© OpenMapTiles © OpenStreetMap
Living in
Belmont.
About
Life in Belmont
If you're considering a move to the Charlotte area but want something quieter and more affordable than the city itself, Belmont deserves serious consideration. This suburb of 15,010 sits just 12 miles west of Charlotte in Gaston County, positioning you between a major job market and a smaller-town feel—though you should know upfront that you'll need a car here, as the area is built around driving. The job market is steady rather than booming.
Belmont at a Glance
Population, income, housing and more
Median Age
39.4 yrs
Poverty Rate
7.9%
Foreign-Born
6.0%
Broadband Internet
92.8%
of households
Population Growth
+9.4%
recent change · Census Bureau
Median household income
Demographics6.0% foreign-born, most often from India
Who lives in Belmont: race and ethnicity, ages, households, languages and countries of origin
In Belmont, the largest foreign-born group is from India (20.7%), and 2.0% of residents speak Spanish at home.
Under 18
19.9%
of residents
65 and Older
17.3%
of residents
Households with Kids
25.1%
anyone under 18
Living Alone
32.4%
of households
Married Couples
45.9%
of households
Avg Household Size
2.31
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 11% above NC average
Rent, home values, and income in Belmont
In Belmont, rent runs 11% above the NC average, and home values are 37% above the NC average.
Median rent (per month)
Median home value
Rent Burdened
47.0%
spending 30%+ of income on rent
Severely Rent Burdened
20.2%
spending 50%+
Cost of Living Index
97.3
metro area (BEA) · US avg = 100
Median Property Tax
$3,702
per year, owner-occupied homes
Homeowners
70.7%
of occupied homes are owned
Typical Home Built
2002
median year built
Vacant Homes
5.0%
of housing units
Home Value Trend
Latest: $432,217 (September 2026)
Jobs & Economyunemployment about average for NC
Unemployment in Belmont and typical pay across the metro area
Unemployment in Gaston County, which includes Belmont, is close to the NC average.
Unemployment rate
Belmont: Gaston County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Gaston County (county-wide) · Annual averages
What Belmont Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Charlotte-Concord-Gastonia, NC-SC metro area
Commute26.5 min avg
How Belmont residents get to work, and the nearest airports
In Belmont, most residents drive alone to work (66%), and 58% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 6 mi
Charlotte Douglas International Airport (CLT)
Major hub25.9M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 7% below national average
Crime rates for 2025
Violent crime in Belmont runs 7% below the national average.
Violent Crime Rate
307.3
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
2,071
per 100,000 residents
Above average (1,552 national, 2025)
Belmont Police Department
Natural DisastersThunderstorm Wind most common — 9 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
84.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Gaston County, county-wide · FEMA NRI December 2025
In Gaston County, which includes Belmont, the most common type is thunderstorm wind, with 9 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 9 | Hail | $5,000 |
| 2024 | 16 | Thunderstorm Wind | $1.9M |
| 2023 | 9 | Thunderstorm Wind | $25,000 |
| 2022 | 15 | Thunderstorm Wind | $16,000 |
| 2021 | 4 | Thunderstorm Wind | $110,000 |
| 2020 | 8 | Thunderstorm Wind | $755,000 |
| 2019 | 10 | Thunderstorm Wind | $2.1M |
| 2018 | 15 | Thunderstorm Wind | $66,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
3 earthquakes of magnitude 2.5+ within 100 miles in the past year
Gaston County, county-wide
Air Quality51 median AQI — Moderate
Days by air quality category (2025)
Air quality in Mecklenburg County, NC (the nearest EPA-monitored county, about 12 miles from Belmont) is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
51
Good Days
176
per year
Moderate Days
189
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Mecklenburg County, NC (12 mi away)
Climate89°F summers, 34°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Belmont has warm summers (avg high 89°F) and mild winters (avg low 34°F).
Spring (Mar–May)
73°/49°F
avg high / low
Summer (Jun–Aug)
89°/68°F
avg high / low
Fall (Sep–Nov)
73°/51°F
avg high / low
Winter (Dec–Feb)
55°/34°F
avg high / low
Annual Precipitation
45.3"
Annual Snowfall
3.5"
Hot Days/Year
49
days above 90°F
Freeze Days/Year
58
days below 32°F
Rainy Days/Year
112
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 52°F | 32°F | 3.49" |
| Feb | 57°F | 35°F | 3.13" |
| Mar | 64°F | 41°F | 3.95" |
| Apr | 73°F | 49°F | 3.84" |
| May | 80°F | 58°F | 3.36" |
| Jun | 87°F | 66°F | 3.99" |
| Jul | 90°F | 70°F | 3.74" |
| Aug | 89°F | 69°F | 4.35" |
| Sep | 83°F | 63°F | 3.71" |
| Oct | 73°F | 50°F | 3.16" |
| Nov | 63°F | 40°F | 3.31" |
| Dec | 55°F | 35°F | 3.57" |
Healthcare
Hospitals, ratings, and health insurance in Belmont
Uninsured
4.2%
of residents
No hospitals inside Belmont's limits — nearest hospitals · within 15 miles
Caromont Regional Medical Center
Acute Care Hospitals · ER available · 6.7 mi away · Gastonia
Carolinas Medical Center/behav Health
Acute Care Hospitals · ER available · 11.3 mi away · Charlotte
Novant Health Presbyterian Medical Center
Acute Care Hospitals · ER available · 12.1 mi away · Charlotte
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education18.4:1 student/teacher ratio
Schools and degree attainment in Belmont
Belmont's student/teacher ratio is 18.4:1 (higher than the national average of 16:1), and 51.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
0
within city limits
College Degree Rate
51.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
18.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Belmont
Private nonprofit · 4-year · 1,276 students · in-state tuition $21,500 · 48% graduate · median earnings $53,850 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Central Piedmont Community College
11.9 mi awayPublic · 2-year · 15,067 students · in-state tuition $2,454 · 22% graduate · median earnings $43,413 (10 yrs after entry)
Private nonprofit · 4-year · 1,244 students · in-state tuition $22,370 · 40% graduate · median earnings $44,849 (10 yrs after entry)
Queens University of Charlotte
11.9 mi awayPrivate nonprofit · 4-year · 1,211 students · in-state tuition $48,445 · 66% graduate · median earnings $58,736 (10 yrs after entry)
Johnson & Wales University-Charlotte
10.7 mi awayPrivate nonprofit · 2-year · 1,184 students · in-state tuition $44,581 · 52% graduate · median earnings $53,928 (10 yrs after entry)
Chamberlain University-North Carolina
8.4 mi awayPrivate for-profit · 4-year · 202 students · in-state tuition $21,655 · 59% graduate · median earnings $96,897 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Overmountain Victory National Historic Trail, 20 mi
Nearby national parks, recreation areas and public libraries for Belmont
Belmont has 8 nearby national parks or recreation areas, closest being Overmountain Victory National Historic Trail (20 mi away).
Nearby National Parks & Recreation Areas
Overmountain Victory National Historic Trail
National Historic Trail
20 mi awayKings Mountain National Military Park
National Military Park
21 mi awayCowpens National Battlefield
National Battlefield
44 mi awayCarl Sandburg Home National Historic Site
National Historic Site
80 mi awayBlue Ridge Parkway
Parkway
85 mi awayGuilford Courthouse National Military Park
National Military Park
92 mi awayNinety Six National Historic Site
National Historic Site
93 mi awayCongaree National Park
National Park
100 mi awayPublic Libraries in Belmont
Belmont Branch Library
125 N Central Ave, Belmont
Cities Near Belmont
The closest cities within 60 miles
Planning a move to Belmont?
Read our full moving guide — what it's really like to live here.
Belmont FAQ
Is Belmont, North Carolina affordable?⌄
Belmont's median rent is $1,365/month, which is close to the national average. The median household income is $94,883/year. Median home value is $395,000.
Is Belmont, North Carolina safe?⌄
Belmont's violent crime rate was 307 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 2071 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Belmont, North Carolina?⌄
Gaston County, which includes Belmont, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Belmont, North Carolina?⌄
The cost of living in Belmont is primarily driven by housing. Median rent is $1,365/month and median household income is $94,883/year. The median home value is $395,000. About 47% of renters spend more than 30% of their income on housing.
How is the commute in Belmont, North Carolina?⌄
The average commute in Belmont is 27 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from