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Living in
Troy.
About
Life in Troy
Troy is a community of 10,889 people in Illinois. The median household income is $112,434, median rent runs about $1,116 per month, and median home values are around $268,000. The unemployment rate is 4.0%.
Troy at a Glance
Population, income, housing and more
Median Age
35.2 yrs
Poverty Rate
2.0%
Foreign-Born
2.0%
Broadband Internet
95.5%
of households
Population Growth
+4.1%
recent change · Census Bureau
Median household income
Demographics2.0% foreign-born, most often from Mexico
Who lives in Troy: race and ethnicity, ages, households, languages and countries of origin
In Troy, the largest foreign-born group is from Mexico (34.9%), and 2.7% of residents speak Spanish at home.
Under 18
29.8%
of residents
65 and Older
14.0%
of residents
Households with Kids
41.0%
anyone under 18
Living Alone
23.1%
of households
Married Couples
59.9%
of households
Avg Household Size
2.65
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 12% below IL average
Rent, home values, and income in Troy
In Troy, rent runs 12% below the IL average.
Median rent (per month)
Median home value
Rent Burdened
26.2%
spending 30%+ of income on rent
Severely Rent Burdened
8.2%
spending 50%+
Cost of Living Index
95.1
metro area (BEA) · US avg = 100
Median Property Tax
$5,446
per year, owner-occupied homes
Homeowners
73.6%
of occupied homes are owned
Typical Home Built
1993
median year built
Vacant Homes
8.7%
of housing units
Home Value Trend
Latest: $331,728 (September 2026)
Jobs & Economyunemployment 0.6 pts below IL average
Unemployment in Troy and typical pay across the metro area
Unemployment in Madison County, which includes Troy, is 0.6 percentage points lower than the IL average.
Unemployment rate
Troy: Madison County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Madison County (county-wide) · Annual averages
Troy is about 4% of Madison County’s population, so county-wide figures may differ from local conditions.
What Troy Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Median Salary by Occupation · metro area
St. Louis, MO-IL metro area
Commute25.7 min avg
How Troy residents get to work, and the nearest airports
In Troy, most residents drive alone to work (81%), and 56% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 13 mi
Scott AFB/Midamerica Airport (BLV)
Regional airport · few flights193k passengers boarded in 2025
- 26 mi
St. Louis Lambert International Airport (STL)
Medium hub7.5M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 75% below national average
Crime rates for 2023
Older dataThe latest complete year reported to the FBI is 2023. It's compared with the national rate for 2023.
Violent crime in Troy runs 75% below the national average.
Violent Crime Rate
97.9
per 100,000 residents
Below average (386 national, 2023)
Property Crime Rate
364.9
per 100,000 residents
Below average (1,951 national, 2023)
Troy Police Department
Natural DisastersThunderstorm Wind most common — 14 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Moderate
93.4 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Madison County, county-wide · FEMA NRI December 2025
In Madison County, which includes Troy, the most common type is thunderstorm wind, with 14 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 14 | Thunderstorm Wind | $37,000 |
| 2024 | 10 | Thunderstorm Wind | $217,000 |
| 2023 | 16 | Thunderstorm Wind | $250,000 |
| 2022 | 7 | Thunderstorm Wind | $106,000 |
| 2021 | 10 | Thunderstorm Wind | $5.0M |
| 2020 | 4 | Thunderstorm Wind | None reported |
| 2019 | 12 | Thunderstorm Wind | $24.8M |
| 2018 | 16 | Hail | None reported |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Madison County, county-wide
Troy is about 4% of Madison County’s population, so county-wide figures may differ from local conditions.
Air Quality49 median AQI — Good
Days by air quality category (2025)
Air quality in Madison County, which includes Troy, is typically good — 191 good-air days per year.
Median AQI
49
Good Days
191
per year
Moderate Days
170
per year
Unhealthy Days
1
per year
Madison County, county-wide
Troy is about 4% of Madison County’s population, so county-wide figures may differ from local conditions.
Climate89°F summers, 27°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Troy has warm summers (avg high 89°F) and cold winters (avg low 27°F).
Spring (Mar–May)
70°/46°F
avg high / low
Summer (Jun–Aug)
89°/66°F
avg high / low
Fall (Sep–Nov)
71°/47°F
avg high / low
Winter (Dec–Feb)
46°/27°F
avg high / low
Annual Precipitation
45.8"
Annual Snowfall
10.8"
Hot Days/Year
53
days above 90°F
Freeze Days/Year
94
days below 32°F
Rainy Days/Year
112
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 43°F | 24°F | 2.56" |
| Feb | 49°F | 28°F | 2.16" |
| Mar | 59°F | 36°F | 3.44" |
| Apr | 71°F | 46°F | 4.90" |
| May | 79°F | 56°F | 5.05" |
| Jun | 87°F | 65°F | 4.62" |
| Jul | 90°F | 68°F | 4.03" |
| Aug | 89°F | 65°F | 3.92" |
| Sep | 83°F | 57°F | 3.35" |
| Oct | 73°F | 47°F | 3.12" |
| Nov | 58°F | 37°F | 3.60" |
| Dec | 46°F | 28°F | 2.61" |
Healthcare
Hospitals, ratings, and health insurance in Troy
Uninsured
4.0%
of residents
No hospitals inside Troy's limits — nearest hospitals · within 15 miles
Anderson Hospital
Acute Care Hospitals · ER available · 3 mi away · Maryville
Hshs St Elizabeth's Hospital
Acute Care Hospitals · ER available · 10.2 mi away · O Fallon
St Joseph's Hospital
Critical Access Hospitals · ER available · 12.3 mi away · Highland
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education15.8:1 student/teacher ratio
Schools and degree attainment in Troy
Troy's student/teacher ratio is 15.8:1, close to the national average of 16:1, and 45.2% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
0
within city limits
College Degree Rate
45.2%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
15.8:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Colleges Near Troy (within 15 miles)
Southern Illinois University Edwardsville
7.3 mi awayPublic · 4-year · 8,750 students · in-state tuition $13,299 · 61% graduate · median earnings $59,436 (10 yrs after entry)
Degree-granting colleges with 100+ students, placed by campus location (main campuses only — branch campuses are reported under their parent school)
Parks & Recreationclosest: Gateway Arch National Park, 17 mi
Nearby national parks, recreation areas and public libraries for Troy
Troy has 6 nearby national parks or recreation areas, closest being Gateway Arch National Park (17 mi away).
Nearby National Parks & Recreation Areas
Gateway Arch National Park
National Park
17 mi awayUlysses S Grant National Historic Site
National Historic Site
27 mi awaySte. Geneviève National Historical Park
National Historical Park
52 mi awayLincoln Home National Historic Site
National Historic Site
75 mi awaySpringfield 1908 Race Riot National Monument
National Monument
76 mi awayNew Philadelphia National Historic Site
National Historic Site
88 mi awayPublic Libraries in Troy
Tri-Township Public Library District
209 South Main Street, Troy
Cities Near Troy
The closest cities within 60 miles
Planning a move to Troy?
Read our full moving guide — what it's really like to live here.
Troy FAQ
Is Troy, Illinois affordable?⌄
Troy's median rent is $1,116/month, which is below the national average, making it relatively affordable. The median household income is $112,434/year. Median home value is $268,000.
Is Troy, Illinois safe?⌄
Troy's violent crime rate was 98 per 100,000 residents in 2023, which is well below the national average — one of the safer cities in the country of 386/100k that year. Property crime rate is 365 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Troy, Illinois?⌄
Madison County, which includes Troy, has an unemployment rate of 4.0%, which is close to the national average of 4.3%.
What is the cost of living in Troy, Illinois?⌄
The cost of living in Troy is primarily driven by housing. Median rent is $1,116/month and median household income is $112,434/year. The median home value is $268,000. About 26% of renters spend more than 30% of their income on housing.
How is the commute in Troy, Illinois?⌄
The average commute in Troy is 26 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from