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Living in
Temple Terrace.
About
Life in Temple Terrace
Living in Temple Terrace means you're close enough to Tampa for work and city amenities without being in the thick of urban sprawl. The median home price sits around $335,000 with median rent at $1,594, which is reasonable for the Tampa Bay region, and the unemployment rate of 4.2% reflects decent job availability—though you'll likely commute 26 minutes on average to reach major employers. The city skews toward working and middle-class families, with about 43% holding college degrees and median household income around $69,252.
Temple Terrace at a Glance
Population, income, housing and more
Median Age
34.5 yrs
Poverty Rate
9.0%
Foreign-Born
14.8%
Broadband Internet
95.1%
of households
Population Growth
+1.4%
recent change · Census Bureau
Median household income
Demographics14.8% foreign-born, most often from India
Who lives in Temple Terrace: race and ethnicity, ages, households, languages and countries of origin
In Temple Terrace, the largest foreign-born group is from India (9.0%), and 12.8% of residents speak Spanish at home.
Under 18
20.1%
of residents
65 and Older
16.3%
of residents
Households with Kids
26.0%
anyone under 18
Living Alone
33.6%
of households
Married Couples
38.5%
of households
Avg Household Size
2.28
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for FL
Rent, home values, and income in Temple Terrace
In Temple Terrace, home values are 7% below the FL average.
Median rent (per month)
Median home value
Rent Burdened
53.2%
spending 30%+ of income on rent
Severely Rent Burdened
32.7%
spending 50%+
Cost of Living Index
100.9
metro area (BEA) · US avg = 100
Median Property Tax
$2,367
per year, owner-occupied homes
Homeowners
50.4%
of occupied homes are owned
Typical Home Built
1982
median year built
Vacant Homes
3.7%
of housing units
Home Value Trend
Latest: $323,921 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Temple Terrace and typical pay across the metro area
Unemployment in Temple Terrace is close to the FL average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Temple Terrace Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Tampa-St. Petersburg-Clearwater, FL metro area
Commute26 min avg
How Temple Terrace residents get to work, and the nearest airports
In Temple Terrace, most residents drive alone to work (65%), and 62% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 10 mi
Tampa International Airport (TPA)
Major hub12.1M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyabout average for violent crime
Crime rates for 2025
Violent crime in Temple Terrace is close to the national average.
Violent Crime Rate
316.5
per 100,000 residents
About average (329 national, 2025)
Property Crime Rate
1,409.7
per 100,000 residents
Below average (1,552 national, 2025)
Temple Terrace Police Department
Natural DisastersThunderstorm Wind most common — 6 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
98.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Hillsborough, county-wide · FEMA NRI December 2025
In Hillsborough County, which includes Temple Terrace, the most common type is thunderstorm wind, with 6 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 6 | Thunderstorm Wind | None reported |
| 2024 | 10 | Thunderstorm Wind | $276,000 |
| 2023 | 5 | Hail | $25,000 |
| 2022 | 15 | Thunderstorm Wind | $60.1M |
| 2021 | 5 | Thunderstorm Wind | $13,000 |
| 2020 | 14 | Thunderstorm Wind | $570,000 |
| 2019 | 7 | Thunderstorm Wind | $611,000 |
| 2018 | 11 | Thunderstorm Wind | $315,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Hillsborough County, county-wide
Temple Terrace is about 2% of Hillsborough County’s population, so county-wide figures may differ from local conditions.
Air Quality49 median AQI — Good
Days by air quality category (2025)
Air quality in Hillsborough County, which includes Temple Terrace, is typically good — 194 good-air days per year.
Median AQI
49
Good Days
194
per year
Moderate Days
169
per year
Unhealthy Days
0
per year
Hillsborough County, county-wide
Temple Terrace is about 2% of Hillsborough County’s population, so county-wide figures may differ from local conditions.
Climate91°F summers, 55°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Temple Terrace has hot summers (avg high 91°F) and warm winters (avg low 55°F).
Spring (Mar–May)
83°/65°F
avg high / low
Summer (Jun–Aug)
91°/76°F
avg high / low
Fall (Sep–Nov)
85°/68°F
avg high / low
Winter (Dec–Feb)
73°/55°F
avg high / low
Annual Precipitation
60.0"
Annual Snowfall
0.0"
Hot Days/Year
94
days above 90°F
Freeze Days/Year
1
days below 32°F
Rainy Days/Year
109
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 71°F | 53°F | 2.65" |
| Feb | 74°F | 56°F | 2.62" |
| Mar | 78°F | 59°F | 2.52" |
| Apr | 83°F | 65°F | 2.55" |
| May | 88°F | 71°F | 2.60" |
| Jun | 91°F | 75°F | 7.37" |
| Jul | 91°F | 77°F | 7.75" |
| Aug | 91°F | 77°F | 9.03" |
| Sep | 90°F | 75°F | 6.09" |
| Oct | 86°F | 69°F | 2.34" |
| Nov | 79°F | 61°F | 1.40" |
| Dec | 74°F | 56°F | 2.56" |
Healthcare
Hospitals, ratings, and health insurance in Temple Terrace
Uninsured
11.9%
of residents
No hospitals inside Temple Terrace's limits — nearest hospitals · within 15 miles
Tampa VA Medical Center
Acute Care - Veterans Administration · ER available · 3.4 mi away · Tampa
Adventhealth Tampa
Acute Care Hospitals · ER available · 3.4 mi away · Tampa
Adventhealth Carrollwood
Acute Care Hospitals · ER available · 8.1 mi away · Tampa
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education25.9:1 student/teacher ratio
Schools and degree attainment in Temple Terrace
Temple Terrace's student/teacher ratio is 25.9:1 (higher than the national average of 16:1), and 44.5% of adults 25+ hold a bachelor's degree or higher.
Public Schools
8
within city limits
Private Schools
4
within city limits
College Degree Rate
44.5%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
25.9:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Temple Terrace
Private nonprofit · 4-year · 588 students · in-state tuition $21,628 · 56% graduate · median earnings $52,207 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Public · 4-year · 37,207 students · in-state tuition $6,410 · 75% graduate · median earnings $63,660 (10 yrs after entry)
Private nonprofit · 4-year · 10,572 students · in-state tuition $35,744 · 64% graduate · median earnings $69,272 (10 yrs after entry)
Private for-profit · 4-year · 1,107 students · in-state tuition $13,920 · 20% graduate · median earnings $44,016 (10 yrs after entry)
Private for-profit · 4-year · 388 students · in-state tuition $18,145 · 45% graduate · median earnings $39,314 (10 yrs after entry)
Arizona College of Nursing-Tampa
10.8 mi awayPrivate for-profit · 4-year · 335 students · in-state tuition $23,213 · median earnings $41,223 (10 yrs after entry)
Private nonprofit · 2-year · 251 students · in-state tuition $13,820 · median earnings $44,255 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: De Soto National Memorial, 39 mi
Nearby national parks, recreation areas and public libraries for Temple Terrace
Temple Terrace has 1 nearby national park or recreation area, closest being De Soto National Memorial (39 mi away).
Nearby National Parks & Recreation Areas
De Soto National Memorial
National Memorial
39 mi awayPublic Libraries in Temple Terrace
Temple Terrace Library
202 Bullard Pkwy, Temple Terrace
Cities Near Temple Terrace
The closest cities within 60 miles
Planning a move to Temple Terrace?
Read our full moving guide — what it's really like to live here.
Temple Terrace FAQ
Is Temple Terrace, Florida affordable?⌄
Temple Terrace's median rent is $1,594/month, which is close to the national average. The median household income is $69,252/year. Median home value is $334,800.
Is Temple Terrace, Florida safe?⌄
Temple Terrace's violent crime rate was 317 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 1410 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Temple Terrace, Florida?⌄
Temple Terrace has an unemployment rate of 4.2%, which is close to the national average of 4.3%.
What is the cost of living in Temple Terrace, Florida?⌄
The cost of living in Temple Terrace is primarily driven by housing. Median rent is $1,594/month and median household income is $69,252/year. The median home value is $334,800. About 53% of renters spend more than 30% of their income on housing.
How is the commute in Temple Terrace, Florida?⌄
The average commute in Temple Terrace is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from