© OpenMapTiles © OpenStreetMap
Living in
Pebble Creek.
Pebble Creek is an unincorporated community in Hillsborough County, FL. It has no city government: the county runs it, and the Census counts it as its own place.
About
Life in Pebble Creek
Pebble Creek is a community of 10,719 people in Florida. The median household income is $109,375, median rent runs about $2,320 per month, and median home values are around $435,900. Unemployment is low at 4.0%, suggesting a relatively healthy local job market.
Pebble Creek at a Glance
Population, income, housing and more
Median Age
40.0 yrs
Poverty Rate
6.0%
Foreign-Born
25.9%
Broadband Internet
98.5%
of households
Population Growth
+4.6%
recent change · Census Bureau
Median household income
Demographics25.9% foreign-born, most often from India
Who lives in Pebble Creek: race and ethnicity, ages, households, languages and countries of origin
In Pebble Creek, the largest foreign-born group is from India (35.3%), and 20.2% of residents speak Spanish at home.
Under 18
28.4%
of residents
65 and Older
11.7%
of residents
Households with Kids
42.7%
anyone under 18
Living Alone
23.4%
of households
Married Couples
59.2%
of households
Avg Household Size
2.93
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 39% above FL average
Rent, home values, and income in Pebble Creek
In Pebble Creek, rent runs 39% above the FL average, and home values are 21% above the FL average.
Median rent (per month)
Median home value
Rent Burdened
60.6%
spending 30%+ of income on rent
Severely Rent Burdened
7.8%
spending 50%+
Cost of Living Index
100.9
metro area (BEA) · US avg = 100
Median Property Tax
$4,138
per year, owner-occupied homes
Homeowners
76.2%
of occupied homes are owned
Typical Home Built
2002
median year built
Home Value Trend
Latest: $432,270 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Pebble Creek and typical pay across the metro area
Unemployment in Hillsborough County, which includes Pebble Creek, is close to the FL average.
Unemployment rate
Pebble Creek: Hillsborough County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Hillsborough County (county-wide) · Annual averages
Pebble Creek is less than 1% of Hillsborough County’s population, so county-wide figures may differ from local conditions.
What Pebble Creek Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Tampa-St. Petersburg-Clearwater, FL metro area
Commute27.8 min avg
How Pebble Creek residents get to work, and the nearest airports
In Pebble Creek, most residents drive alone to work (55%), and 52% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 16 mi
Tampa International Airport (TPA)
Major hub12.1M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 62% below national average
Crime rates for 2025
Violent crime in the area policed by the Hillsborough County Sheriff's Office, which covers Pebble Creek, runs 62% below the national average.
Violent Crime Rate
126
per 100,000 residents
Below average (329 national, 2025)
Property Crime Rate
435.8
per 100,000 residents
Below average (1,552 national, 2025)
Policed by Hillsborough County Sheriff's Office (county-wide rate)
Natural DisastersThunderstorm Wind most common — 6 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
98.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Hillsborough, county-wide · FEMA NRI December 2025
In Hillsborough County, which includes Pebble Creek, the most common type is thunderstorm wind, with 6 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 6 | Thunderstorm Wind | None reported |
| 2024 | 10 | Thunderstorm Wind | $276,000 |
| 2023 | 5 | Hail | $25,000 |
| 2022 | 15 | Thunderstorm Wind | $60.1M |
| 2021 | 5 | Thunderstorm Wind | $13,000 |
| 2020 | 14 | Thunderstorm Wind | $570,000 |
| 2019 | 7 | Thunderstorm Wind | $611,000 |
| 2018 | 11 | Thunderstorm Wind | $315,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Hillsborough County, county-wide
Pebble Creek is less than 1% of Hillsborough County’s population, so county-wide figures may differ from local conditions.
Air Quality49 median AQI — Good
Days by air quality category (2025)
Air quality in Hillsborough County, which includes Pebble Creek, is typically good — 194 good-air days per year.
Median AQI
49
Good Days
194
per year
Moderate Days
169
per year
Unhealthy Days
0
per year
Hillsborough County, county-wide
Pebble Creek is less than 1% of Hillsborough County’s population, so county-wide figures may differ from local conditions.
Climate90°F summers, 51°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Pebble Creek has warm summers (avg high 90°F) and warm winters (avg low 51°F).
Spring (Mar–May)
83°/60°F
avg high / low
Summer (Jun–Aug)
90°/72°F
avg high / low
Fall (Sep–Nov)
83°/64°F
avg high / low
Winter (Dec–Feb)
72°/51°F
avg high / low
Annual Precipitation
58.5"
Annual Snowfall
0.0"
Hot Days/Year
114
days above 90°F
Freeze Days/Year
3
days below 32°F
Rainy Days/Year
108
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 70°F | 49°F | 3.06" |
| Feb | 73°F | 52°F | 2.38" |
| Mar | 78°F | 55°F | 3.18" |
| Apr | 83°F | 60°F | 3.06" |
| May | 88°F | 66°F | 2.98" |
| Jun | 89°F | 71°F | 8.34" |
| Jul | 90°F | 73°F | 8.10" |
| Aug | 90°F | 73°F | 8.28" |
| Sep | 88°F | 71°F | 6.63" |
| Oct | 83°F | 65°F | 3.06" |
| Nov | 77°F | 57°F | 1.86" |
| Dec | 72°F | 52°F | 2.53" |
Healthcare
Hospitals, ratings, and health insurance in Pebble Creek
Uninsured
3.0%
of residents
No hospitals inside Pebble Creek's limits — nearest hospitals · within 15 miles
Adventhealth Wesley Chapel
Acute Care Hospitals · ER available · 2.9 mi away · Wesley Chapel
North Tampa Behavioral Health
Psychiatric · 3.5 mi away · Wesley Chapel
Baycare Hospital Wesley Chapel
Acute Care Hospitals · ER available · 4.8 mi away · Wesley Chapel
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education16.8:1 student/teacher ratio
Schools and degree attainment in Pebble Creek
Pebble Creek's student/teacher ratio is 16.8:1 (higher than the national average of 16:1), and 52.8% of adults 25+ hold a bachelor's degree or higher.
Public Schools
1
within city limits
Private Schools
0
within city limits
College Degree Rate
52.8%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
16.8:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Pebble Creek (within 15 miles)
Public · 4-year · 37,207 students · in-state tuition $6,410 · 75% graduate · median earnings $63,660 (10 yrs after entry)
Private for-profit · 4-year · 1,107 students · in-state tuition $13,920 · 20% graduate · median earnings $44,016 (10 yrs after entry)
Private nonprofit · 4-year · 588 students · in-state tuition $21,628 · 56% graduate · median earnings $52,207 (10 yrs after entry)
Private for-profit · 4-year · 388 students · in-state tuition $18,145 · 45% graduate · median earnings $39,314 (10 yrs after entry)
Private nonprofit · 2-year · 251 students · in-state tuition $13,820 · median earnings $44,255 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: De Soto National Memorial, 47 mi
Nearby national parks, recreation areas and public libraries for Pebble Creek
Pebble Creek has 1 nearby national park or recreation area, closest being De Soto National Memorial (47 mi away).
Nearby National Parks & Recreation Areas
De Soto National Memorial
National Memorial
47 mi awayCities Near Pebble Creek
The closest cities within 60 miles
Planning a move to Pebble Creek?
Read our full moving guide — what it's really like to live here.
Pebble Creek FAQ
Is Pebble Creek, Florida affordable?⌄
Pebble Creek's median rent is $2,320/month, which is significantly above the national average. The median household income is $110,085/year. Median home value is $435,900.
Is Pebble Creek, Florida safe?⌄
Pebble Creek is policed by the Hillsborough County Sheriff's Office, whose violent crime rate across its service area was 126 per 100,000 residents in 2025, which is well below the national average — one of the safer cities in the country of 329/100k that year. Property crime rate is 436 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Pebble Creek, Florida?⌄
Hillsborough County, which includes Pebble Creek, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Pebble Creek, Florida?⌄
The cost of living in Pebble Creek is primarily driven by housing. Median rent is $2,320/month and median household income is $110,085/year. The median home value is $435,900. About 61% of renters spend more than 30% of their income on housing.
How is the commute in Pebble Creek, Florida?⌄
The average commute in Pebble Creek is 28 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from