About

Life in Fate

This is a place experiencing explosive growth—the kind where you'll notice new subdivisions appearing every season and the population has nearly tripled in just over a decade. Fate sits in the sweet spot between Dallas proximity and a genuinely family-oriented community feel, which explains why so many people are choosing to plant roots here. The median household income of $132,752 and median home values around $384,300 reflect a decidedly affluent demographic, though you'll pay for that stability and new construction; the median rent of $2,500 monthly tells you this isn't the budget option in the DFW area.

Fate at a Glance

Population, income, housing and more

Median Age

31.6 yrs

Poverty Rate

3.6%

Foreign-Born

10.8%

Broadband Internet

98.4%

of households

Population Growth

+61.3%

recent change · Census Bureau

Median household income

Fate$132,752
Texas avg$78,476
US$80,734

Demographics10.8% foreign-born, most often from Mexico

Who lives in Fate: race and ethnicity, ages, households, languages and countries of origin

In Fate, the largest foreign-born group is from Mexico (23.7%), and 15.2% of residents speak Spanish at home.

Under 18

33.6%

of residents

65 and Older

6.6%

of residents

Households with Kids

55.5%

anyone under 18

Living Alone

9.4%

of households

Married Couples

76.2%

of households

Avg Household Size

3.40

people

Race & Ethnicity

White49.5%
Hispanic or Latino32.0%
Black11.0%
Two or more races3.8%
Asian3.1%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico23.7%
Guatemala10.7%
Zimbabwe7.0%
Venezuela6.4%
Ecuador6.0%
Canada4.8%
Vietnam4.0%
China3.3%
India3.3%
Ghana3.0%

Languages Spoken at Home

English only81.0%
Spanish15.2%
Vietnamese1.0%
Chinese0.8%
Other Indo-European0.6%
Other0.5%
Arabic0.3%
French/Haitian0.2%

Cost of Livingrent 78% above TX average

Rent, home values, and income in Fate

In Fate, rent runs 78% above the TX average, and home values are 35% above the TX average.

Median rent (per month)

Fate$2,500
Texas avg$1,403
US$1,413

Median home value

Fate$384,300
Texas avg$283,800
US$332,700

Rent Burdened

52.1%

spending 30%+ of income on rent

Severely Rent Burdened

19.1%

spending 50%+

Cost of Living Index

103.1

metro area (BEA) · US avg = 100

Median Property Tax

$6,495

per year, owner-occupied homes

Homeowners

91.5%

of occupied homes are owned

Typical Home Built

2013

median year built

Vacant Homes

5.2%

of housing units

Home Value Trend

$350,890
$423,730
$354,679
202120222023202420252026

Latest: $354,679 (September 2026)

Jobs & Economyunemployment 0.6 pts below TX average

Unemployment in Fate and typical pay across the metro area

Unemployment in Fate is 0.6 percentage points lower than the TX average.

Unemployment rate

Fate3.6%
Texas avg4.2%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.6%
3.3%
2.8%
3.2%
3.4%
3.6%
202020212022202320242025

City-level (BLS) · Annual averages

What Fate Residents Do for Work · share of employed residents by industry

Education & health care22.9%
Professional & business services17.8%
Manufacturing9.2%
Finance & real estate8.2%
Construction7.9%
Retail7.6%
Arts, hospitality & food service6.5%
Transportation & utilities5.3%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$117,410
Computer & Math$105,210
Healthcare$83,060
Business & Finance$78,610
Education$64,250
Office & Admin$44,430
Transportation$39,950
Production$39,120

Dallas-Fort Worth-Arlington, TX metro area

Commute35.2 min avg

How Fate residents get to work, and the nearest airports

In Fate, most residents drive alone to work (72%), and 38% get there in under 30 minutes.

How People Get to Work

Drive alone71.9%
Carpool8.9%
Public transit0.0%
Walk0.8%
Work from home17.3%
Other1.1%

Commute Time Distribution

Under 15 min14.4%
15–29 min24.0%
30–44 min23.9%
45–59 min23.0%
60+ min14.7%

Nearest airports · with airline service

  • Dallas Love Field (DAL)

    Medium hub8.2M passengers boarded in 2025

    28 mi
  • Dallas Fort Worth International Airport (DFW)

    Major hub41.3M passengers boarded in 2025

    38 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 66% below national average

Crime rates for 2025

Violent crime in Fate runs 66% below the national average.

Violent Crime Rate

112

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

303.1

per 100,000 residents

Below average (1,552 national, 2025)

Fate Police Department

Natural DisastersHeat most common — 12 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

70.7 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Tornado · HighCold wave · ModerateHail · ModerateHeat wave · ModerateStrong wind · Moderate

Rockwall County, county-wide · FEMA NRI December 2025

In Rockwall County, which includes Fate, the most common type is heat, with 12 recorded events in 2025.

Most common events:

HeatDroughtExcessive HeatHailThunderstorm Wind

Storm events by year

YearEventsTop TypeProperty Damage
202512Heat$7,000
202414Heat$27,000
202319Excessive Heat$2.3M
202218Drought$620,000
20219Heat$1.3M
20208HeatNone reported
201910Heat$10.0M
20182Hail$10,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Rockwall County, county-wide

Air Quality31 median AQI — Good

Days by air quality category (2025)

Air quality in Rockwall County, which includes Fate, is typically good.

Median AQI

31

Rockwall County, county-wide

Climate91°F summers, 36°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Fate has hot summers (avg high 91°F) and mild winters (avg low 36°F).

Spring (Mar–May)

73°/54°F

avg high / low

Summer (Jun–Aug)

91°/72°F

avg high / low

Fall (Sep–Nov)

76°/55°F

avg high / low

Winter (Dec–Feb)

56°/36°F

avg high / low

Annual Precipitation

37.5"

Annual Snowfall

0.2"

Hot Days/Year

95

days above 90°F

Freeze Days/Year

44

days below 32°F

Rainy Days/Year

85

Average month

High °FLow °FPrecip (in)
20°40°60°80°100°5"Jan: 2.58" precipitationFeb: 2.71" precipitationMar: 3.54" precipitationApr: 3.68" precipitationMay: 4.74" precipitationJun: 4.13" precipitationJul: 1.87" precipitationAug: 2.15" precipitationSep: 3.10" precipitationOct: 4.42" precipitationNov: 3.42" precipitationDec: 3.45" precipitation34°JJan: high 54°F, low 34°FFFeb: high 58°F, low 38°FMMar: high 65°F, low 46°FAApr: high 73°F, low 53°FMMay: high 80°F, low 63°FJJun: high 88°F, low 70°FJJul: high 92°F, low 73°F93°AAug: high 93°F, low 73°FSSep: high 87°F, low 66°FOOct: high 77°F, low 55°FNNov: high 65°F, low 45°FDDec: high 56°F, low 36°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan54°F34°F2.58"
Feb58°F38°F2.71"
Mar65°F46°F3.54"
Apr73°F53°F3.68"
May80°F63°F4.74"
Jun88°F70°F4.13"
Jul92°F73°F1.87"
Aug93°F73°F2.15"
Sep87°F66°F3.10"
Oct77°F55°F4.42"
Nov65°F45°F3.42"
Dec56°F36°F3.45"

Healthcare

Hospitals, ratings, and health insurance in Fate

Uninsured

8.1%

of residents

No hospitals inside Fate's limits — nearest hospitals · within 15 miles

Texas Health Presbyterian Hospital Rockwall

Acute Care Hospitals · ER available · 6 mi away · Rockwall

Baylor Scott and White Medical Center Lake Pointe

Acute Care Hospitals · ER available · 7.3 mi away · Rowlett

Baylor Scott and White Medical Center Sunnyvale

Acute Care Hospitals · ER available · 14.3 mi away · Sunnyvale

Adult Health · vs. the typical US place

Obesity36.1%US 36.8%
Diabetes8.2%US 12.6%
High blood pressure27.4%US 37.1%
Current smoking11.3%US 15.0%
No leisure-time physical activity20.6%US 26.6%
Depression23.5%US 23.0%
Asthma10.1%US 10.7%
Routine checkup in past year72.1%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education16.1:1 student/teacher ratio

Schools and degree attainment in Fate

Fate's student/teacher ratio is 16.1:1, close to the national average of 16:1, and 42.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

6

within city limits

Private Schools

0

within city limits

College Degree Rate

42.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

16.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreation

Nearby national parks, recreation areas and public libraries for Fate

Data not yet available

Cities Near Fate

The closest cities within 60 miles

Planning a move to Fate?

Read our full moving guide — what it's really like to live here.

Moving to Fate →

Fate FAQ

Is Fate, Texas affordable?⌄

Fate's median rent is $2,500/month, which is significantly above the national average. The median household income is $132,752/year. Median home value is $384,300.

Is Fate, Texas safe?⌄

Fate's violent crime rate was 112 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 303 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Fate, Texas?⌄

Fate has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Fate, Texas?⌄

The cost of living in Fate is primarily driven by housing. Median rent is $2,500/month and median household income is $132,752/year. The median home value is $384,300. About 52% of renters spend more than 30% of their income on housing.

How is the commute in Fate, Texas?⌄

The average commute in Fate is 35 minutes, which is longer than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from