About

Life in Ferndale

This is a place where you're genuinely close to the mountains and water but still living in a real community with jobs, schools, and families—not a vacation postcard. The economy here has evolved from its timber and dairy roots into a more diversified base anchored by manufacturing (Brooks Sports shoe plant), oil refining nearby, and increasing work-from-home folks who've made it their bedroom community for Bellingham, all just 15 minutes away. The median household income sits around $88,000, which is solid for the Pacific Northwest, and the job market is stable with unemployment under 4.5%, though you'll want to look at positions in Bellingham or the industrial corridor if you need more options.

Ferndale at a Glance

Population, income, housing and more

Median Age

35.1 yrs

Poverty Rate

12.8%

Foreign-Born

15.9%

Broadband Internet

94.1%

of households

Population Growth

+16.5%

recent change · Census Bureau

Median household income

Ferndale$87,579
Washington avg$98,141
US$80,734

Demographics15.9% foreign-born, most often from India

Who lives in Ferndale: race and ethnicity, ages, households, languages and countries of origin

In Ferndale, the largest foreign-born group is from India (18.1%), and 6.5% of residents speak Other Indo-European at home.

Under 18

24.8%

of residents

65 and Older

15.7%

of residents

Households with Kids

40.4%

anyone under 18

Living Alone

21.8%

of households

Married Couples

54.5%

of households

Avg Household Size

2.72

people

Race & Ethnicity

White70.0%
Hispanic or Latino12.6%
Asian8.4%
Two or more races6.6%
American Indian & Alaska Native1.7%
Black0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

India18.1%
Kazakhstan10.6%
Canada7.3%
Russia7.1%
Mexico6.7%
Afghanistan5.0%
Ukraine4.6%
Honduras3.5%
Lebanon3.4%
Guatemala3.3%

Languages Spoken at Home

English only79.9%
Other Indo-European6.5%
Spanish6.0%
Russian/Slavic4.8%
German/Germanic0.6%
Arabic0.6%
Chinese0.5%
Tagalog/Filipino0.3%

Cost of Livingrent 16% below WA average

Rent, home values, and income in Ferndale

In Ferndale, rent runs 16% below the WA average.

Median rent (per month)

Ferndale$1,477
Washington avg$1,760
US$1,413

Median home value

Ferndale$549,300
Washington avg$564,600
US$332,700

Rent Burdened

55.3%

spending 30%+ of income on rent

Severely Rent Burdened

25.3%

spending 50%+

Cost of Living Index

103.3

metro area (BEA) · US avg = 100

Median Property Tax

$3,712

per year, owner-occupied homes

Homeowners

67.6%

of occupied homes are owned

Typical Home Built

1998

median year built

Home Value Trend

$543,558
$610,926
202120222023202420252026

Latest: $610,926 (September 2026)

Jobs & Economyunemployment about average for WA

Unemployment in Ferndale

Unemployment in Whatcom County, which includes Ferndale, is close to the WA average.

Unemployment rate

Ferndale4.4%
Washington avg4.7%
US4.3%

Ferndale: Whatcom County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.7%
4.9%
4.8%
5%
9%
5.4%
4.1%
4%
4.4%
4.4%
2016201720182019202020212022202320242025

Whatcom County (county-wide) · Annual averages

What Ferndale Residents Do for Work · share of employed residents by industry

Education & health care20.9%
Construction13.1%
Retail11.3%
Manufacturing10.2%
Professional & business services9.8%
Arts, hospitality & food service6.6%
Finance & real estate6.4%
Transportation & utilities5.2%

City residents, wherever they work

Commute21.6 min avg

How Ferndale residents get to work, and the nearest airports

In Ferndale, most residents drive alone to work (76%), and 84% get there in under 30 minutes.

How People Get to Work

Drive alone76.3%
Carpool4.7%
Public transit0.5%
Walk1.7%
Work from home15.2%
Other1.7%

Commute Time Distribution

Under 15 min29.1%
15–29 min55.0%
30–44 min9.6%
45–59 min2.0%
60+ min4.3%

Nearest airports · with airline service

  • Bellingham International Airport (BLI)

    Regional airport · few flights226k passengers boarded in 2025

    4 mi
  • Seattle–Tacoma International Airport (SEA)

    Major hub25.4M passengers boarded in 2025

    97 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 56% below national average

Crime rates for 2025

Violent crime in Ferndale runs 56% below the national average.

Violent Crime Rate

146

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,051.3

per 100,000 residents

Below average (1,552 national, 2025)

Ferndale Police Department

Natural DisastersHeavy Rain most common — 1 event in 2024

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

91.0 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Avalanche · Very HighIce storm · Very HighCoastal flooding · ModerateCold wave · ModerateEarthquake · Moderate

Whatcom County, county-wide · FEMA NRI December 2025

In Whatcom County, which includes Ferndale, the most common type is heavy rain, with 1 recorded event in 2024.

Most common events:

Heavy RainFlood

Storm events by year

YearEventsTop TypeProperty Damage
20241Heavy RainNot estimated
20232Heavy RainNot estimated
20213Flood$42.6M

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

19 earthquakes of magnitude 2.5+ within 100 miles in the past year

Whatcom County, county-wide

Air Quality31 median AQI — Good

Days by air quality category (2025)

Air quality in Whatcom County, which includes Ferndale, is typically good — 342 good-air days per year.

Median AQI

31

Good Days

342

per year

Moderate Days

21

per year

Unhealthy Days

1

per year

Whatcom County, county-wide

Climate71°F summers, 34°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Ferndale has mild summers (avg high 71°F) and mild winters (avg low 34°F).

Spring (Mar–May)

58°/42°F

avg high / low

Summer (Jun–Aug)

71°/54°F

avg high / low

Fall (Sep–Nov)

59°/44°F

avg high / low

Winter (Dec–Feb)

47°/34°F

avg high / low

Annual Precipitation

42.1"

Annual Snowfall

3.4"

Hot Days/Year

0

days above 90°F

Freeze Days/Year

59

days below 32°F

Rainy Days/Year

169

Average month

High °FLow °FPrecip (in)
20°40°60°80°5.5"Jan: 4.49" precipitationFeb: 2.85" precipitationMar: 3.36" precipitationApr: 2.77" precipitationMay: 2.23" precipitationJun: 1.61" precipitationJul: 0.88" precipitationAug: 1.13" precipitationSep: 2.01" precipitationOct: 3.85" precipitationNov: 5.20" precipitationDec: 4.33" precipitation34°JJan: high 46°F, low 34°FFFeb: high 49°F, low 35°FMMar: high 53°F, low 38°FAApr: high 58°F, low 42°FMMay: high 64°F, low 47°FJJun: high 68°F, low 52°FJJul: high 73°F, low 55°F73°AAug: high 73°F, low 55°FSSep: high 68°F, low 50°FOOct: high 59°F, low 43°FNNov: high 51°F, low 38°FDDec: high 46°F, low 34°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan46°F34°F4.49"
Feb49°F35°F2.85"
Mar53°F38°F3.36"
Apr58°F42°F2.77"
May64°F47°F2.23"
Jun68°F52°F1.61"
Jul73°F55°F0.88"
Aug73°F55°F1.13"
Sep68°F50°F2.01"
Oct59°F43°F3.85"
Nov51°F38°F5.20"
Dec46°F34°F4.33"

Healthcare

Hospitals, ratings, and health insurance in Ferndale

Uninsured

8.0%

of residents

No hospitals inside Ferndale's limits — nearest hospitals · within 15 miles

Peacehealth St Joseph Medical Center

Acute Care Hospitals · 7.7 mi away · Bellingham

Adult Health · vs. the typical US place

Obesity27.2%US 36.8%
Diabetes8.5%US 12.6%
High blood pressure27.1%US 37.1%
Current smoking11.5%US 15.0%
No leisure-time physical activity17.2%US 26.6%
Depression29.6%US 23.0%
Asthma10.8%US 10.7%
Routine checkup in past year69.2%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education15.5:1 student/teacher ratio

Schools and degree attainment in Ferndale

Ferndale's student/teacher ratio is 15.5:1, close to the national average of 16:1, and 36.9% of adults 25+ hold a bachelor's degree or higher.

Public Schools

11

within city limits

Private Schools

1

within city limits

College Degree Rate

36.9%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

15.5:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near Ferndale (within 15 miles)

Western Washington University

9.3 mi away

Public · 4-year · 13,544 students · in-state tuition $9,924 · 71% graduate · median earnings $64,305 (10 yrs after entry)

Whatcom Community College

6 mi away

Public · 2-year · 2,378 students · in-state tuition $5,460 · 50% graduate · median earnings $48,317 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: San Juan Island National Historical Park, 32 mi

Nearby national parks, recreation areas and public libraries for Ferndale

Ferndale has 6 nearby national parks or recreation areas, closest being San Juan Island National Historical Park (32 mi away).

Nearby National Parks & Recreation Areas

San Juan Island National Historical Park

National Historical Park

32 mi away

Ebey's Landing National Historical Reserve

National Historical Reserve

44 mi away

North Cascades National Park

National Park

64 mi away

Klondike Gold Rush - Seattle Unit National Historical Park

National Historical Park

87 mi away

Olympic National Park

National Park

88 mi away

Wing Luke Museum Affiliated Area

Affiliated Area

88 mi away

Public Libraries in Ferndale

Ferndale Library

2125 Main Street, Ferndale

Branch~62 hrs/week

Cities Near Ferndale

The closest cities within 60 miles

Planning a move to Ferndale?

Read our full moving guide — what it's really like to live here.

Moving to Ferndale →

Ferndale FAQ

Is Ferndale, Washington affordable?⌄

Ferndale's median rent is $1,477/month, which is close to the national average. The median household income is $87,579/year. Median home value is $549,300.

Is Ferndale, Washington safe?⌄

Ferndale's violent crime rate was 146 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1051 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Ferndale, Washington?⌄

Whatcom County, which includes Ferndale, has an unemployment rate of 4.4%, which is close to the national average of 4.3%.

What is the cost of living in Ferndale, Washington?⌄

The cost of living in Ferndale is primarily driven by housing. Median rent is $1,477/month and median household income is $87,579/year. The median home value is $549,300. About 55% of renters spend more than 30% of their income on housing.

How is the commute in Ferndale, Washington?⌄

The average commute in Ferndale is 22 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from