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Living in
Moraga.
About
Life in Moraga
This is a small, affluent town of about 16,800 people nestled in a valley east of Oakland, and it's decidedly family-focused—nearly 68% of households are married couples, and the median age hovers around 43. The cost of living here is substantial: median home values sit around $1.6 million, median rent runs $2,900 monthly, and the median household income of nearly $200,000 reflects the demographic reality that this is solidly upper-middle-class territory where most people own their homes and stay put for the long haul. The climate is genuinely pleasant—Mediterranean, with warm, dry summers and cool, wet winters—though you'll deal with morning fog that usually burns off by afternoon, plus you experienced the hard side of Bay Area drought concerns during recent years.
Moraga at a Glance
Population, income, housing and more
Median Age
40.1 yrs
Poverty Rate
7.3%
Foreign-Born
20.0%
Broadband Internet
98.4%
of households
Population Growth
-3.2%
recent change · Census Bureau
Median household income
Demographics20.0% foreign-born, most often from China, excluding Hong Kong and Taiwan
Who lives in Moraga: race and ethnicity, ages, households, languages and countries of origin
In Moraga, the largest foreign-born group is from China, excluding Hong Kong and Taiwan (30.1%), and 8.6% of residents speak Chinese at home.
Under 18
22.7%
of residents
65 and Older
19.8%
of residents
Households with Kids
37.7%
anyone under 18
Living Alone
18.2%
of households
Married Couples
68.4%
of households
Avg Household Size
2.73
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 42% above CA average
Rent, home values, and income in Moraga
In Moraga, rent runs 42% above the CA average, and home values are 126% above the CA average.
Median rent (per month)
Median home value
Rent Burdened
54.8%
spending 30%+ of income on rent
Severely Rent Burdened
39.4%
spending 50%+
Cost of Living Index
115.6
metro area (BEA) · US avg = 100
Homeowners
83.1%
of occupied homes are owned
Typical Home Built
1972
median year built
Vacant Homes
3.0%
of housing units
Home Value Trend
Latest: $1,606,792 (September 2026)
Jobs & Economyunemployment 0.7 pts below CA average
Unemployment in Moraga
Unemployment in Contra Costa County, which includes Moraga, is 0.7 percentage points lower than the CA average.
Unemployment rate
Moraga: Contra Costa County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Contra Costa County (county-wide) · Annual averages
Moraga is about 1% of Contra Costa County’s population, so county-wide figures may differ from local conditions.
What Moraga Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute30.6 min avg
How Moraga residents get to work, and the nearest airports
In Moraga, most residents drive alone to work (43%), and 48% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 9 mi
Oakland San Francisco Bay Airport (OAK)
Medium hub4.5M passengers boarded in 2025
- 20 mi
San Francisco International Airport (SFO)
Major hub26.3M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 73% below national average
Crime rates for 2025
Violent crime in Moraga runs 73% below the national average.
Violent Crime Rate
90.1
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
234.2
per 100,000 residents
Below average (1,552 national, 2025)
Moraga Police Department
Natural DisastersStrong Wind most common — 10 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Very High
99.5 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Contra Costa County, county-wide · FEMA NRI December 2025
In Contra Costa County, which includes Moraga, the most common type is strong wind, with 10 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 10 | Flood | None reported |
| 2024 | 11 | Flood | $70 |
| 2023 | 9 | High Wind | Not estimated |
| 2022 | 12 | Strong Wind | $10 |
| 2021 | 12 | Strong Wind | Not estimated |
| 2020 | 18 | Strong Wind | None reported |
| 2019 | 32 | Strong Wind | None reported |
| 2018 | 16 | Flood | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
266 earthquakes of magnitude 2.5+ within 100 miles in the past year
Contra Costa County, county-wide
Moraga is about 1% of Contra Costa County’s population, so county-wide figures may differ from local conditions.
Air Quality48 median AQI — Good
Days by air quality category (2024)
Air quality in Contra Costa County, which includes Moraga, is typically good — 195 good-air days per year.
Median AQI
48
Good Days
195
per year
Moderate Days
168
per year
Unhealthy Days
0
per year
Contra Costa County, county-wide
Moraga is about 1% of Contra Costa County’s population, so county-wide figures may differ from local conditions.
Climate74°F summers, 44°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Moraga has mild summers (avg high 74°F) and mild winters (avg low 44°F).
Spring (Mar–May)
67°/47°F
avg high / low
Summer (Jun–Aug)
74°/53°F
avg high / low
Fall (Sep–Nov)
72°/51°F
avg high / low
Winter (Dec–Feb)
60°/44°F
avg high / low
Annual Precipitation
26.8"
Annual Snowfall
0.0"
Hot Days/Year
6
days above 90°F
Freeze Days/Year
1
days below 32°F
Rainy Days/Year
68
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 59°F | 43°F | 4.84" |
| Feb | 62°F | 45°F | 5.12" |
| Mar | 65°F | 46°F | 3.84" |
| Apr | 67°F | 47°F | 1.83" |
| May | 70°F | 49°F | 0.80" |
| Jun | 74°F | 52°F | 0.26" |
| Jul | 74°F | 53°F | 0.01" |
| Aug | 75°F | 54°F | 0.05" |
| Sep | 76°F | 54°F | 0.12" |
| Oct | 73°F | 52°F | 1.19" |
| Nov | 65°F | 47°F | 2.74" |
| Dec | 59°F | 43°F | 5.32" |
Healthcare
Hospitals, ratings, and health insurance in Moraga
Uninsured
1.1%
of residents
No hospitals inside Moraga's limits — nearest hospitals · within 15 miles
Kaiser Foundation Hospital - Walnut Creek
Acute Care Hospitals · ER available · 4.8 mi away · Walnut Creek
John Muir Medical Center - Walnut Creek Campus
Acute Care Hospitals · ER available · 6.5 mi away · Walnut Creek
Telecare Heritage Psychiatric Health Facility
Psychiatric · 6.5 mi away · Oakland
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education21.1:1 student/teacher ratio
Schools and degree attainment in Moraga
Moraga's student/teacher ratio is 21.1:1 (higher than the national average of 16:1), and 81.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
5
within city limits
Private Schools
2
within city limits
College Degree Rate
81.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
21.1:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Moraga
Saint Mary's College of California
Private nonprofit · 4-year · 1,947 students · in-state tuition $59,769 · 75% graduate · median earnings $83,501 (10 yrs after entry)
Nearby Colleges (within 15 miles)
University of California-Berkeley
7.8 mi awayPublic · 4-year · 33,068 students · in-state tuition $17,198 · 94% graduate · median earnings $100,212 (10 yrs after entry)
Public · 2-year · 15,358 students · in-state tuition $1,128 · 32% graduate · median earnings $56,684 (10 yrs after entry)
California State University-East Bay
13.4 mi awayPublic · 4-year · 9,809 students · in-state tuition $7,993 · 69% graduate · median earnings $73,868 (10 yrs after entry)
Public · 2-year · 6,842 students · in-state tuition $1,258 · 20% graduate · median earnings $42,812 (10 yrs after entry)
Public · 2-year · 5,203 students · in-state tuition $1,128 · 22% graduate · median earnings $45,857 (10 yrs after entry)
Public · 2-year · 4,487 students · in-state tuition $1,258 · 21% graduate · median earnings $47,627 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Eugene O'Neill National Historic Site, 5 mi
Nearby national parks, recreation areas and public libraries for Moraga
Moraga has 8 nearby national parks or recreation areas, closest being Eugene O'Neill National Historic Site (5 mi away).
Nearby National Parks & Recreation Areas
Eugene O'Neill National Historic Site
National Historic Site
5 mi awayJohn Muir National Historic Site
National Historic Site
10 mi awayRosie the Riveter WWII Home Front National Historical Park
National Historical Park
14 mi awayAlcatraz Island
National Park Site
16 mi awayPort Chicago Naval Magazine National Memorial
National Memorial
16 mi awaySan Francisco Maritime National Historical Park
National Historical Park
17 mi awayFort Point National Historic Site
National Historic Site
19 mi awayPresidio of San Francisco
National Park Site
19 mi awayPublic Libraries in Moraga
Moraga Library
1500 St. Mary`S Rd., Moraga
Cities Near Moraga
The closest cities within 60 miles
Planning a move to Moraga?
Read our full moving guide — what it's really like to live here.
Moraga FAQ
Is Moraga, California affordable?⌄
Moraga's median rent is $2,895/month, which is significantly above the national average. The median household income is $216,193/year. Median home value is $1,663,200.
Is Moraga, California safe?⌄
Moraga's violent crime rate was 90 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 234 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Moraga, California?⌄
Contra Costa County, which includes Moraga, has an unemployment rate of 4.8%, which is slightly above the national average of 4.3%.
What is the cost of living in Moraga, California?⌄
The cost of living in Moraga is primarily driven by housing. Median rent is $2,895/month and median household income is $216,193/year. The median home value is $1,663,200. About 55% of renters spend more than 30% of their income on housing.
How is the commute in Moraga, California?⌄
The average commute in Moraga is 31 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from