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Living in
Riverbank.
About
Life in Riverbank
Riverbank is a small Stanislaus County city on the Stanislaus River, next to Modesto, and it's one of the Central Valley's more affordable places to own. The median home value is $463,200, well below coastal California, and about 72% of households own their home. Rent averages $1,604 a month.
Riverbank at a Glance
Population, income, housing and more
Median Age
34.4 yrs
Poverty Rate
12.8%
Foreign-Born
21.1%
Broadband Internet
93.9%
of households
Population Growth
+6.5%
recent change · Census Bureau
Median household income
Demographics21.1% foreign-born, most often from Mexico
Who lives in Riverbank: race and ethnicity, ages, households, languages and countries of origin
In Riverbank, the largest foreign-born group is from Mexico (77.0%), and 42.2% of residents speak Spanish at home.
Under 18
28.8%
of residents
65 and Older
12.2%
of residents
Households with Kids
44.7%
anyone under 18
Living Alone
20.7%
of households
Married Couples
56.8%
of households
Avg Household Size
3.24
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 21% below CA average
Rent, home values, and income in Riverbank
In Riverbank, rent runs 21% below the CA average, and home values are 37% below the CA average.
Median rent (per month)
Median home value
Rent Burdened
51.1%
spending 30%+ of income on rent
Severely Rent Burdened
28.8%
spending 50%+
Cost of Living Index
104.1
metro area (BEA) · US avg = 100
Median Property Tax
$3,714
per year, owner-occupied homes
Homeowners
72.3%
of occupied homes are owned
Typical Home Built
1996
median year built
Vacant Homes
0.9%
of housing units
Home Value Trend
Latest: $480,483 (September 2026)
Jobs & Economyunemployment 2.9 pts above CA average
Unemployment in Riverbank
Unemployment in Riverbank is 2.9 percentage points higher than the CA average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Riverbank Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute30 min avg
How Riverbank residents get to work, and the nearest airports
In Riverbank, most residents drive alone to work (77%), and 64% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 20 mi
Stockton Metropolitan Airport (SCK)
Regional airport · few flights66k passengers boarded in 2025
- 60 mi
Mineta San Jose International Airport (SJC)
Medium hub5.3M passengers boarded in 2025
- 79 mi
San Francisco International Airport (SFO)
Major hub26.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 65% below national average
Crime rates for 2025
Violent crime in Riverbank runs 65% below the national average.
Violent Crime Rate
116.3
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
1,484.8
per 100,000 residents
About average (1,552 national, 2025)
Riverbank Police Department
Natural DisastersDrought most common — 6 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
96.9 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Stanislaus County, county-wide · FEMA NRI December 2025
In Stanislaus County, which includes Riverbank, the most common type is drought, with 6 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 6 | Thunderstorm Wind | $20,000 |
| 2024 | 11 | Cold/Wind Chill | None reported |
| 2023 | 11 | Flood | $4,000 |
| 2022 | 19 | Drought | None reported |
| 2021 | 23 | Drought | $100,000 |
| 2020 | 4 | Wildfire | Not estimated |
| 2019 | 2 | Wildfire | None reported |
| 2018 | 5 | Heat | $20,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
225 earthquakes of magnitude 2.5+ within 100 miles in the past year
Stanislaus County, county-wide
Riverbank is about 5% of Stanislaus County’s population, so county-wide figures may differ from local conditions.
Air Quality51 median AQI — Moderate
Days by air quality category (2025)
Air quality in Stanislaus County, which includes Riverbank, is typically moderate — acceptable for most people, but can affect those unusually sensitive to air pollution.
Median AQI
51
Good Days
182
per year
Moderate Days
180
per year
Unhealthy Days
0
per year
Stanislaus County, county-wide
Riverbank is about 5% of Stanislaus County’s population, so county-wide figures may differ from local conditions.
Climate93°F summers, 40°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Riverbank has hot summers (avg high 93°F) and mild winters (avg low 40°F).
Spring (Mar–May)
75°/49°F
avg high / low
Summer (Jun–Aug)
93°/61°F
avg high / low
Fall (Sep–Nov)
78°/51°F
avg high / low
Winter (Dec–Feb)
58°/40°F
avg high / low
Annual Precipitation
13.1"
Annual Snowfall
0.0"
Hot Days/Year
90
days above 90°F
Freeze Days/Year
12
days below 32°F
Rainy Days/Year
53
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 56°F | 39°F | 2.57" |
| Feb | 62°F | 42°F | 2.22" |
| Mar | 68°F | 45°F | 1.78" |
| Apr | 74°F | 48°F | 1.00" |
| May | 82°F | 54°F | 0.65" |
| Jun | 90°F | 59°F | 0.15" |
| Jul | 95°F | 63°F | 0.00" |
| Aug | 94°F | 62°F | 0.01" |
| Sep | 89°F | 59°F | 0.06" |
| Oct | 79°F | 52°F | 0.55" |
| Nov | 66°F | 43°F | 1.07" |
| Dec | 56°F | 39°F | 2.21" |
Healthcare
Hospitals, ratings, and health insurance in Riverbank
Uninsured
5.1%
of residents
No hospitals inside Riverbank's limits — nearest hospitals · within 15 miles
Memorial Medical Center
Acute Care Hospitals · ER available · 4.3 mi away · Modesto
Stanislaus Surgical Hospital
Acute Care Hospitals · 4.4 mi away · Modesto
Oak Valley Hospital District
Acute Care Hospitals · ER available · 5 mi away · Oakdale
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education21.5:1 student/teacher ratio
Schools and degree attainment in Riverbank
Riverbank's student/teacher ratio is 21.5:1 (higher than the national average of 16:1), and 19.6% of adults 25+ hold a bachelor's degree or higher.
Public Schools
6
within city limits
Private Schools
0
within city limits
College Degree Rate
19.6%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
21.5:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Riverbank (within 15 miles)
Public · 2-year · 15,109 students · in-state tuition $1,276 · 29% graduate · median earnings $45,551 (10 yrs after entry)
California State University-Stanislaus
14.7 mi awayPublic · 4-year · 8,385 students · in-state tuition $8,690 · 71% graduate · median earnings $65,560 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Eugene O'Neill National Historic Site, 60 mi
Nearby national parks, recreation areas and public libraries for Riverbank
Riverbank has 8 nearby national parks or recreation areas, closest being Eugene O'Neill National Historic Site (60 mi away).
Nearby National Parks & Recreation Areas
Eugene O'Neill National Historic Site
National Historic Site
60 mi awayPort Chicago Naval Magazine National Memorial
National Memorial
64 mi awayJohn Muir National Historic Site
National Historic Site
67 mi awayYosemite National Park
National Park
76 mi awayRosie the Riveter WWII Home Front National Historical Park
National Historical Park
78 mi awayAlcatraz Island
National Park Site
81 mi awaySan Francisco Maritime National Historical Park
National Historical Park
81 mi awayPresidio of San Francisco
National Park Site
83 mi awayPublic Libraries in Riverbank
Riverbank Library
3442 Santa Fe Ave., Riverbank
Cities Near Riverbank
The closest cities within 60 miles
Planning a move to Riverbank?
Read our full moving guide — what it's really like to live here.
Riverbank FAQ
Is Riverbank, California affordable?⌄
Riverbank's median rent is $1,604/month, which is close to the national average. The median household income is $87,966/year. Median home value is $463,200.
Is Riverbank, California safe?⌄
Riverbank's violent crime rate was 116 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 1485 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Riverbank, California?⌄
Riverbank has an unemployment rate of 8.4%, which is above the national average of 4.3%.
What is the cost of living in Riverbank, California?⌄
The cost of living in Riverbank is primarily driven by housing. Median rent is $1,604/month and median household income is $87,966/year. The median home value is $463,200. About 51% of renters spend more than 30% of their income on housing.
How is the commute in Riverbank, California?⌄
The average commute in Riverbank is 30 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from