About

Life in Tampa

You're looking at a city that's genuinely grown up in the last couple decades, and it shows—the downtown waterfront along the Hillsborough River has become a real destination for actual residents, not just tourists passing through. The job market here is solid with healthcare, finance, tech, and maritime industries providing steady work, plus major employers like Bloomin' Brands and WellCare, so you won't struggle to find employment with a 4.0% unemployment rate. The Latino community, along with Cuban and Spanish heritage deeply embedded in neighborhoods like Ybor City, gives Tampa a distinct cultural identity and food scene that keeps things interesting—this isn't just beach-town generic.

Tampa at a Glance

Population, income, housing and more

Median Age

35.9 yrs

Poverty Rate

15.5%

Foreign-Born

19.4%

Broadband Internet

93.6%

of households

Population Growth

+7.3%

recent change · Census Bureau

Median household income

Tampa$75,475
Florida avg$74,568
US$80,734

Demographics19.4% foreign-born, most often from Cuba

Who lives in Tampa: race and ethnicity, ages, households, languages and countries of origin

In Tampa, the largest foreign-born group is from Cuba (26.4%), and 19.9% of residents speak Spanish at home.

Under 18

19.4%

of residents

65 and Older

13.7%

of residents

Households with Kids

24.8%

anyone under 18

Living Alone

35.9%

of households

Married Couples

34.9%

of households

Avg Household Size

2.31

people

Race & Ethnicity

White44.3%
Hispanic or Latino26.2%
Black19.5%
Asian4.7%
Two or more races4.4%
Other0.7%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Cuba26.4%
India6.1%
Mexico5.5%
Colombia3.8%
Dominican Republic3.6%
Venezuela3.4%
Jamaica3.4%
Honduras3.0%
Haiti2.9%
China2.5%

Languages Spoken at Home

English only71.7%
Spanish19.9%
Other Indo-European2.0%
French/Haitian1.5%
Arabic1.1%
Other Asian/Pacific1.0%
Chinese0.7%
Russian/Slavic0.7%

Cost of Livingrent about average for FL

Rent, home values, and income in Tampa

In Tampa, home values are 17% above the FL average.

Median rent (per month)

Tampa$1,701
Florida avg$1,669
US$1,413

Median home value

Tampa$420,400
Florida avg$359,000
US$332,700

Rent Burdened

54.3%

spending 30%+ of income on rent

Severely Rent Burdened

26.5%

spending 50%+

Cost of Living Index

100.9

metro area (BEA) · US avg = 100

Median Property Tax

$3,264

per year, owner-occupied homes

Homeowners

50.3%

of occupied homes are owned

Typical Home Built

1985

median year built

Vacant Homes

8.9%

of housing units

Home Value Trend

$315,091
$399,499
$375,619
202120222023202420252026

Latest: $375,619 (September 2026)

Jobs & Economyunemployment about average for FL

Unemployment in Tampa and typical pay across the metro area

Unemployment in Tampa is close to the FL average.

Unemployment rate

Tampa4.0%
Florida avg3.9%
US4.3%

City-level rate · BLS annual average

Unemployment Rate — 10 Year Trend

4.7%
4.1%
3.7%
3.3%
8.5%
4.8%
3%
3.1%
3.5%
4%
2016201720182019202020212022202320242025

City-level (BLS) · Annual averages

What Tampa Residents Do for Work · share of employed residents by industry

Education & health care21.0%
Professional & business services18.2%
Finance & real estate12.0%
Arts, hospitality & food service10.6%
Retail9.4%
Construction6.9%
Transportation & utilities5.1%
Manufacturing4.6%

City residents, wherever they work

Median Salary by Occupation · metro area

Management$103,460
Healthcare$78,640
Business & Finance$74,980
Education$53,580
Repair & Maintenance$49,130
Construction$47,280
Office & Admin$41,600
Transportation$37,710

Tampa-St. Petersburg-Clearwater, FL metro area

Commute24.8 min avg

How Tampa residents get to work, and the nearest airports

In Tampa, most residents drive alone to work (63%), and 65% get there in under 30 minutes.

How People Get to Work

Drive alone63.4%
Carpool8.5%
Public transit1.3%
Walk2.2%
Work from home22.0%
Other2.7%

Commute Time Distribution

Under 15 min24.7%
15–29 min40.2%
30–44 min22.6%
45–59 min6.6%
60+ min5.9%

Nearest airports · with airline service

  • Tampa International Airport (TPA)

    Major hub12.1M passengers boarded in 2025

    5 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyabout average for violent crime

Crime rates for 2025

Violent crime in Tampa is close to the national average.

Violent Crime Rate

333.5

per 100,000 residents

About average (329 national, 2025)

Property Crime Rate

990.2

per 100,000 residents

Below average (1,552 national, 2025)

Tampa Police Department

Natural DisastersThunderstorm Wind most common — 6 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively High

98.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Cold wave · Very HighHurricane · Very HighLightning · Very HighTornado · Very HighCoastal flooding · High

Hillsborough, county-wide · FEMA NRI December 2025

In Hillsborough County, which includes Tampa, the most common type is thunderstorm wind, with 6 recorded events in 2025.

Most common events:

Thunderstorm WindFloodLightningTornadoHail

Storm events by year

YearEventsTop TypeProperty Damage
20256Thunderstorm WindNone reported
202410Thunderstorm Wind$276,000
20235Hail$25,000
202215Thunderstorm Wind$60.1M
20215Thunderstorm Wind$13,000
202014Thunderstorm Wind$570,000
20197Thunderstorm Wind$611,000
201811Thunderstorm Wind$315,000

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Hillsborough County, county-wide

Air Quality49 median AQI — Good

Days by air quality category (2025)

Air quality in Hillsborough County, which includes Tampa, is typically good — 194 good-air days per year.

Median AQI

49

Good Days

194

per year

Moderate Days

169

per year

Unhealthy Days

0

per year

Hillsborough County, county-wide

Climate91°F summers, 55°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Tampa has hot summers (avg high 91°F) and warm winters (avg low 55°F).

Spring (Mar–May)

83°/65°F

avg high / low

Summer (Jun–Aug)

91°/76°F

avg high / low

Fall (Sep–Nov)

85°/68°F

avg high / low

Winter (Dec–Feb)

73°/55°F

avg high / low

Annual Precipitation

49.5"

Annual Snowfall

0.0"

Hot Days/Year

94

days above 90°F

Freeze Days/Year

1

days below 32°F

Rainy Days/Year

108

Average month

High °FLow °FPrecip (in)
40°50°60°70°80°90°100°9.5"Jan: 2.65" precipitationFeb: 2.62" precipitationMar: 2.52" precipitationApr: 2.55" precipitationMay: 2.60" precipitationJun: 7.37" precipitationJul: 7.75" precipitationAug: 9.03" precipitationSep: 6.09" precipitationOct: 2.34" precipitationNov: 1.40" precipitationDec: 2.56" precipitation53°JJan: high 71°F, low 53°FFFeb: high 74°F, low 56°FMMar: high 78°F, low 59°FAApr: high 83°F, low 65°FMMay: high 88°F, low 71°FJJun: high 91°F, low 75°FJJul: high 91°F, low 77°F91°AAug: high 91°F, low 77°FSSep: high 90°F, low 75°FOOct: high 86°F, low 69°FNNov: high 79°F, low 61°FDDec: high 74°F, low 56°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan71°F53°F2.65"
Feb74°F56°F2.62"
Mar78°F59°F2.52"
Apr83°F65°F2.55"
May88°F71°F2.60"
Jun91°F75°F7.37"
Jul91°F77°F7.75"
Aug91°F77°F9.03"
Sep90°F75°F6.09"
Oct86°F69°F2.34"
Nov79°F61°F1.40"
Dec74°F56°F2.56"

Healthcare3 hospitals, avg 4.0/5

Hospitals, ratings, and health insurance in Tampa

Tampa has 3 hospitals, averaging 4.0 out of 5 on CMS's quality rating — above-average care.

Hospitals

3

within city limits

Uninsured

10.6%

of residents

Avg Hospital Rating

4.0 / 5

HCA Florida South Tampa Hospital

Acute Care Hospitals · ER available

St Josephs Hospital

Acute Care Hospitals · ER available

Tampa General Hospital

Acute Care Hospitals · ER available

Nearby hospitals · within 15 miles

Adventhealth Carrollwood

Acute Care Hospitals · ER available · 3.7 mi away · Tampa

Tampa VA Medical Center

Acute Care - Veterans Administration · ER available · 7.4 mi away · Tampa

Adventhealth Tampa

Acute Care Hospitals · ER available · 7.7 mi away · Tampa

Adult Health · vs. the typical US place

Obesity31.9%US 36.8%
Diabetes12.5%US 12.6%
High blood pressure33.5%US 37.1%
Current smoking12.6%US 15.0%
No leisure-time physical activity24.5%US 26.6%
Depression17.2%US 23.0%
Asthma9.8%US 10.7%
Routine checkup in past year76.1%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education17.3:1 student/teacher ratio

Schools and degree attainment in Tampa

Tampa's student/teacher ratio is 17.3:1 (higher than the national average of 16:1), and 45.7% of adults 25+ hold a bachelor's degree or higher.

Public Schools

101

within city limits

Private Schools

38

within city limits

College Degree Rate

45.7%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

17.3:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges & Universities in Tampa

University of South Florida

Public · 4-year · 37,207 students · in-state tuition $6,410 · 75% graduate · median earnings $63,660 (10 yrs after entry)

The University of Tampa

Private nonprofit · 4-year · 10,572 students · in-state tuition $35,744 · 64% graduate · median earnings $69,272 (10 yrs after entry)

South University-Tampa

Private for-profit · 4-year · 388 students · in-state tuition $18,145 · 45% graduate · median earnings $39,314 (10 yrs after entry)

Arizona College of Nursing-Tampa

Private for-profit · 4-year · 335 students · in-state tuition $23,213 · median earnings $41,223 (10 yrs after entry)

Nearby Colleges (within 15 miles)

Galen College of Nursing-Tampa Bay

12.7 mi away

Private for-profit · 2-year · 1,465 students · in-state tuition $18,790 · 60% graduate · median earnings $69,188 (10 yrs after entry)

Strayer University-Florida

7.4 mi away

Private for-profit · 4-year · 1,107 students · in-state tuition $13,920 · 20% graduate · median earnings $44,016 (10 yrs after entry)

Florida College

7.3 mi away

Private nonprofit · 4-year · 588 students · in-state tuition $21,628 · 56% graduate · median earnings $52,207 (10 yrs after entry)

Herzing University-Tampa

8.6 mi away

Private nonprofit · 2-year · 251 students · in-state tuition $13,820 · median earnings $44,255 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: De Soto National Memorial, 32 mi

Nearby national parks, recreation areas and public libraries for Tampa

Tampa has 1 nearby national park or recreation area, closest being De Soto National Memorial (32 mi away).

Nearby National Parks & Recreation Areas

De Soto National Memorial

National Memorial

32 mi away

Public Libraries in Tampa

C. Blythe Andrews, Jr. Branch

2607 E. Dr. Mlk, Jr. Blvd., Tampa

Branch~56 hrs/week

Charles J. Fendig Public Library

3909 W Neptune Street, Tampa

Branch

James J. Lunsford Law Library

701 E Twiggs St, Tampa

Branch~53 hrs/week

Jan K. Platt Regional Library

3910 S. Manhattan Ave., Tampa

Branch~56 hrs/week

John F. Germany Public Library

900 N Ashley Drive, Tampa

Branch~56 hrs/week

Norma & Joseph Robinson @ Sulphur Springs

8412 N 13th Street, Tampa

Branch

North Tampa Branch Library

8916 North Blvd., Tampa

Branch~56 hrs/week

Port Tampa City Library

4902 W Commerce Street, Tampa

Branch

Robert W. Saunders, Sr. Branch

1505 Nebraska Avenue, Tampa

Branch~38 hrs/week

Seminole Heights Branch Library

4711 Central Ave., Tampa

Branch~51 hrs/week

West Tampa Branch Library

2312 W. Union St., Tampa

Branch~37 hrs/week

Compare Tampa

Popular side-by-side matchups

Cities Near Tampa

The closest cities within 60 miles

Planning a move to Tampa?

Read our full moving guide — what it's really like to live here.

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Tampa FAQ

Is Tampa, Florida affordable?⌄

Tampa's median rent is $1,701/month, which is above the national average. The median household income is $75,475/year. Median home value is $420,400.

Is Tampa, Florida safe?⌄

Tampa's violent crime rate was 334 per 100,000 residents in 2025, which is close to the national average of 329/100k that year. Property crime rate is 990 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Tampa, Florida?⌄

Tampa has an unemployment rate of 4.0%, which is close to the national average of 4.3%.

What is the cost of living in Tampa, Florida?⌄

The cost of living in Tampa is primarily driven by housing. Median rent is $1,701/month and median household income is $75,475/year. The median home value is $420,400. About 54% of renters spend more than 30% of their income on housing.

How is the commute in Tampa, Florida?⌄

The average commute in Tampa is 25 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from