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Living in
Saginaw.
About
Life in Saginaw
Saginaw is a growing suburb on the north side of Fort Worth, and it's drawn families looking for newer homes at middle-of-the-market prices. The population is up about 12% since 2020. The median home value is $298,500, a bit below the national median, and rent averages $1,776 a month.
Saginaw at a Glance
Population, income, housing and more
Median Age
37.2 yrs
Poverty Rate
5.6%
Foreign-Born
9.8%
Broadband Internet
97.2%
of households
Population Growth
+11.7%
recent change · Census Bureau
Median household income
Demographics9.8% foreign-born, most often from Mexico
Who lives in Saginaw: race and ethnicity, ages, households, languages and countries of origin
In Saginaw, the largest foreign-born group is from Mexico (53.4%), and 19.8% of residents speak Spanish at home.
Under 18
24.6%
of residents
65 and Older
13.2%
of residents
Households with Kids
34.9%
anyone under 18
Living Alone
26.6%
of households
Married Couples
52.6%
of households
Avg Household Size
2.77
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 27% above TX average
Rent, home values, and income in Saginaw
In Saginaw, rent runs 27% above the TX average.
Median rent (per month)
Median home value
Rent Burdened
48.4%
spending 30%+ of income on rent
Severely Rent Burdened
24.2%
spending 50%+
Cost of Living Index
103.1
metro area (BEA) · US avg = 100
Median Property Tax
$4,942
per year, owner-occupied homes
Homeowners
68.3%
of occupied homes are owned
Typical Home Built
2000
median year built
Vacant Homes
1.9%
of housing units
Home Value Trend
Latest: $294,835 (September 2026)
Jobs & Economyunemployment 0.4 pts below TX average
Unemployment in Saginaw and typical pay across the metro area
Unemployment in Saginaw is 0.4 percentage points lower than the TX average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Saginaw Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Dallas-Fort Worth-Arlington, TX metro area
Commute26.1 min avg
How Saginaw residents get to work, and the nearest airports
In Saginaw, most residents drive alone to work (77%), and 54% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 19 mi
Dallas Fort Worth International Airport (DFW)
Major hub41.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 12% below national average
Crime rates for 2025
Violent crime in Saginaw runs 12% below the national average.
Violent Crime Rate
288.7
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,049.8
per 100,000 residents
Below average (1,552 national, 2025)
Saginaw Police Department
Natural DisastersHail most common — 39 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
99.1 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Tarrant County, county-wide · FEMA NRI December 2025
In Tarrant County, which includes Saginaw, the most common type is hail, with 39 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 39 | Hail | $10.7M |
| 2024 | 39 | Hail | $4.7M |
| 2023 | 38 | Hail | $4.5M |
| 2022 | 39 | Drought | $497,500 |
| 2021 | 27 | Hail | $829.4M |
| 2020 | 31 | Hail | $497,000 |
| 2019 | 41 | Thunderstorm Wind | $1.0M |
| 2018 | 19 | Hail | $181,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
2 earthquakes of magnitude 2.5+ within 100 miles in the past year
Tarrant County, county-wide
Saginaw is about 1% of Tarrant County’s population, so county-wide figures may differ from local conditions.
Air Quality56 median AQI — Moderate
Days by air quality category (2025)
Air quality in Tarrant County, which includes Saginaw, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
56
Good Days
116
per year
Moderate Days
219
per year
Unhealthy Days
2
per year
Tarrant County, county-wide
Saginaw is about 1% of Tarrant County’s population, so county-wide figures may differ from local conditions.
Climate94°F summers, 37°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Saginaw has hot summers (avg high 94°F) and mild winters (avg low 37°F).
Spring (Mar–May)
76°/54°F
avg high / low
Summer (Jun–Aug)
94°/73°F
avg high / low
Fall (Sep–Nov)
77°/56°F
avg high / low
Winter (Dec–Feb)
58°/37°F
avg high / low
Annual Precipitation
37.8"
Annual Snowfall
2.0"
Hot Days/Year
106
days above 90°F
Freeze Days/Year
33
days below 32°F
Rainy Days/Year
77
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 56°F | 35°F | 2.05" |
| Feb | 61°F | 39°F | 2.41" |
| Mar | 68°F | 47°F | 3.16" |
| Apr | 76°F | 54°F | 3.06" |
| May | 84°F | 63°F | 4.02" |
| Jun | 92°F | 71°F | 4.02" |
| Jul | 96°F | 75°F | 2.18" |
| Aug | 96°F | 75°F | 2.23" |
| Sep | 88°F | 67°F | 2.59" |
| Oct | 78°F | 56°F | 4.46" |
| Nov | 66°F | 45°F | 2.52" |
| Dec | 58°F | 37°F | 2.64" |
Healthcare
Hospitals, ratings, and health insurance in Saginaw
Uninsured
10.9%
of residents
No hospitals inside Saginaw's limits — nearest hospitals · within 15 miles
Medical City Alliance
Acute Care Hospitals · ER available · 3.8 mi away · Fort Worth
Medical City Mental Health and Wellness Center
Psychiatric · 3.8 mi away · Fort Worth
Texas Health Harris Methodist Hospital Alliance
Acute Care Hospitals · ER available · 5.6 mi away · Fort Worth
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.8:1 student/teacher ratio
Schools and degree attainment in Saginaw
Saginaw's student/teacher ratio is 14.8:1 (lower than the national average of 16:1), and 24.7% of adults 25+ hold a bachelor's degree or higher.
Public Schools
9
within city limits
Private Schools
0
within city limits
College Degree Rate
24.7%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.8:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Saginaw (within 15 miles)
Tarrant County College District
7.7 mi awayPublic · 2-year · 42,300 students · in-state tuition $1,998 · 25% graduate · median earnings $45,883 (10 yrs after entry)
Private nonprofit · 4-year · 11,026 students · in-state tuition $63,590 · 82% graduate · median earnings $77,334 (10 yrs after entry)
Private nonprofit · 4-year · 1,741 students · in-state tuition $40,844 · 42% graduate · median earnings $56,582 (10 yrs after entry)
Private nonprofit · 4-year · 284 students · in-state tuition $20,640 · 30% graduate · median earnings $46,558 (10 yrs after entry)
Private nonprofit · 4-year · 251 students · in-state tuition $13,780 · 23% graduate · median earnings $47,308 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Waco Mammoth National Monument, 88 mi
Nearby national parks, recreation areas and public libraries for Saginaw
Saginaw has 1 nearby national park or recreation area, closest being Waco Mammoth National Monument (88 mi away).
Nearby National Parks & Recreation Areas
Waco Mammoth National Monument
National Monument
88 mi awayPublic Libraries in Saginaw
John Ed Keeter Public Library
355 W Mcleroy Blvd, Saginaw
Cities Near Saginaw
The closest cities within 60 miles
Planning a move to Saginaw?
Read our full moving guide — what it's really like to live here.
Saginaw FAQ
Is Saginaw, Texas affordable?⌄
Saginaw's median rent is $1,776/month, which is above the national average. The median household income is $97,276/year. Median home value is $298,500.
Is Saginaw, Texas safe?⌄
Saginaw's violent crime rate was 289 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1050 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Saginaw, Texas?⌄
Saginaw has an unemployment rate of 3.8%, which is close to the national average of 4.3%.
What is the cost of living in Saginaw, Texas?⌄
The cost of living in Saginaw is primarily driven by housing. Median rent is $1,776/month and median household income is $97,276/year. The median home value is $298,500. About 48% of renters spend more than 30% of their income on housing.
How is the commute in Saginaw, Texas?⌄
The average commute in Saginaw is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from