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Living in
Terrell.
About
Life in Terrell
If you're considering a move to the Dallas area but want something more affordable and less hectic than the city itself, Terrell deserves serious consideration. Located about 32 miles east of Dallas with easy access to Interstate 20, this city of roughly 17,500 residents offers a genuine small-town feel while keeping you within reasonable commuting distance to major job centers—most residents are looking at about a 25-minute drive to Dallas proper. The housing market here is genuinely accessible, with median home values around $219,000 and median household income sitting at about $66,000, which means your paycheck actually stretches further than it would in surrounding areas.
Terrell at a Glance
Population, income, housing and more
Median Age
32.6 yrs
Poverty Rate
15.9%
Foreign-Born
12.1%
Broadband Internet
84.5%
of households
Population Growth
+35.5%
recent change · Census Bureau
Median household income
Demographics12.1% foreign-born, most often from Mexico
Who lives in Terrell: race and ethnicity, ages, households, languages and countries of origin
In Terrell, the largest foreign-born group is from Mexico (81.8%), and 25.0% of residents speak Spanish at home.
Under 18
29.2%
of residents
65 and Older
12.8%
of residents
Households with Kids
43.5%
anyone under 18
Living Alone
22.9%
of households
Married Couples
47.3%
of households
Avg Household Size
3.38
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 12% below TX average
Rent, home values, and income in Terrell
In Terrell, rent runs 12% below the TX average, and home values are 23% below the TX average.
Median rent (per month)
Median home value
Rent Burdened
60.8%
spending 30%+ of income on rent
Severely Rent Burdened
31.9%
spending 50%+
Cost of Living Index
103.1
metro area (BEA) · US avg = 100
Median Property Tax
$3,803
per year, owner-occupied homes
Homeowners
58.7%
of occupied homes are owned
Typical Home Built
1984
median year built
Home Value Trend
Latest: $278,114 (September 2026)
Jobs & Economyunemployment about average for TX
Unemployment in Terrell and typical pay across the metro area
Unemployment in Kaufman County, which includes Terrell, is close to the TX average.
Unemployment rate
Terrell: Kaufman County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Kaufman County (county-wide) · Annual averages
What Terrell Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Dallas-Fort Worth-Arlington, TX metro area
Commute27.3 min avg
How Terrell residents get to work, and the nearest airports
In Terrell, most residents drive alone to work (77%), and 58% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 34 mi
Dallas Love Field (DAL)
Medium hub8.2M passengers boarded in 2025
- 46 mi
Dallas Fort Worth International Airport (DFW)
Major hub41.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyabout average for violent crime
Crime rates for 2025
Violent crime in Terrell is close to the national average.
Violent Crime Rate
326.8
per 100,000 residents
About average (329 national, 2025)
Property Crime Rate
1,250
per 100,000 residents
Below average (1,552 national, 2025)
Terrell Police Department
Natural DisastersHeat most common — 14 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
76.2 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Kaufman County, county-wide · FEMA NRI December 2025
In Kaufman County, which includes Terrell, the most common type is heat, with 14 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 14 | Heat | $87,000 |
| 2024 | 26 | Heat | $2.3M |
| 2023 | 25 | Excessive Heat | $765,000 |
| 2022 | 21 | Drought | $916,500 |
| 2021 | 17 | Heat | $2.9M |
| 2020 | 16 | Drought | $30,000 |
| 2019 | 15 | Heat | $1.2M |
| 2018 | 6 | Drought | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Kaufman County, county-wide
Air Quality44 median AQI — Good
Days by air quality category (2025)
Air quality in Kaufman County, which includes Terrell, is typically good — 241 good-air days per year.
Median AQI
44
Good Days
241
per year
Moderate Days
122
per year
Unhealthy Days
0
per year
Kaufman County, county-wide
Climate95°F summers, 38°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Terrell has hot summers (avg high 95°F) and mild winters (avg low 38°F).
Spring (Mar–May)
77°/55°F
avg high / low
Summer (Jun–Aug)
95°/73°F
avg high / low
Fall (Sep–Nov)
79°/56°F
avg high / low
Winter (Dec–Feb)
59°/38°F
avg high / low
Annual Precipitation
38.4"
Annual Snowfall
0.1"
Hot Days/Year
103
days above 90°F
Freeze Days/Year
35
days below 32°F
Rainy Days/Year
87
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 57°F | 36°F | 2.62" |
| Feb | 62°F | 40°F | 2.73" |
| Mar | 69°F | 47°F | 3.69" |
| Apr | 76°F | 54°F | 3.06" |
| May | 84°F | 63°F | 4.72" |
| Jun | 92°F | 71°F | 3.40" |
| Jul | 96°F | 74°F | 2.00" |
| Aug | 96°F | 74°F | 2.30" |
| Sep | 90°F | 67°F | 2.74" |
| Oct | 79°F | 56°F | 4.54" |
| Nov | 68°F | 45°F | 3.06" |
| Dec | 59°F | 38°F | 3.56" |
Healthcare1 hospital
Hospitals, ratings, and health insurance in Terrell
Terrell has 1 hospital.
Hospitals
1
within city limits
Uninsured
17.3%
of residents
Terrell State Hospital
Psychiatric
Nearby hospitals · within 15 miles
Texas Health Presbyterian Hospital Kaufman
Acute Care Hospitals · ER available · 10.2 mi away · Kaufman
Texas Health Presbyterian Hospital Rockwall
Acute Care Hospitals · ER available · 14.8 mi away · Rockwall
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.1:1 student/teacher ratio
Schools and degree attainment in Terrell
Terrell's student/teacher ratio is 17.1:1 (higher than the national average of 16:1), and 15.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
9
within city limits
Private Schools
1
within city limits
College Degree Rate
15.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Terrell
Southwestern Christian College
Private nonprofit · 2-year · 110 students · in-state tuition $14,638 · 64% graduate · median earnings $34,276 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Waco Mammoth National Monument, 94 mi
Nearby national parks, recreation areas and public libraries for Terrell
Terrell has 1 nearby national park or recreation area, closest being Waco Mammoth National Monument (94 mi away).
Nearby National Parks & Recreation Areas
Waco Mammoth National Monument
National Monument
94 mi awayPublic Libraries in Terrell
Riter C Hulsey Public Library
301 N Rockwall St, Terrell
Cities Near Terrell
The closest cities within 60 miles
Planning a move to Terrell?
Read our full moving guide — what it's really like to live here.
Terrell FAQ
Is Terrell, Texas affordable?⌄
Terrell's median rent is $1,232/month, which is below the national average, making it relatively affordable. The median household income is $65,842/year. Median home value is $218,500.
Is Terrell, Texas safe?⌄
Terrell's violent crime rate was 327 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 1250 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Terrell, Texas?⌄
Kaufman County, which includes Terrell, has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Terrell, Texas?⌄
The cost of living in Terrell is primarily driven by housing. Median rent is $1,232/month and median household income is $65,842/year. The median home value is $218,500. About 61% of renters spend more than 30% of their income on housing.
How is the commute in Terrell, Texas?⌄
The average commute in Terrell is 27 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from