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Living in
Modesto.
About
Life in Modesto
Living in Modesto means embracing a place that's fundamentally about agriculture, family, and affordability in California—a region where you can actually build equity and put down roots without the Bay Area price tag. The median home value hovers around $442,700 with a median household income of $79,891, which means housing is genuinely accessible compared to most of California, though you'll want to accept the trade-off of intense summer heat (expect 79 afternoons per year hitting 90°F or higher, with stretches exceeding 100°F). The community is genuinely multicultural: about 43% Latino, plus substantial Asian communities including Filipino, Indian, Cambodian, and Vietnamese populations, which translates to diverse restaurants (494 across the city), authentic markets, and cultural events like Ballet Folklorico performances that keep traditions alive.
Modesto at a Glance
Population, income, housing and more
Median Age
35.1 yrs
Poverty Rate
13.3%
Foreign-Born
19.1%
Broadband Internet
92.1%
of households
Population Growth
+0.5%
recent change · Census Bureau
Median household income
Demographics19.1% foreign-born, most often from Mexico
Who lives in Modesto: race and ethnicity, ages, households, languages and countries of origin
In Modesto, the largest foreign-born group is from Mexico (50.7%), and 26.9% of residents speak Spanish at home.
Under 18
26.2%
of residents
65 and Older
14.4%
of residents
Households with Kids
37.2%
anyone under 18
Living Alone
22.8%
of households
Married Couples
46.5%
of households
Avg Household Size
2.96
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 17% below CA average
Rent, home values, and income in Modesto
In Modesto, rent runs 17% below the CA average, and home values are 40% below the CA average.
Median rent (per month)
Median home value
Rent Burdened
55.3%
spending 30%+ of income on rent
Severely Rent Burdened
27.8%
spending 50%+
Cost of Living Index
104.1
metro area (BEA) · US avg = 100
Median Property Tax
$2,835
per year, owner-occupied homes
Homeowners
58.9%
of occupied homes are owned
Typical Home Built
1978
median year built
Vacant Homes
3.6%
of housing units
Home Value Trend
Latest: $439,988 (September 2026)
Jobs & Economyunemployment 1.2 pts above CA average
Unemployment in Modesto
Unemployment in Modesto is 1.2 percentage points higher than the CA average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Modesto Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute30.2 min avg
How Modesto residents get to work, and the nearest airports
In Modesto, most residents drive alone to work (75%), and 65% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 22 mi
Stockton Metropolitan Airport (SCK)
Regional airport · few flights66k passengers boarded in 2025
- 54 mi
Mineta San Jose International Airport (SJC)
Medium hub5.3M passengers boarded in 2025
- 75 mi
San Francisco International Airport (SFO)
Major hub26.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 78% above national average
Crime rates for 2025
Violent crime in Modesto runs 78% above the national average.
Violent Crime Rate
587.2
per 100,000 residents
Above average (329 national, 2025)
Property Crime Rate
1,898.6
per 100,000 residents
Above average (1,552 national, 2025)
Modesto Police Department
Natural DisastersDrought most common — 6 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
96.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Stanislaus County, county-wide · FEMA NRI December 2025
In Stanislaus County, which includes Modesto, the most common type is drought, with 6 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 6 | Thunderstorm Wind | $20,000 |
| 2024 | 11 | Cold/Wind Chill | None reported |
| 2023 | 11 | Flood | $4,000 |
| 2022 | 19 | Drought | None reported |
| 2021 | 23 | Drought | $100,000 |
| 2020 | 4 | Wildfire | Not estimated |
| 2019 | 2 | Wildfire | None reported |
| 2018 | 5 | Heat | $20,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
220 earthquakes of magnitude 2.5+ within 100 miles in the past year
Stanislaus County, county-wide
Air Quality51 median AQI — Moderate
Days by air quality category (2025)
Air quality in Stanislaus County, which includes Modesto, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
51
Good Days
182
per year
Moderate Days
180
per year
Unhealthy Days
0
per year
Stanislaus County, county-wide
Climate93°F summers, 40°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Modesto has hot summers (avg high 93°F) and mild winters (avg low 40°F).
Spring (Mar–May)
75°/49°F
avg high / low
Summer (Jun–Aug)
93°/61°F
avg high / low
Fall (Sep–Nov)
78°/51°F
avg high / low
Winter (Dec–Feb)
58°/40°F
avg high / low
Annual Precipitation
12.3"
Annual Snowfall
0.0"
Hot Days/Year
90
days above 90°F
Freeze Days/Year
12
days below 32°F
Rainy Days/Year
53
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 56°F | 39°F | 2.57" |
| Feb | 62°F | 42°F | 2.22" |
| Mar | 68°F | 45°F | 1.78" |
| Apr | 74°F | 48°F | 1.00" |
| May | 82°F | 54°F | 0.65" |
| Jun | 90°F | 59°F | 0.15" |
| Jul | 95°F | 63°F | 0.00" |
| Aug | 94°F | 62°F | 0.01" |
| Sep | 89°F | 59°F | 0.06" |
| Oct | 79°F | 52°F | 0.55" |
| Nov | 66°F | 43°F | 1.07" |
| Dec | 56°F | 39°F | 2.21" |
Healthcare3 hospitals, avg 2.0/5
Hospitals, ratings, and health insurance in Modesto
Modesto has 3 hospitals, averaging 2.0 out of 5 on CMS's quality rating — below-average care.
Hospitals
3
within city limits
Uninsured
4.7%
of residents
Avg Hospital Rating
2.0 / 5
Memorial Medical Center
Acute Care Hospitals · ER available
Doctors Medical Center
Acute Care Hospitals · ER available
Stanislaus Surgical Hospital
Acute Care Hospitals
Nearby hospitals · within 15 miles
Oak Valley Hospital District
Acute Care Hospitals · ER available · 11.4 mi away · Oakdale
Emanuel Medical Center
Acute Care Hospitals · ER available · 12.5 mi away · Turlock
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education22.1:1 student/teacher ratio
Schools and degree attainment in Modesto
Modesto's student/teacher ratio is 22.1:1 (higher than the national average of 16:1), and 21.2% of adults 25+ hold a bachelor's degree or higher.
Public Schools
60
within city limits
Private Schools
5
within city limits
College Degree Rate
21.2%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
22.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Modesto
Public · 2-year · 15,109 students · in-state tuition $1,276 · 29% graduate · median earnings $45,551 (10 yrs after entry)
Nearby Colleges (within 15 miles)
California State University-Stanislaus
11.3 mi awayPublic · 4-year · 8,385 students · in-state tuition $8,690 · 71% graduate · median earnings $65,560 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Eugene O'Neill National Historic Site, 57 mi
Nearby national parks, recreation areas and public libraries for Modesto
Modesto has 8 nearby national parks or recreation areas, closest being Eugene O'Neill National Historic Site (57 mi away).
Nearby National Parks & Recreation Areas
Eugene O'Neill National Historic Site
National Historic Site
57 mi awayPort Chicago Naval Magazine National Memorial
National Memorial
63 mi awayJohn Muir National Historic Site
National Historic Site
66 mi awayRosie the Riveter WWII Home Front National Historical Park
National Historical Park
76 mi awayAlcatraz Island
National Park Site
79 mi awaySan Francisco Maritime National Historical Park
National Historical Park
79 mi awayPinnacles National Park
National Park
80 mi awayYosemite National Park
National Park
80 mi awayPublic Libraries in Modesto
Modesto Library
1500 I St., Modesto
Stanislaus County Law Library
1101 13th St., Modesto
Cities Near Modesto
The closest cities within 60 miles
Planning a move to Modesto?
Read our full moving guide — what it's really like to live here.
Modesto FAQ
Is Modesto, California affordable?⌄
Modesto's median rent is $1,690/month, which is above the national average. The median household income is $79,891/year. Median home value is $442,700.
Is Modesto, California safe?⌄
Modesto's violent crime rate was 587 per 100,000 residents in 2025, which is significantly above the national average of 329/100k that year. Property crime rate is 1899 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Modesto, California?⌄
Modesto has an unemployment rate of 6.7%, which is above the national average of 4.3%.
What is the cost of living in Modesto, California?⌄
The cost of living in Modesto is primarily driven by housing. Median rent is $1,690/month and median household income is $79,891/year. The median home value is $442,700. About 55% of renters spend more than 30% of their income on housing.
How is the commute in Modesto, California?⌄
The average commute in Modesto is 30 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from