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Living in
Ferndale.
About
Life in Ferndale
This is a place where you're genuinely close to the mountains and water but still living in a real community with jobs, schools, and families—not a vacation postcard. The economy here has evolved from its timber and dairy roots into a more diversified base anchored by manufacturing (Brooks Sports shoe plant), oil refining nearby, and increasing work-from-home folks who've made it their bedroom community for Bellingham, all just 15 minutes away. The median household income sits around $88,000, which is solid for the Pacific Northwest, and the job market is stable with unemployment under 4.5%, though you'll want to look at positions in Bellingham or the industrial corridor if you need more options.
Ferndale at a Glance
Population, income, housing and more
Median Age
35.1 yrs
Poverty Rate
12.8%
Foreign-Born
15.9%
Broadband Internet
94.1%
of households
Population Growth
+16.5%
recent change · Census Bureau
Median household income
Demographics15.9% foreign-born, most often from India
Who lives in Ferndale: race and ethnicity, ages, households, languages and countries of origin
In Ferndale, the largest foreign-born group is from India (18.1%), and 6.5% of residents speak Other Indo-European at home.
Under 18
24.8%
of residents
65 and Older
15.7%
of residents
Households with Kids
40.4%
anyone under 18
Living Alone
21.8%
of households
Married Couples
54.5%
of households
Avg Household Size
2.72
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 16% below WA average
Rent, home values, and income in Ferndale
In Ferndale, rent runs 16% below the WA average.
Median rent (per month)
Median home value
Rent Burdened
55.3%
spending 30%+ of income on rent
Severely Rent Burdened
25.3%
spending 50%+
Cost of Living Index
103.3
metro area (BEA) · US avg = 100
Median Property Tax
$3,712
per year, owner-occupied homes
Homeowners
67.6%
of occupied homes are owned
Typical Home Built
1998
median year built
Home Value Trend
Latest: $610,926 (September 2026)
Jobs & Economyunemployment about average for WA
Unemployment in Ferndale
Unemployment in Whatcom County, which includes Ferndale, is close to the WA average.
Unemployment rate
Ferndale: Whatcom County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Whatcom County (county-wide) · Annual averages
What Ferndale Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute21.6 min avg
How Ferndale residents get to work, and the nearest airports
In Ferndale, most residents drive alone to work (76%), and 84% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 4 mi
Bellingham International Airport (BLI)
Regional airport · few flights226k passengers boarded in 2025
- 97 mi
Seattle–Tacoma International Airport (SEA)
Major hub25.4M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 56% below national average
Crime rates for 2025
Violent crime in Ferndale runs 56% below the national average.
Violent Crime Rate
146
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,051.3
per 100,000 residents
Below average (1,552 national, 2025)
Ferndale Police Department
Natural DisastersHeavy Rain most common — 1 event in 2024
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
91.0 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Whatcom County, county-wide · FEMA NRI December 2025
In Whatcom County, which includes Ferndale, the most common type is heavy rain, with 1 recorded event in 2024.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2024 | 1 | Heavy Rain | Not estimated |
| 2023 | 2 | Heavy Rain | Not estimated |
| 2021 | 3 | Flood | $42.6M |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
19 earthquakes of magnitude 2.5+ within 100 miles in the past year
Whatcom County, county-wide
Air Quality31 median AQI — Good
Days by air quality category (2025)
Air quality in Whatcom County, which includes Ferndale, is typically good — 342 good-air days per year.
Median AQI
31
Good Days
342
per year
Moderate Days
21
per year
Unhealthy Days
1
per year
Whatcom County, county-wide
Climate71°F summers, 34°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Ferndale has mild summers (avg high 71°F) and mild winters (avg low 34°F).
Spring (Mar–May)
58°/42°F
avg high / low
Summer (Jun–Aug)
71°/54°F
avg high / low
Fall (Sep–Nov)
59°/44°F
avg high / low
Winter (Dec–Feb)
47°/34°F
avg high / low
Annual Precipitation
42.1"
Annual Snowfall
3.4"
Hot Days/Year
0
days above 90°F
Freeze Days/Year
59
days below 32°F
Rainy Days/Year
169
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 46°F | 34°F | 4.49" |
| Feb | 49°F | 35°F | 2.85" |
| Mar | 53°F | 38°F | 3.36" |
| Apr | 58°F | 42°F | 2.77" |
| May | 64°F | 47°F | 2.23" |
| Jun | 68°F | 52°F | 1.61" |
| Jul | 73°F | 55°F | 0.88" |
| Aug | 73°F | 55°F | 1.13" |
| Sep | 68°F | 50°F | 2.01" |
| Oct | 59°F | 43°F | 3.85" |
| Nov | 51°F | 38°F | 5.20" |
| Dec | 46°F | 34°F | 4.33" |
Healthcare
Hospitals, ratings, and health insurance in Ferndale
Uninsured
8.0%
of residents
No hospitals inside Ferndale's limits — nearest hospitals · within 15 miles
Peacehealth St Joseph Medical Center
Acute Care Hospitals · 7.7 mi away · Bellingham
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.5:1 student/teacher ratio
Schools and degree attainment in Ferndale
Ferndale's student/teacher ratio is 15.5:1, close to the national average of 16:1, and 36.9% of adults 25+ hold a bachelor's degree or higher.
Public Schools
11
within city limits
Private Schools
1
within city limits
College Degree Rate
36.9%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Ferndale (within 15 miles)
Public · 4-year · 13,544 students · in-state tuition $9,924 · 71% graduate · median earnings $64,305 (10 yrs after entry)
Public · 2-year · 2,378 students · in-state tuition $5,460 · 50% graduate · median earnings $48,317 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: San Juan Island National Historical Park, 32 mi
Nearby national parks, recreation areas and public libraries for Ferndale
Ferndale has 6 nearby national parks or recreation areas, closest being San Juan Island National Historical Park (32 mi away).
Nearby National Parks & Recreation Areas
San Juan Island National Historical Park
National Historical Park
32 mi awayEbey's Landing National Historical Reserve
National Historical Reserve
44 mi awayNorth Cascades National Park
National Park
64 mi awayKlondike Gold Rush - Seattle Unit National Historical Park
National Historical Park
87 mi awayOlympic National Park
National Park
88 mi awayWing Luke Museum Affiliated Area
Affiliated Area
88 mi awayPublic Libraries in Ferndale
Ferndale Library
2125 Main Street, Ferndale
Cities Near Ferndale
The closest cities within 60 miles
Planning a move to Ferndale?
Read our full moving guide — what it's really like to live here.
Ferndale FAQ
Is Ferndale, Washington affordable?⌄
Ferndale's median rent is $1,477/month, which is close to the national average. The median household income is $87,579/year. Median home value is $549,300.
Is Ferndale, Washington safe?⌄
Ferndale's violent crime rate was 146 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1051 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Ferndale, Washington?⌄
Whatcom County, which includes Ferndale, has an unemployment rate of 4.4%, which is close to the national average of 4.3%.
What is the cost of living in Ferndale, Washington?⌄
The cost of living in Ferndale is primarily driven by housing. Median rent is $1,477/month and median household income is $87,579/year. The median home value is $549,300. About 55% of renters spend more than 30% of their income on housing.
How is the commute in Ferndale, Washington?⌄
The average commute in Ferndale is 22 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from