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Living in
Tampa.
About
Life in Tampa
You're looking at a city that's genuinely grown up in the last couple decades, and it shows—the downtown waterfront along the Hillsborough River has become a real destination for actual residents, not just tourists passing through. The job market here is solid with healthcare, finance, tech, and maritime industries providing steady work, plus major employers like Bloomin' Brands and WellCare, so you won't struggle to find employment with a 4.0% unemployment rate. The Latino community, along with Cuban and Spanish heritage deeply embedded in neighborhoods like Ybor City, gives Tampa a distinct cultural identity and food scene that keeps things interesting—this isn't just beach-town generic.
Tampa at a Glance
Population, income, housing and more
Median Age
35.9 yrs
Poverty Rate
15.5%
Foreign-Born
19.4%
Broadband Internet
93.6%
of households
Population Growth
+7.3%
recent change · Census Bureau
Median household income
Demographics19.4% foreign-born, most often from Cuba
Who lives in Tampa: race and ethnicity, ages, households, languages and countries of origin
In Tampa, the largest foreign-born group is from Cuba (26.4%), and 19.9% of residents speak Spanish at home.
Under 18
19.4%
of residents
65 and Older
13.7%
of residents
Households with Kids
24.8%
anyone under 18
Living Alone
35.9%
of households
Married Couples
34.9%
of households
Avg Household Size
2.31
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent about average for FL
Rent, home values, and income in Tampa
In Tampa, home values are 17% above the FL average.
Median rent (per month)
Median home value
Rent Burdened
54.3%
spending 30%+ of income on rent
Severely Rent Burdened
26.5%
spending 50%+
Cost of Living Index
100.9
metro area (BEA) · US avg = 100
Median Property Tax
$3,264
per year, owner-occupied homes
Homeowners
50.3%
of occupied homes are owned
Typical Home Built
1985
median year built
Vacant Homes
8.9%
of housing units
Home Value Trend
Latest: $375,619 (September 2026)
Jobs & Economyunemployment about average for FL
Unemployment in Tampa and typical pay across the metro area
Unemployment in Tampa is close to the FL average.
Unemployment rate
City-level rate · BLS annual average
Unemployment Rate — 10 Year Trend
City-level (BLS) · Annual averages
What Tampa Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
Tampa-St. Petersburg-Clearwater, FL metro area
Commute24.8 min avg
How Tampa residents get to work, and the nearest airports
In Tampa, most residents drive alone to work (63%), and 65% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 5 mi
Tampa International Airport (TPA)
Major hub12.1M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyabout average for violent crime
Crime rates for 2025
Violent crime in Tampa is close to the national average.
Violent Crime Rate
333.5
per 100,000 residents
About average (329 national, 2025)
Property Crime Rate
990.2
per 100,000 residents
Below average (1,552 national, 2025)
Tampa Police Department
Natural DisastersThunderstorm Wind most common — 6 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively High
98.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Hillsborough, county-wide · FEMA NRI December 2025
In Hillsborough County, which includes Tampa, the most common type is thunderstorm wind, with 6 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 6 | Thunderstorm Wind | None reported |
| 2024 | 10 | Thunderstorm Wind | $276,000 |
| 2023 | 5 | Hail | $25,000 |
| 2022 | 15 | Thunderstorm Wind | $60.1M |
| 2021 | 5 | Thunderstorm Wind | $13,000 |
| 2020 | 14 | Thunderstorm Wind | $570,000 |
| 2019 | 7 | Thunderstorm Wind | $611,000 |
| 2018 | 11 | Thunderstorm Wind | $315,000 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
0 earthquakes of magnitude 2.5+ within 100 miles in the past year
Hillsborough County, county-wide
Air Quality49 median AQI — Good
Days by air quality category (2025)
Air quality in Hillsborough County, which includes Tampa, is typically good — 194 good-air days per year.
Median AQI
49
Good Days
194
per year
Moderate Days
169
per year
Unhealthy Days
0
per year
Hillsborough County, county-wide
Climate91°F summers, 55°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Tampa has hot summers (avg high 91°F) and warm winters (avg low 55°F).
Spring (Mar–May)
83°/65°F
avg high / low
Summer (Jun–Aug)
91°/76°F
avg high / low
Fall (Sep–Nov)
85°/68°F
avg high / low
Winter (Dec–Feb)
73°/55°F
avg high / low
Annual Precipitation
49.5"
Annual Snowfall
0.0"
Hot Days/Year
94
days above 90°F
Freeze Days/Year
1
days below 32°F
Rainy Days/Year
108
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 71°F | 53°F | 2.65" |
| Feb | 74°F | 56°F | 2.62" |
| Mar | 78°F | 59°F | 2.52" |
| Apr | 83°F | 65°F | 2.55" |
| May | 88°F | 71°F | 2.60" |
| Jun | 91°F | 75°F | 7.37" |
| Jul | 91°F | 77°F | 7.75" |
| Aug | 91°F | 77°F | 9.03" |
| Sep | 90°F | 75°F | 6.09" |
| Oct | 86°F | 69°F | 2.34" |
| Nov | 79°F | 61°F | 1.40" |
| Dec | 74°F | 56°F | 2.56" |
Healthcare3 hospitals, avg 4.0/5
Hospitals, ratings, and health insurance in Tampa
Tampa has 3 hospitals, averaging 4.0 out of 5 on CMS's quality rating — above-average care.
Hospitals
3
within city limits
Uninsured
10.6%
of residents
Avg Hospital Rating
4.0 / 5
HCA Florida South Tampa Hospital
Acute Care Hospitals · ER available
St Josephs Hospital
Acute Care Hospitals · ER available
Tampa General Hospital
Acute Care Hospitals · ER available
Nearby hospitals · within 15 miles
Adventhealth Carrollwood
Acute Care Hospitals · ER available · 3.7 mi away · Tampa
Tampa VA Medical Center
Acute Care - Veterans Administration · ER available · 7.4 mi away · Tampa
Adventhealth Tampa
Acute Care Hospitals · ER available · 7.7 mi away · Tampa
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education17.3:1 student/teacher ratio
Schools and degree attainment in Tampa
Tampa's student/teacher ratio is 17.3:1 (higher than the national average of 16:1), and 45.7% of adults 25+ hold a bachelor's degree or higher.
Public Schools
101
within city limits
Private Schools
38
within city limits
College Degree Rate
45.7%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
17.3:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges & Universities in Tampa
Public · 4-year · 37,207 students · in-state tuition $6,410 · 75% graduate · median earnings $63,660 (10 yrs after entry)
Private nonprofit · 4-year · 10,572 students · in-state tuition $35,744 · 64% graduate · median earnings $69,272 (10 yrs after entry)
Private for-profit · 4-year · 388 students · in-state tuition $18,145 · 45% graduate · median earnings $39,314 (10 yrs after entry)
Arizona College of Nursing-Tampa
Private for-profit · 4-year · 335 students · in-state tuition $23,213 · median earnings $41,223 (10 yrs after entry)
Nearby Colleges (within 15 miles)
Galen College of Nursing-Tampa Bay
12.7 mi awayPrivate for-profit · 2-year · 1,465 students · in-state tuition $18,790 · 60% graduate · median earnings $69,188 (10 yrs after entry)
Private for-profit · 4-year · 1,107 students · in-state tuition $13,920 · 20% graduate · median earnings $44,016 (10 yrs after entry)
Private nonprofit · 4-year · 588 students · in-state tuition $21,628 · 56% graduate · median earnings $52,207 (10 yrs after entry)
Private nonprofit · 2-year · 251 students · in-state tuition $13,820 · median earnings $44,255 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: De Soto National Memorial, 32 mi
Nearby national parks, recreation areas and public libraries for Tampa
Tampa has 1 nearby national park or recreation area, closest being De Soto National Memorial (32 mi away).
Nearby National Parks & Recreation Areas
De Soto National Memorial
National Memorial
32 mi awayPublic Libraries in Tampa
C. Blythe Andrews, Jr. Branch
2607 E. Dr. Mlk, Jr. Blvd., Tampa
Charles J. Fendig Public Library
3909 W Neptune Street, Tampa
James J. Lunsford Law Library
701 E Twiggs St, Tampa
Jan K. Platt Regional Library
3910 S. Manhattan Ave., Tampa
John F. Germany Public Library
900 N Ashley Drive, Tampa
Norma & Joseph Robinson @ Sulphur Springs
8412 N 13th Street, Tampa
North Tampa Branch Library
8916 North Blvd., Tampa
Port Tampa City Library
4902 W Commerce Street, Tampa
Robert W. Saunders, Sr. Branch
1505 Nebraska Avenue, Tampa
Seminole Heights Branch Library
4711 Central Ave., Tampa
West Tampa Branch Library
2312 W. Union St., Tampa
Compare Tampa
Popular side-by-side matchups
Cities Near Tampa
The closest cities within 60 miles
Planning a move to Tampa?
Read our full moving guide — what it's really like to live here.
Tampa FAQ
Is Tampa, Florida affordable?⌄
Tampa's median rent is $1,701/month, which is above the national average. The median household income is $75,475/year. Median home value is $420,400.
Is Tampa, Florida safe?⌄
Tampa's violent crime rate was 334 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 990 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Tampa, Florida?⌄
Tampa has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Tampa, Florida?⌄
The cost of living in Tampa is primarily driven by housing. Median rent is $1,701/month and median household income is $75,475/year. The median home value is $420,400. About 54% of renters spend more than 30% of their income on housing.
How is the commute in Tampa, Florida?⌄
The average commute in Tampa is 25 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from