About

Life in St. Simons

Living on St. Simons feels like a deliberate choice—you're drawn here by the combination of coastal living with actual community roots rather than just seasonal crowds. Yes, tourism drives the economy through hospitality and retail, but that's mostly felt on the pier and restaurant strips; neighborhoods feel genuinely residential with a median age of 56 and a solid base of permanent residents who stay for decades.

St. Simons at a Glance

Population, income, housing and more

Median Age

59.1 yrs

Poverty Rate

4.5%

Foreign-Born

4.3%

Broadband Internet

95.5%

of households

Population Growth

+8.4%

recent change · Census Bureau

Median household income

St. Simons$108,771
Georgia avg$77,353
US$80,734

Demographics4.3% foreign-born, most often from England

Who lives in St. Simons: race and ethnicity, ages, households, languages and countries of origin

In St. Simons, the largest foreign-born group is from England (14.0%), and 2.0% of residents speak Spanish at home.

Under 18

13.9%

of residents

65 and Older

37.8%

of residents

Households with Kids

14.0%

anyone under 18

Living Alone

28.0%

of households

Married Couples

60.3%

of households

Avg Household Size

2.06

people

Race & Ethnicity

White92.1%
Hispanic or Latino3.2%
Two or more races2.4%
Black1.1%
Asian1.0%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

England14.0%
United Kingdom13.5%
Vietnam12.1%
Canada7.8%
Iraq5.9%
El Salvador5.2%
Germany4.2%
Scotland3.9%
Lebanon3.7%
Sweden3.7%

Languages Spoken at Home

English only95.7%
Spanish2.0%
Other Indo-European0.7%
Vietnamese0.5%
German/Germanic0.3%
French/Haitian0.3%
Russian/Slavic0.2%
Tagalog/Filipino0.2%

Cost of Livingrent 29% above GA average

Rent, home values, and income in St. Simons

In St. Simons, rent runs 29% above the GA average, and home values are 83% above the GA average.

Median rent (per month)

St. Simons$1,799
Georgia avg$1,393
US$1,413

Median home value

St. Simons$555,600
Georgia avg$303,300
US$332,700

Rent Burdened

45.5%

spending 30%+ of income on rent

Severely Rent Burdened

19.7%

spending 50%+

Cost of Living Index

87.7

metro area (BEA) · US avg = 100

Median Property Tax

$2,827

per year, owner-occupied homes

Homeowners

85.9%

of occupied homes are owned

Typical Home Built

1988

median year built

Vacant Homes

30.3%

of housing units

Jobs & Economyunemployment 0.5 pts below GA average

Unemployment in St. Simons

Unemployment in Glynn County, which includes St. Simons, is 0.5 percentage points lower than the GA average.

Unemployment rate

St. Simons2.9%
Georgia avg3.4%
US4.3%

St. Simons: Glynn County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.4%
4.7%
3.7%
3.4%
6.7%
3.7%
2.9%
2.8%
2.9%
2.9%
2016201720182019202020212022202320242025

Glynn County (county-wide) · Annual averages

What St. Simons Residents Do for Work · share of employed residents by industry

Education & health care20.2%
Professional & business services17.9%
Retail12.4%
Arts, hospitality & food service11.3%
Finance & real estate7.9%
Manufacturing7.4%
Other services5.8%
Public administration5.3%

City residents, wherever they work

Commute17.5 min avg

How St. Simons residents get to work, and the nearest airports

In St. Simons, most residents drive alone to work (74%), and 88% get there in under 30 minutes.

How People Get to Work

Drive alone74.1%
Carpool4.8%
Public transit0.1%
Walk1.2%
Work from home17.1%
Other2.7%

Commute Time Distribution

Under 15 min40.6%
15–29 min47.7%
30–44 min7.2%
45–59 min0.4%
60+ min4.1%

Nearest airports · with airline service

  • Brunswick Golden Isles Airport (BQK)

    Regional airport · few flights54k passengers boarded in 2025

    10 mi
  • Jacksonville International Airport (JAX)

    Medium hub3.7M passengers boarded in 2025

    48 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 16% below national average

Crime rates for 2025

Violent crime in the area policed by the Glynn County Police Department, which covers St. Simons, runs 16% below the national average.

Violent Crime Rate

275.5

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,791.8

per 100,000 residents

Above average (1,552 national, 2025)

Policed by Glynn County Police Department (county-wide rate)

Natural DisastersThunderstorm Wind most common — 11 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Moderate

83.7 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Coastal flooding · HighHurricane · HighCold wave · ModerateHeat wave · ModerateIce storm · Moderate

Glynn County, county-wide · FEMA NRI December 2025

In Glynn County, which includes St. Simons, the most common type is thunderstorm wind, with 11 recorded events in 2025.

Most common events:

Thunderstorm WindHeavy RainTropical StormCoastal FloodFlood

Storm events by year

YearEventsTop TypeProperty Damage
202511Heavy Rain$500
202411Thunderstorm Wind$500
202315Thunderstorm Wind$1,000
20229Heavy Rain$1,500
20215Thunderstorm WindNone reported
202013Thunderstorm Wind$1,500
20195Thunderstorm WindNone reported
20189Thunderstorm WindNone reported

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

0 earthquakes of magnitude 2.5+ within 100 miles in the past year

Glynn County, county-wide

Air Quality41 median AQI — Good

Days by air quality category (2025)

Air quality in Glynn County, which includes St. Simons, is typically good — 255 good-air days per year.

Median AQI

41

Good Days

255

per year

Moderate Days

88

per year

Unhealthy Days

0

per year

Glynn County, county-wide

Climate90°F summers, 46°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

St. Simons has warm summers (avg high 90°F) and warm winters (avg low 46°F).

Spring (Mar–May)

77°/60°F

avg high / low

Summer (Jun–Aug)

90°/75°F

avg high / low

Fall (Sep–Nov)

79°/63°F

avg high / low

Winter (Dec–Feb)

64°/46°F

avg high / low

Annual Precipitation

45.4"

Annual Snowfall

0.0"

Hot Days/Year

47

days above 90°F

Freeze Days/Year

9

days below 32°F

Rainy Days/Year

105

Average month

High °FLow °FPrecip (in)
30°50°70°90°6"Jan: 3.15" precipitationFeb: 2.78" precipitationMar: 3.27" precipitationApr: 2.82" precipitationMay: 2.29" precipitationJun: 5.76" precipitationJul: 4.19" precipitationAug: 5.79" precipitationSep: 6.00" precipitationOct: 4.70" precipitationNov: 1.91" precipitationDec: 2.75" precipitation44°JJan: high 62°F, low 44°FFFeb: high 65°F, low 47°FMMar: high 70°F, low 53°FAApr: high 76°F, low 60°FMMay: high 83°F, low 68°FJJun: high 88°F, low 74°F91°JJul: high 91°F, low 76°FAAug: high 90°F, low 76°FSSep: high 86°F, low 73°FOOct: high 79°F, low 64°FNNov: high 71°F, low 53°FDDec: high 64°F, low 47°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan62°F44°F3.15"
Feb65°F47°F2.78"
Mar70°F53°F3.27"
Apr76°F60°F2.82"
May83°F68°F2.29"
Jun88°F74°F5.76"
Jul91°F76°F4.19"
Aug90°F76°F5.79"
Sep86°F73°F6.00"
Oct79°F64°F4.70"
Nov71°F53°F1.91"
Dec64°F47°F2.75"

Healthcare1 hospital

Hospitals, ratings, and health insurance in St. Simons

St. Simons has 1 hospital.

Hospitals

1

within city limits

Uninsured

3.7%

of residents

St Simons-by-the-sea

Psychiatric

Not rated

Nearby hospitals · within 15 miles

Southeast Georgia Health System- Brunswick Campus

Acute Care Hospitals · 6.3 mi away · Brunswick

Adult Health · vs. the typical US place

Obesity28.5%US 36.8%
Diabetes12.5%US 12.6%
High blood pressure42.2%US 37.1%
Current smoking8.7%US 15.0%
No leisure-time physical activity19.4%US 26.6%
Depression18.2%US 23.0%
Asthma9.0%US 10.7%
Routine checkup in past year83.4%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education12.8:1 student/teacher ratio

Schools and degree attainment in St. Simons

St. Simons's student/teacher ratio is 12.8:1 (lower than the national average of 16:1), and 57.0% of adults 25+ hold a bachelor's degree or higher.

Public Schools

1

within city limits

Private Schools

2

within city limits

College Degree Rate

57.0%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

12.8:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Colleges Near St. Simons (within 15 miles)

College of Coastal Georgia

6.6 mi away

Public · 2-year · 2,979 students · in-state tuition $3,616 · 30% graduate · median earnings $44,872 (10 yrs after entry)

Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)

Parks & Recreationclosest: Fort Frederica National Monument, 6 mi

Nearby national parks, recreation areas and public libraries for St. Simons

St. Simons has 7 nearby national parks or recreation areas, closest being Fort Frederica National Monument (6 mi away).

Nearby National Parks & Recreation Areas

Fort Frederica National Monument

National Monument

6 mi away

Cumberland Island National Seashore

National Seashore

19 mi away

Timucuan Ecological & Historic Preserve

Ecological & Historic Preserve

46 mi away

Fort Pulaski National Monument

National Monument

67 mi away

Castillo de San Marcos National Monument

National Monument

86 mi away

Reconstruction Era National Historical Park

National Historical Park

97 mi away

Fort Matanzas National Monument

National Monument

99 mi away

Public Libraries in St. Simons

St. Simons Island Public Library

530a Beachview Drive, St. Simons Island

Branch~41 hrs/week

Cities Near St. Simons

The closest cities within 60 miles

Planning a move to St. Simons?

Read our full moving guide — what it's really like to live here.

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St. Simons FAQ

Is St. Simons, Georgia affordable?⌄

St. Simons's median rent is $1,799/month, which is above the national average. The median household income is $108,771/year. Median home value is $555,600.

Is St. Simons, Georgia safe?⌄

St. Simons is policed by the Glynn County Police Department, whose violent crime rate across its service area was 276 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1792 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in St. Simons, Georgia?⌄

Glynn County, which includes St. Simons, has an unemployment rate of 2.9%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in St. Simons, Georgia?⌄

The cost of living in St. Simons is primarily driven by housing. Median rent is $1,799/month and median household income is $108,771/year. The median home value is $555,600. About 46% of renters spend more than 30% of their income on housing.

How is the commute in St. Simons, Georgia?⌄

The average commute in St. Simons is 18 minutes, which is shorter than average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from