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Living in
Elgin.
About
Life in Elgin
Elgin is a community of 10,996 people in Texas. The median household income is $91,114, median rent runs about $1,440 per month, and median home values are around $326,400. Unemployment is low at 3.7%, suggesting a relatively healthy local job market.
Elgin at a Glance
Population, income, housing and more
Median Age
36.6 yrs
Poverty Rate
5.3%
Foreign-Born
14.2%
Broadband Internet
91.1%
of households
Population Growth
+37.4%
recent change · Census Bureau
Median household income
Demographics14.2% foreign-born, most often from Mexico
Who lives in Elgin: race and ethnicity, ages, households, languages and countries of origin
In Elgin, the largest foreign-born group is from Mexico (80.5%), and 36.1% of residents speak Spanish at home.
Under 18
25.6%
of residents
65 and Older
12.8%
of residents
Households with Kids
31.9%
anyone under 18
Living Alone
26.4%
of households
Married Couples
44.1%
of households
Avg Household Size
2.61
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for TX
Rent, home values, and income in Elgin
In Elgin, home values are 15% above the TX average.
Median rent (per month)
Median home value
Rent Burdened
33.5%
spending 30%+ of income on rent
Severely Rent Burdened
11.5%
spending 50%+
Cost of Living Index
98.1
metro area (BEA) · US avg = 100
Median Property Tax
$6,400
per year, owner-occupied homes
Homeowners
71.4%
of occupied homes are owned
Vacant Homes
2.6%
of housing units
Home Value Trend
Latest: $265,510 (September 2026)
Jobs & Economyunemployment 0.5 pts below TX average
Unemployment in Elgin and typical pay across the metro area
Unemployment in Bastrop County, which includes Elgin, is 0.5 percentage points lower than the TX average.
Unemployment rate
Elgin: Bastrop County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Bastrop County (county-wide) · Annual averages
What Elgin Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Austin-Round Rock, TX metro area
Commute32.3 min avg
How Elgin residents get to work, and the nearest airports
In Elgin, most residents drive alone to work (67%), and 37% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 20 mi
Austin Bergstrom International Airport (AUS)
Major hub10.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 38% below national average
Crime rates for 2025
Violent crime in Elgin runs 38% below the national average.
Violent Crime Rate
204.4
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,128.2
per 100,000 residents
Below average (1,552 national, 2025)
Elgin Police Department
Natural DisastersDrought most common — 9 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
81.2 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Bastrop County, county-wide · FEMA NRI December 2025
In Bastrop County, which includes Elgin, the most common type is drought, with 9 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 9 | Drought | None reported |
| 2024 | 8 | Hail | $12,000 |
| 2023 | 16 | Drought | $1.2M |
| 2022 | 14 | Drought | None reported |
| 2021 | 11 | Winter Storm | $25,000 |
| 2020 | 7 | Drought | $85,000 |
| 2019 | 12 | Hail | $25,000 |
| 2018 | 6 | Hail | $5,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
10 earthquakes of magnitude 2.5+ within 100 miles in the past year
Bastrop County, county-wide
Air Quality53 median AQI — Moderate
Days by air quality category (2025)
Air quality in Travis County, TX (the nearest EPA-monitored county, about 20 miles from Elgin) is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
53
Good Days
159
per year
Moderate Days
200
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Travis County, TX (20 mi away)
Climate94°F summers, 41°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Elgin has hot summers (avg high 94°F) and mild winters (avg low 41°F).
Spring (Mar–May)
78°/57°F
avg high / low
Summer (Jun–Aug)
94°/73°F
avg high / low
Fall (Sep–Nov)
80°/58°F
avg high / low
Winter (Dec–Feb)
62°/41°F
avg high / low
Annual Precipitation
36.1"
Annual Snowfall
0.0"
Hot Days/Year
117
days above 90°F
Freeze Days/Year
18
days below 32°F
Rainy Days/Year
65
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 61°F | 39°F | 2.96" |
| Feb | 64°F | 43°F | 2.06" |
| Mar | 71°F | 49°F | 3.15" |
| Apr | 79°F | 57°F | 2.73" |
| May | 85°F | 65°F | 4.86" |
| Jun | 92°F | 71°F | 2.98" |
| Jul | 95°F | 73°F | 1.97" |
| Aug | 96°F | 73°F | 2.32" |
| Sep | 90°F | 68°F | 2.97" |
| Oct | 81°F | 58°F | 4.02" |
| Nov | 70°F | 49°F | 3.07" |
| Dec | 62°F | 41°F | 3.00" |
Healthcare
Hospitals, ratings, and health insurance in Elgin
Uninsured
16.6%
of residents
No hospitals inside Elgin's limits — nearest hospitals · within 15 miles
Baylor Scott & White Medical Center Pflugerville
Acute Care Hospitals · ER available · 13.7 mi away · Pflugerville
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education18.2:1 student/teacher ratio
Schools and degree attainment in Elgin
Elgin's student/teacher ratio is 18.2:1 (higher than the national average of 16:1), and 23.1% of adults 25+ hold a bachelor's degree or higher.
Public Schools
7
within city limits
Private Schools
0
within city limits
College Degree Rate
23.1%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
18.2:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: El Camino Real de los Tejas National Historic Trail, 18 mi
Nearby national parks, recreation areas and public libraries for Elgin
Elgin has 4 nearby national parks or recreation areas, closest being El Camino Real de los Tejas National Historic Trail (18 mi away).
Nearby National Parks & Recreation Areas
El Camino Real de los Tejas National Historic Trail
National Historic Trail
18 mi awayLyndon B Johnson National Historical Park
National Historical Park
73 mi awayWaco Mammoth National Monument
National Monument
87 mi awaySan Antonio Missions National Historical Park
National Historical Park
95 mi awayPublic Libraries in Elgin
Elgin Public Library
404 N Main St, Elgin
Cities Near Elgin
The closest cities within 60 miles
Planning a move to Elgin?
Read our full moving guide — what it's really like to live here.
Elgin FAQ
Is Elgin, Texas affordable?⌄
Elgin's median rent is $1,440/month, which is close to the national average. The median household income is $91,114/year. Median home value is $326,400.
Is Elgin, Texas safe?⌄
Elgin's violent crime rate was 204 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1128 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Elgin, Texas?⌄
Bastrop County, which includes Elgin, has an unemployment rate of 3.7%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Elgin, Texas?⌄
The cost of living in Elgin is primarily driven by housing. Median rent is $1,440/month and median household income is $91,114/year. The median home value is $326,400. About 34% of renters spend more than 30% of their income on housing.
How is the commute in Elgin, Texas?⌄
The average commute in Elgin is 32 minutes, which is longer than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from