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Living in
Bellingham.
About
Life in Bellingham
You're looking at a mid-sized city that feels smaller than it is, with a genuine community vibe that keeps people rooted here for the long haul. The waterfront has undergone real transformation over the past couple decades—those old industrial areas have become actual neighborhoods where people want to be—while neighborhoods like Fairhaven retain distinct character without feeling precious or overdeveloped. Western Washington University anchors a young, educated population (46.5% college-educated), and the mean salary sits slightly above the state average at around $69,000, though the cost of living tells a different story: median home prices hover near $628,000 and rent runs about $1,577 a month, so you're paying Pacific Northwest prices without the Seattle or Vancouver salary bump.
Bellingham at a Glance
Population, income, housing and more
Median Age
34.1 yrs
Poverty Rate
18.6%
Foreign-Born
8.5%
Broadband Internet
93.8%
of households
Population Growth
+5.4%
recent change · Census Bureau
Median household income
Demographics8.5% foreign-born, most often from Canada
Who lives in Bellingham: race and ethnicity, ages, households, languages and countries of origin
In Bellingham, the largest foreign-born group is from Canada (16.3%), and 5.6% of residents speak Spanish at home.
Under 18
13.8%
of residents
65 and Older
16.5%
of residents
Households with Kids
18.9%
anyone under 18
Living Alone
36.4%
of households
Married Couples
34.2%
of households
Avg Household Size
2.15
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 10% below WA average
Rent, home values, and income in Bellingham
In Bellingham, rent runs 10% below the WA average, and home values are 11% above the WA average.
Median rent (per month)
Median home value
Rent Burdened
62.5%
spending 30%+ of income on rent
Severely Rent Burdened
31.1%
spending 50%+
Cost of Living Index
103.3
metro area (BEA) · US avg = 100
Median Property Tax
$4,353
per year, owner-occupied homes
Homeowners
44.6%
of occupied homes are owned
Typical Home Built
1986
median year built
Vacant Homes
5.2%
of housing units
Home Value Trend
Latest: $657,528 (September 2026)
Jobs & Economyunemployment 0.6 pts below WA average
Unemployment in Bellingham
Unemployment in Bellingham is 0.6 percentage points lower than the WA average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Bellingham Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute18.1 min avg
How Bellingham residents get to work, and the nearest airports
In Bellingham, most residents drive alone to work (64%), and 82% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 4 mi
Bellingham International Airport (BLI)
Regional airport · few flights226k passengers boarded in 2025
- 90 mi
Seattle–Tacoma International Airport (SEA)
Major hub25.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 20% below national average
Crime rates for 2025
Violent crime in Bellingham runs 20% below the national average.
Violent Crime Rate
263.2
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
3,275.5
per 100,000 residents
Above average (1,552 national, 2025)
Bellingham Police Department
Natural DisastersHeavy Rain most common — 1 event in 2024
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Whatcom County, county-wide · FEMA NRI December 2025
In Whatcom County, which includes Bellingham, the most common type is heavy rain, with 1 recorded event in 2024.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2024 | 1 | Heavy Rain | Not estimated |
| 2023 | 2 | Heavy Rain | Not estimated |
| 2021 | 3 | Flood | $42.6M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
21 earthquakes of magnitude 2.5+ within 100 miles in the past year
Whatcom County, county-wide
Air Quality31 median AQI — Good
Days by air quality category (2025)
Air quality in Whatcom County, which includes Bellingham, is typically good — 342 good-air days per year.
Median AQI
31
Good Days
342
per year
Moderate Days
21
per year
Unhealthy Days
1
per year
Whatcom County, county-wide
Climate73°F summers, 35°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Bellingham has mild summers (avg high 73°F) and mild winters (avg low 35°F).
Spring (Mar–May)
60°/42°F
avg high / low
Summer (Jun–Aug)
73°/53°F
avg high / low
Fall (Sep–Nov)
60°/44°F
avg high / low
Winter (Dec–Feb)
48°/35°F
avg high / low
Annual Precipitation
38.2"
Annual Snowfall
3.4"
Hot Days/Year
0
days above 90°F
Freeze Days/Year
43
days below 32°F
Rainy Days/Year
176
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 48°F | 35°F | 4.56" |
| Feb | 50°F | 35°F | 3.08" |
| Mar | 54°F | 38°F | 3.39" |
| Apr | 59°F | 42°F | 2.75" |
| May | 66°F | 46°F | 2.33" |
| Jun | 70°F | 51°F | 1.65" |
| Jul | 75°F | 54°F | 0.98" |
| Aug | 75°F | 54°F | 1.11" |
| Sep | 69°F | 50°F | 1.98" |
| Oct | 60°F | 44°F | 3.90" |
| Nov | 52°F | 39°F | 5.70" |
| Dec | 47°F | 35°F | 4.52" |
Healthcare1 hospital, avg 4.0/5
Hospitals, ratings, and health insurance in Bellingham
Bellingham has 1 hospital, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
1
within city limits
Uninsured
5.3%
of residents
Avg Hospital Rating
4.0 / 5
Peacehealth St Joseph Medical Center
Acute Care Hospitals
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.6:1 student/teacher ratio
Schools and degree attainment in Bellingham
Bellingham's student/teacher ratio is 17.6:1 (higher than the national average of 16:1), and 48.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
26
within city limits
Private Schools
11
within city limits
College Degree Rate
48.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.6:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Bellingham
Public · 4-year · 13,544 students · in-state tuition $9,924 · 71% graduate · median earnings $64,305 (10 yrs after entry)
Public · 2-year · 2,378 students · in-state tuition $5,460 · 50% graduate · median earnings $48,317 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: San Juan Island National Historical Park, 32 mi
Nearby national parks, recreation areas and public libraries for Bellingham
Bellingham has 6 nearby national parks or recreation areas, closest being San Juan Island National Historical Park (32 mi away).
Nearby National Parks & Recreation Areas
San Juan Island National Historical Park
National Historical Park
32 mi awayEbey's Landing National Historical Reserve
National Historical Reserve
39 mi awayNorth Cascades National Park
National Park
58 mi awayKlondike Gold Rush - Seattle Unit National Historical Park
National Historical Park
80 mi awayWing Luke Museum Affiliated Area
Affiliated Area
80 mi awayOlympic National Park
National Park
86 mi awayPublic Libraries in Bellingham
Central Library
210 Central Ave, Bellingham
Barkley Branch Library
3111 Newmarket St., Suite 103, Bellingham
Bellis Fair Branch Library
1 Bellis Fair Parkway Suite 616, Bellingham
Fairhaven Branch Library
1117 12th Street, Bellingham
Cities Near Bellingham
The closest cities within 60 miles
Planning a move to Bellingham?
Read our full moving guide — what it's really like to live here.
Bellingham FAQ
Is Bellingham, Washington affordable?⌄
Bellingham's median rent is $1,577/month, which is close to the national average. The median household income is $66,755/year. Median home value is $627,500.
Is Bellingham, Washington safe?⌄
Bellingham's violent crime rate was 263 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 3276 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Bellingham, Washington?⌄
Bellingham has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Bellingham, Washington?⌄
The cost of living in Bellingham is primarily driven by housing. Median rent is $1,577/month and median household income is $66,755/year. The median home value is $627,500. About 63% of renters spend more than 30% of their income on housing.
How is the commute in Bellingham, Washington?⌄
The average commute in Bellingham is 18 minutes, which is shorter than average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from