About

Life in Modesto

Living in Modesto means embracing a place that's fundamentally about agriculture, family, and affordability in California—a region where you can actually build equity and put down roots without the Bay Area price tag. The median home value hovers around $442,700 with a median household income of $79,891, which means housing is genuinely accessible compared to most of California, though you'll want to accept the trade-off of intense summer heat (expect 79 afternoons per year hitting 90°F or higher, with stretches exceeding 100°F). The community is genuinely multicultural: about 43% Latino, plus substantial Asian communities including Filipino, Indian, Cambodian, and Vietnamese populations, which translates to diverse restaurants (494 across the city), authentic markets, and cultural events like Ballet Folklorico performances that keep traditions alive.

Modesto at a Glance

Population, income, housing and more

Median Age

35.1 yrs

Poverty Rate

13.3%

Foreign-Born

19.1%

Broadband Internet

92.1%

of households

Population Growth

+0.5%

recent change · Census Bureau

Median household income

Modesto$79,891
California avg$99,122
US$80,734

Demographics19.1% foreign-born, most often from Mexico

Who lives in Modesto: race and ethnicity, ages, households, languages and countries of origin

In Modesto, the largest foreign-born group is from Mexico (50.7%), and 26.9% of residents speak Spanish at home.

Under 18

26.2%

of residents

65 and Older

14.4%

of residents

Households with Kids

37.2%

anyone under 18

Living Alone

22.8%

of households

Married Couples

46.5%

of households

Avg Household Size

2.96

people

Race & Ethnicity

Hispanic or Latino45.4%
White36.6%
Asian7.3%
Two or more races4.5%
Black4.4%
Pacific Islander0.9%
American Indian & Alaska Native0.5%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico50.7%
Philippines5.4%
India5.2%
Afghanistan4.5%
Fiji3.9%
El Salvador3.9%
Iran3.1%
Iraq2.4%
Vietnam2.1%
Cambodia2.1%

Languages Spoken at Home

English only62.9%
Spanish26.9%
Other Indo-European3.6%
Other Asian/Pacific1.6%
Other1.3%
Tagalog/Filipino1.1%
Chinese0.6%
Russian/Slavic0.5%

Cost of Livingrent 17% below CA average

Rent, home values, and income in Modesto

In Modesto, rent runs 17% below the CA average, and home values are 40% below the CA average.

Median rent (per month)

Modesto$1,690
California avg$2,036
US$1,413

Median home value

Modesto$442,700
California avg$734,700
US$332,700

Rent Burdened

55.3%

spending 30%+ of income on rent

Severely Rent Burdened

27.8%

spending 50%+

Cost of Living Index

104.1

metro area (BEA) · US avg = 100

Median Property Tax

$2,835

per year, owner-occupied homes

Homeowners

58.9%

of occupied homes are owned

Typical Home Built

1978

median year built

Vacant Homes

3.6%

of housing units

Home Value Trend

$396,132
$445,801
$439,988
202120222023202420252026

Latest: $439,988 (September 2026)

Jobs & Economyunemployment 1.2 pts above CA average

Unemployment in Modesto

Unemployment in Modesto is 1.2 percentage points higher than the CA average.

Unemployment rate

Modesto6.7%
California avg5.5%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

7.7%
6.7%
5.8%
5.5%
10.8%
7.9%
4.9%
5.8%
6.5%
6.7%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Modesto Residents Do for Work · share of employed residents by industry

Education & health care23.2%
Manufacturing13.0%
Retail12.6%
Professional & business services8.6%
Construction8.3%
Arts, hospitality & food service7.8%
Transportation & utilities7.4%
Other services5.0%

City residents, wherever they work

Commute30.2 min avg

How Modesto residents get to work, and the nearest airports

In Modesto, most residents drive alone to work (75%), and 65% get there in under 30 minutes.

How People Get to Work

Drive alone74.9%
Carpool11.6%
Public transit1.6%
Walk1.2%
Work from home8.4%
Other2.3%

Commute Time Distribution

Under 15 min28.6%
15–29 min36.2%
30–44 min15.3%
45–59 min6.1%
60+ min13.7%

Nearest airports · with airline service

  • Stockton Metropolitan Airport (SCK)

    Regional airport · few flights66k passengers boarded in 2025

    22 mi
  • Mineta San Jose International Airport (SJC)

    Medium hub5.3M passengers boarded in 2025

    54 mi
  • San Francisco International Airport (SFO)

    Major hub26.3M passengers boarded in 2025

    75 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 78% above national average

Crime rates for 2025

Violent crime in Modesto runs 78% above the national average.

Violent Crime Rate

587.2

per 100,000 residents

Above average (329 national, 2025)

Property Crime Rate

1,898.6

per 100,000 residents

Above average (1,552 national, 2025)

Modesto Police Department

Natural DisastersDrought most common — 6 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

96.9 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Drought · Very HighEarthquake · HighLightning · HighInland flooding · HighHeat wave · Moderate

Stanislaus County, county-wide · FEMA NRI December 2025

In Stanislaus County, which includes Modesto, the most common type is drought, with 6 recorded events in 2025.

Most common events:

DroughtExcessive HeatFloodHeatStrong Wind

Storm events by year

YearEventsTop TypeProperty Damage
20256Thunderstorm Wind$20,000
202411Cold/Wind ChillNone reported
202311Flood$4,000
202219DroughtNone reported
202123Drought$100,000
20204WildfireNot estimated
20192WildfireNone reported
20185Heat$20,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

220 earthquakes of magnitude 2.5+ within 100 miles in the past year

Stanislaus County, county-wide

Air Quality51 median AQI — Moderate

Days by air quality category (2025)

Air quality in Stanislaus County, which includes Modesto, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.

Median AQI

51

Good Days

182

per year

Moderate Days

180

per year

Unhealthy Days

0

per year

Stanislaus County, county-wide

Climate93°F summers, 40°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Modesto has hot summers (avg high 93°F) and mild winters (avg low 40°F).

Spring (Mar–May)

75°/49°F

avg high / low

Summer (Jun–Aug)

93°/61°F

avg high / low

Fall (Sep–Nov)

78°/51°F

avg high / low

Winter (Dec–Feb)

58°/40°F

avg high / low

Annual Precipitation

12.3"

Annual Snowfall

0.0"

Hot Days/Year

90

days above 90°F

Freeze Days/Year

12

days below 32°F

Rainy Days/Year

53

Average month

High °FLow °FPrecip (in)
30°50°70°90°110°3"Jan: 2.57" precipitationFeb: 2.22" precipitationMar: 1.78" precipitationApr: 1.00" precipitationMay: 0.65" precipitationJun: 0.15" precipitationJul: 0.00" precipitationAug: 0.01" precipitationSep: 0.06" precipitationOct: 0.55" precipitationNov: 1.07" precipitationDec: 2.21" precipitationJJan: high 56°F, low 39°FFFeb: high 62°F, low 42°FMMar: high 68°F, low 45°FAApr: high 74°F, low 48°FMMay: high 82°F, low 54°FJJun: high 90°F, low 59°F95°JJul: high 95°F, low 63°FAAug: high 94°F, low 62°FSSep: high 89°F, low 59°FOOct: high 79°F, low 52°FNNov: high 66°F, low 43°F39°DDec: high 56°F, low 39°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan56°F39°F2.57"
Feb62°F42°F2.22"
Mar68°F45°F1.78"
Apr74°F48°F1.00"
May82°F54°F0.65"
Jun90°F59°F0.15"
Jul95°F63°F0.00"
Aug94°F62°F0.01"
Sep89°F59°F0.06"
Oct79°F52°F0.55"
Nov66°F43°F1.07"
Dec56°F39°F2.21"

Healthcare3 hospitals, avg 2.0/5

Hospitals, ratings, and health insurance in Modesto

Modesto has 3 hospitals, averaging 2.0 out of 5 on CMS's quality rating — below-average care.

Hospitals

3

within city limits

Uninsured

4.7%

of residents

Avg Hospital Rating

2.0 / 5

Memorial Medical Center

Acute Care Hospitals · ER available

Doctors Medical Center

Acute Care Hospitals · ER available

Stanislaus Surgical Hospital

Acute Care Hospitals

Not rated

Nearby hospitals · within 15 miles

Oak Valley Hospital District

Acute Care Hospitals · ER available · 11.4 mi away · Oakdale

Emanuel Medical Center

Acute Care Hospitals · ER available · 12.5 mi away · Turlock

Adult Health · vs. the typical US place

Obesity36.2%US 36.8%
Diabetes12.1%US 12.6%
High blood pressure32.7%US 37.1%
Current smoking13.7%US 15.0%
No leisure-time physical activity30.0%US 26.6%
Depression21.3%US 23.0%
Asthma10.3%US 10.7%
Routine checkup in past year71.9%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education22.1:1 student/teacher ratio

Schools and degree attainment in Modesto

Modesto's student/teacher ratio is 22.1:1 (higher than the national average of 16:1), and 21.2% of adults 25+ hold a bachelor's degree or higher.

Public Schools

60

within city limits

Private Schools

5

within city limits

College Degree Rate

21.2%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

22.1:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Modesto

Modesto Junior College

Public · 2-year · 15,109 students · in-state tuition $1,276 · 29% graduate · median earnings $45,551 (10 yrs after entry)

Nearby Colleges (within 15 miles)

California State University-Stanislaus

11.3 mi away

Public · 4-year · 8,385 students · in-state tuition $8,690 · 71% graduate · median earnings $65,560 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Eugene O'Neill National Historic Site, 57 mi

Nearby national parks, recreation areas and public libraries for Modesto

Modesto has 8 nearby national parks or recreation areas, closest being Eugene O'Neill National Historic Site (57 mi away).

Nearby National Parks & Recreation Areas

Eugene O'Neill National Historic Site

National Historic Site

57 mi away

Port Chicago Naval Magazine National Memorial

National Memorial

63 mi away

John Muir National Historic Site

National Historic Site

66 mi away

Rosie the Riveter WWII Home Front National Historical Park

National Historical Park

76 mi away

Alcatraz Island

National Park Site

79 mi away

San Francisco Maritime National Historical Park

National Historical Park

79 mi away

Pinnacles National Park

National Park

80 mi away

Yosemite National Park

National Park

80 mi away

Public Libraries in Modesto

Modesto Library

1500 I St., Modesto

Central library~46 hrs/week

Stanislaus County Law Library

1101 13th St., Modesto

Central library~78 hrs/week

Cities Near Modesto

The closest cities within 60 miles

Planning a move to Modesto?

Read our full moving guide — what it's really like to live here.

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Modesto FAQ

Is Modesto, California affordable?⌄

Modesto's median rent is $1,690/month, which is above the national average. The median household income is $79,891/year. Median home value is $442,700.

Is Modesto, California safe?⌄

Modesto's violent crime rate was 587 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 1899 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Modesto, California?⌄

Modesto has an unemployment rate of 6.7%, which is above the national average of 4.3%.

What is the cost of living in Modesto, California?⌄

The cost of living in Modesto is primarily driven by housing. Median rent is $1,690/month and median household income is $79,891/year. The median home value is $442,700. About 55% of renters spend more than 30% of their income on housing.

How is the commute in Modesto, California?⌄

The average commute in Modesto is 30 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from