Living in
Georgetown.

If you're considering Georgetown, understand that this city has undergone radical demographic change in the past three decades. The arrival of Sun City Texas in 1995 fundamentally reshaped the place—nearly 16,000 retirees now live there, which has made Georgetown genuinely exceptional for active adults 55 and older, but it also means the city's culture, voting patterns, tax structure, and service priorities are heavily influenced by that population. That said, Georgetown remains a legitimate option for younger families too, with solid schools, a 47% college-degree rate, and a median household income of about $95,000, though housing costs have climbed significantly with a median home value around $400,000.

The heat is real and relentless—expect temperatures regularly hitting 100°F in July and August with only light rain, though winters are mild and you'll get over 225 sunny days annually, which many find appealing. Your commute to Austin jobs averages 27.6 minutes, manageable but not short, and the city's sprawl and car dependency have grown with the population. The historic downtown retains genuine charm with Victorian architecture and hosts tens of thousands for the annual Red Poppy Festival in April, while outdoor recreation along the San Gabriel River trails and access to Hill Country terrain provide weekend options.

One trade-off worth noting: Georgetown pioneered renewable energy for municipal power in Texas, but residential electricity bills jumped 22% in 2019 alone, so factor that into your cost-of-living calculations.