households

Population Growth

-0.9%

recent change · Census Bureau

Median household income

Cortland$59,482
New York avg$85,974
US$80,734

Demographics3.3% foreign-born, most often from Colombia

Who lives in Cortland: race and ethnicity, ages, households, languages and countries of origin

In Cortland, the largest foreign-born group is from Colombia (11.9%), and 1.3% of residents speak Russian/Slavic at home.

Under 18

14.8%

of residents

65 and Older

12.6%

of residents

Households with Kids

25.0%

anyone under 18

Living Alone

38.0%

of households

Married Couples

29.8%

of households

Avg Household Size

2.05

people

Race & Ethnicity

White85.5%
Hispanic or Latino5.5%
Two or more races4.2%
Black2.9%
Asian1.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Colombia11.9%
Nigeria11.7%
Bosnia and Herzegovina10.3%
Philippines9.3%
Czechoslovakia (includes Czech Republic and Slovakia)8.1%
Mexico5.7%
Russia5.0%
Canada3.8%
Ecuador3.6%
Haiti3.4%

Languages Spoken at Home

English only93.8%
Russian/Slavic1.3%
Spanish1.3%
Arabic0.8%
Other0.6%
Other Asian/Pacific0.6%
Other Indo-European0.4%
French/Haitian0.3%

Cost of Livingrent 40% below NY average

Rent, home values, and income in Cortland

In Cortland, rent runs 40% below the NY average, and home values are 64% below the NY average.

Median rent (per month)

Cortland$975
New York avg$1,621
US$1,413

Median home value

Cortland$152,600
New York avg$423,800
US$332,700

Rent Burdened

50.6%

spending 30%+ of income on rent

Severely Rent Burdened

33.5%

spending 50%+

Median Property Tax

$4,190

per year, owner-occupied homes

Homeowners

45.9%

of occupied homes are owned

Typical Home Built

1947

median year built

Vacant Homes

9.1%

of housing units

Home Value Trend

$154,242
$210,596
202120222023202420252026

Latest: $210,596 (September 2026)

Jobs & Economyunemployment about average for NY

Unemployment in Cortland

Unemployment in Cortland County, which includes Cortland, is close to the NY average.

Unemployment rate

Cortland4.3%
New York avg4.3%
US4.3%

Cortland: Cortland County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.5%
5.5%
4.8%
4.5%
7.5%
4.9%
3.7%
4.1%
4.2%
4.3%
2016201720182019202020212022202320242025

Cortland County (county-wide) · Annual averages

What Cortland Residents Do for Work · share of employed residents by industry

Education & health care33.2%
Arts, hospitality & food service17.8%
Retail11.7%
Manufacturing9.4%
Professional & business services5.3%
Construction5.0%
Transportation & utilities3.7%
Other services3.7%

City residents, wherever they work

Commute16.8 min avg

How Cortland residents get to work, and the nearest airports

In Cortland, most residents drive alone to work (66%), and 77% get there in under 30 minutes.

How People Get to Work

Drive alone65.6%
Carpool14.1%
Public transit1.4%
Walk10.3%
Work from home6.9%
Other1.7%

Commute Time Distribution

Under 15 min59.7%
15–29 min17.0%
30–44 min15.9%
45–59 min5.3%
60+ min2.2%

Nearest airports · with airline service

  • Ithaca Tompkins Regional Airport (ITH)

    Regional airport · few flights68k passengers boarded in 2025

    16 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 29% below national average

Crime rates for 2025

Violent crime in Cortland runs 29% below the national average.

Violent Crime Rate

235

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

2,791.6

per 100,000 residents

Above average (1,552 national, 2025)

Cortland Police Department

Natural DisastersThunderstorm Wind most common — 7 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

51.2 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cortland County, county-wide · FEMA NRI December 2025

In Cortland County, which includes Cortland, the most common type is thunderstorm wind, with 7 recorded events in 2025.

Most common events:

Thunderstorm WindHeavy SnowFlash FloodWinter StormHail

Storm events by year

YearEventsTop TypeProperty Damage
20257Thunderstorm Wind$38,000
202413Thunderstorm Wind$200,000
20237Thunderstorm Wind$63,500
202210Heavy Snow$52,250
202117Thunderstorm Wind$353,250
20209Thunderstorm Wind$110,000
201911Thunderstorm Wind$160,000
20188Heavy Snow$50,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

2 earthquakes of magnitude 2.5+ within 100 miles in the past year

Cortland County, county-wide

Air Quality35 median AQI — Good

Days by air quality category (2025)

Air quality in Tompkins County, NY (the nearest EPA-monitored county, about 18 miles from Cortland) is typically good — 331 good-air days per year.

Median AQI

35

Good Days

331

per year

Moderate Days

24

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Tompkins County, NY (18 mi away)

Climate77°F summers, 15°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Cortland has mild summers (avg high 77°F) and very cold winters (avg low 15°F).

Spring (Mar–May)

53°/32°F

avg high / low

Summer (Jun–Aug)

77°/55°F

avg high / low

Fall (Sep–Nov)

58°/39°F

avg high / low

Winter (Dec–Feb)

32°/15°F

avg high / low

Annual Precipitation

42.0"

Annual Snowfall

64.4"

Hot Days/Year

3

days above 90°F

Freeze Days/Year

156

days below 32°F

Rainy Days/Year

149

Average month

High °FLow °FPrecip (in)
0°20°40°60°80°4.5"Jan: 2.20" precipitationFeb: 2.02" precipitationMar: 2.66" precipitationApr: 3.19" precipitationMay: 3.51" precipitationJun: 4.19" precipitationJul: 4.09" precipitationAug: 4.09" precipitationSep: 4.12" precipitationOct: 3.90" precipitationNov: 2.84" precipitationDec: 2.66" precipitation12°JJan: high 30°F, low 12°FFFeb: high 33°F, low 12°FMMar: high 40°F, low 20°FAApr: high 53°F, low 33°FMMay: high 66°F, low 44°FJJun: high 75°F, low 53°F79°JJul: high 79°F, low 58°FAAug: high 78°F, low 55°FSSep: high 71°F, low 49°FOOct: high 58°F, low 38°FNNov: high 46°F, low 29°FDDec: high 35°F, low 21°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan30°F12°F2.20"
Feb33°F12°F2.02"
Mar40°F20°F2.66"
Apr53°F33°F3.19"
May66°F44°F3.51"
Jun75°F53°F4.19"
Jul79°F58°F4.09"
Aug78°F55°F4.09"
Sep71°F49°F4.12"
Oct58°F38°F3.90"
Nov46°F29°F2.84"
Dec35°F21°F2.66"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Cortland

Cortland has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

4.7%

of residents

Avg Hospital Rating

3.0 / 5

Guthrie Cortland Regional Medical Center

Acute Care Hospitals · ER available

Adult Health · vs. the typical US place

Obesity31.8%US 36.8%
Diabetes9.7%US 12.6%
High blood pressure30.4%US 37.1%
Current smoking14.8%US 15.0%
No leisure-time physical activity26.8%US 26.6%
Depression24.1%US 23.0%
Asthma11.8%US 10.7%
Routine checkup in past year77.8%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education10.8:1 student/teacher ratio

Schools and degree attainment in Cortland

Cortland's student/teacher ratio is 10.8:1 (lower than the national average of 16:1), and 27.2% of adults 25+ hold a bachelor's degree or higher.

Public Schools

5

within city limits

Private Schools

2

within city limits

College Degree Rate

27.2%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

10.8:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Cortland

State University of New York at Cortland

Public · 4-year · 5,901 students · in-state tuition $8,874 · 70% graduate · median earnings $67,781 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Harriet Tubman National Historical Park, 29 mi

Nearby national parks, recreation areas and public libraries for Cortland

Cortland has 5 nearby national parks or recreation areas, closest being Harriet Tubman National Historical Park (29 mi away).

Nearby National Parks & Recreation Areas

Harriet Tubman National Historical Park

National Historical Park

29 mi away

Women's Rights National Historical Park

National Historical Park

39 mi away

Fort Stanwix National Monument

National Monument

56 mi away

Steamtown National Historic Site

National Historic Site

86 mi away

Upper Delaware Scenic & Recreational River

Scenic & Recreational River

87 mi away

Public Libraries in Cortland

Cortland Free Library

32 Church Street, Cortland

Central library~56 hrs/week

Cities Near Cortland

The closest cities within 60 miles

Planning a move to Cortland?

Read our full moving guide — what it's really like to live here.

Moving to Cortland →

Cortland FAQ

Is Cortland, New York affordable?⌄

Cortland's median rent is $975/month, which is below the national average, making it relatively affordable. The median household income is $59,482/year. Median home value is $152,600.

Is Cortland, New York safe?⌄

Cortland's violent crime rate was 235 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 2792 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Cortland, New York?⌄

Cortland County, which includes Cortland, has an unemployment rate of 4.3%, which is close to the national average of 4.3%.

What is the cost of living in Cortland, New York?⌄

The cost of living in Cortland is primarily driven by housing. Median rent is $975/month and median household income is $59,482/year. The median home value is $152,600. About 51% of renters spend more than 30% of their income on housing.

How is the commute in Cortland, New York?⌄

The average commute in Cortland is 17 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from