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Living in
Beloit.
About
Life in Beloit
Beloit offers an affordable Midwest living situation with a median home value around $156,500 and median rent under $1,000—genuinely accessible if you're coming from higher-cost regions. The job market is solid with a 4.1% unemployment rate, anchored by manufacturing companies and corporate headquarters like ABC Supply and Regal Beloit, plus two colleges that provide steady employment. Downtown has real momentum with genuine investment in historic renovation and new lofts, so there's actual walkable life if you want it, though like most Wisconsin cities, you'll still need a car for most errands.
Beloit at a Glance
Population, income, housing and more
Median Age
33.8 yrs
Poverty Rate
15.0%
Foreign-Born
9.2%
Broadband Internet
88.1%
of households
Population Growth
-0.1%
recent change · Census Bureau
Median household income
Demographics9.2% foreign-born, most often from Mexico
Who lives in Beloit: race and ethnicity, ages, households, languages and countries of origin
In Beloit, the largest foreign-born group is from Mexico (78.0%), and 16.6% of residents speak Spanish at home.
Under 18
25.4%
of residents
65 and Older
14.0%
of residents
Households with Kids
29.2%
anyone under 18
Living Alone
35.2%
of households
Married Couples
35.2%
of households
Avg Household Size
2.57
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for WI
Rent, home values, and income in Beloit
In Beloit, home values are 41% below the WI average.
Median rent (per month)
Median home value
Rent Burdened
45.9%
spending 30%+ of income on rent
Severely Rent Burdened
21.9%
spending 50%+
Cost of Living Index
93.7
metro area (BEA) · US avg = 100
Median Property Tax
$2,454
per year, owner-occupied homes
Homeowners
59.4%
of occupied homes are owned
Typical Home Built
1957
median year built
Vacant Homes
6.1%
of housing units
Home Value Trend
Latest: $207,819 (September 2026)
Jobs & Economyunemployment 0.9 pts above WI average
Unemployment in Beloit
Unemployment in Beloit is 0.9 percentage points higher than the WI average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Beloit Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute22.8 min avg
How Beloit residents get to work, and the nearest airports
In Beloit, most residents drive alone to work (80%), and 74% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 22 mi
Chicago Rockford International Airport (RFD)
Regional airport · few flights146k passengers boarded in 2025
- 65 mi
General Mitchell International Airport (MKE)
Medium hub2.9M passengers boarded in 2025
- 68 mi
Chicago O'Hare International Airport (ORD)
Major hub40.7M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 31% above national average
Crime rates for 2025
Violent crime in Beloit runs 31% above the national average.
Violent Crime Rate
431.6
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
1,903.8
per 100,000 residents
Above average (1,552 national, 2025)
Beloit Police Department
Natural DisastersWinter Weather most common — 22 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
86.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Rock County, county-wide · FEMA NRI December 2025
In Rock County, which includes Beloit, the most common type is winter weather, with 22 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 22 | Winter Weather | $78,000 |
| 2024 | 35 | Thunderstorm Wind | $31.9M |
| 2023 | 15 | Winter Storm | $877,000 |
| 2022 | 27 | Winter Weather | $197,000 |
| 2021 | 18 | Winter Weather | $25,000 |
| 2020 | 18 | Winter Weather | $70,000 |
| 2019 | 29 | Winter Weather | $49,000 |
| 2018 | 31 | Winter Weather | $125,500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Rock County, county-wide
Air Quality42 median AQI — Good
Days by air quality category (2025)
Air quality in Rock County, which includes Beloit, is typically good.
Median AQI
42
Rock County, county-wide
Climate78°F summers, 14°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Beloit has mild summers (avg high 78°F) and very cold winters (avg low 14°F).
Spring (Mar–May)
54°/35°F
avg high / low
Summer (Jun–Aug)
78°/58°F
avg high / low
Fall (Sep–Nov)
58°/39°F
avg high / low
Winter (Dec–Feb)
28°/14°F
avg high / low
Annual Precipitation
37.4"
Annual Snowfall
35.6"
Hot Days/Year
10
days above 90°F
Freeze Days/Year
142
days below 32°F
Rainy Days/Year
108
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 25°F | 11°F | 1.60" |
| Feb | 29°F | 14°F | 1.52" |
| Mar | 42°F | 24°F | 2.13" |
| Apr | 55°F | 34°F | 3.72" |
| May | 67°F | 46°F | 4.34" |
| Jun | 76°F | 56°F | 5.64" |
| Jul | 80°F | 60°F | 3.36" |
| Aug | 78°F | 58°F | 4.14" |
| Sep | 71°F | 50°F | 3.83" |
| Oct | 58°F | 39°F | 2.77" |
| Nov | 43°F | 27°F | 2.40" |
| Dec | 31°F | 17°F | 1.96" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Beloit
Beloit has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
8.9%
of residents
Avg Hospital Rating
3.0 / 5
Beloit Health System
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Ssm Health St Mary's Hospital - Janesville
Acute Care Hospitals · ER available · 10.4 mi away · Janesville
Mercy Health System Corp
Acute Care Hospitals · ER available · 11.3 mi away · Janesville
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education13.7:1 student/teacher ratio
Schools and degree attainment in Beloit
Beloit's student/teacher ratio is 13.7:1 (lower than the national average of 16:1), and 17.9% of adults 25+ hold a bachelor's degree or higher.
Public Schools
13
within city limits
Private Schools
1
within city limits
College Degree Rate
17.9%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
13.7:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Beloit
Private nonprofit · 4-year · 926 students · in-state tuition $62,586 · 71% graduate · median earnings $59,443 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Public · 2-year · 4,359 students · in-state tuition $4,324 · 33% graduate · median earnings $44,656 (10 yrs after entry)
Saint Anthony College of Nursing
14.8 mi awayPrivate nonprofit · 4-year · 172 students · in-state tuition $28,648 · 83% graduate · median earnings $85,334 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Pullman National Historical Park, 92 mi
Nearby national parks, recreation areas and public libraries for Beloit
Beloit has 1 nearby national park or recreation area, closest being Pullman National Historical Park (92 mi away).
Nearby National Parks & Recreation Areas
Pullman National Historical Park
National Historical Park
92 mi awayPublic Libraries in Beloit
Beloit Public Library
605 Eclipse Blvd., Beloit
Cities Near Beloit
The closest cities within 60 miles
Planning a move to Beloit?
Read our full moving guide — what it's really like to live here.
Beloit FAQ
Is Beloit, Wisconsin affordable?⌄
Beloit's median rent is $1,066/month, which is below the national average, making it relatively affordable. The median household income is $62,663/year. Median home value is $156,500.
Is Beloit, Wisconsin safe?⌄
Beloit's violent crime rate was 432 per 100,000 residents in 2025, which is above the national average of 329/100k that year. Property crime rate is 1904 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Beloit, Wisconsin?⌄
Beloit has an unemployment rate of 4.1%, which is close to the national average of 4.3%.
What is the cost of living in Beloit, Wisconsin?⌄
The cost of living in Beloit is primarily driven by housing. Median rent is $1,066/month and median household income is $62,663/year. The median home value is $156,500. About 46% of renters spend more than 30% of their income on housing.
How is the commute in Beloit, Wisconsin?⌄
The average commute in Beloit is 23 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from