About

Life in Bedford

Living in Bedford means settling into a genuine small-town rhythm about 70 miles south of Indianapolis, where the economy has historically revolved around limestone quarrying—the city calls itself the "Limestone Capital of the World" for good reason—but life here is about much more than that heritage industry. The cost of living is genuinely affordable; median home values hover around $152,000 and median rent sits at about $828 a month, which gives your paycheck real breathing room compared to bigger Indiana cities. The community skews slightly older (median age 41.9 years) and is predominantly white, so if you're looking for significant diversity, you'll want to know that upfront—the Latino community makes up less than 2% of the population.

Bedford at a Glance

Population, income, housing and more

Median Age

41.8 yrs

Poverty Rate

16.2%

Foreign-Born

1.0%

Broadband Internet

83.4%

of households

Population Growth

+1.1%

recent change · Census Bureau

Median household income

Bedford$49,553
Indiana avg$71,957
US$80,734

Demographics1.0% foreign-born, most often from Mexico

Who lives in Bedford: race and ethnicity, ages, households, languages and countries of origin

In Bedford, the largest foreign-born group is from Mexico (51.9%), and 0.9% of residents speak Spanish at home.

Under 18

19.9%

of residents

65 and Older

22.0%

of residents

Households with Kids

22.3%

anyone under 18

Living Alone

41.9%

of households

Married Couples

35.8%

of households

Avg Household Size

2.09

people

Race & Ethnicity

White93.5%
Hispanic or Latino2.7%
Two or more races2.7%
Black0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Mexico51.9%
Singapore13.5%
Colombia13.5%
Iran12.0%
Netherlands6.0%
Uganda3.0%

Languages Spoken at Home

English only98.8%
Spanish0.9%
Arabic0.1%
French/Haitian0.1%
German/Germanic0.1%
Chinese0.1%

Cost of Livingrent 22% below IN average

Rent, home values, and income in Bedford

In Bedford, rent runs 22% below the IN average, and home values are 30% below the IN average.

Median rent (per month)

Bedford$828
Indiana avg$1,062
US$1,413

Median home value

Bedford$152,400
Indiana avg$218,200
US$332,700

Rent Burdened

51.2%

spending 30%+ of income on rent

Severely Rent Burdened

23.4%

spending 50%+

Median Property Tax

$1,058

per year, owner-occupied homes

Homeowners

67.2%

of occupied homes are owned

Typical Home Built

1955

median year built

Vacant Homes

7.0%

of housing units

Home Value Trend

$167,681
$206,501
202120222023202420252026

Latest: $206,501 (September 2026)

Jobs & Economyunemployment about average for IN

Unemployment in Bedford

Unemployment in Lawrence County, which includes Bedford, is close to the IN average.

Unemployment rate

Bedford3.6%
Indiana avg3.7%
US4.3%

Bedford: Lawrence County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

5.4%
4.2%
3.7%
3.5%
6.9%
3.7%
3.3%
3.8%
4.3%
3.6%
2016201720182019202020212022202320242025

Lawrence County (county-wide) · Annual averages

What Bedford Residents Do for Work · share of employed residents by industry

Education & health care24.0%
Manufacturing19.9%
Retail9.9%
Arts, hospitality & food service9.9%
Construction8.8%
Professional & business services5.9%
Other services5.8%
Public administration4.9%

City residents, wherever they work

Commute23.8 min avg

How Bedford residents get to work, and the nearest airports

In Bedford, most residents drive alone to work (83%), and 65% get there in under 30 minutes.

How People Get to Work

Drive alone82.7%
Carpool7.9%
Public transit0.0%
Walk2.8%
Work from home6.3%
Other0.4%

Commute Time Distribution

Under 15 min47.9%
15–29 min16.7%
30–44 min22.2%
45–59 min6.5%
60+ min6.6%

Nearest airports · with airline service

  • Indianapolis International Airport (IND)

    Medium hub5.2M passengers boarded in 2025

    60 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 80% below national average

Crime rates for 2023

Older dataThe latest complete year reported to the FBI is 2023. It's compared with the national rate for 2023.

Violent crime in Bedford runs 80% below the national average.

Violent Crime Rate

78.9

per 100,000 residents

Below average (386 national, 2023)

Property Crime Rate

494.7

per 100,000 residents

Below average (1,951 national, 2023)

Bedford Police Department

Natural DisastersThunderstorm Wind most common — 14 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

47.8 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Strong wind · ModerateTornado · ModerateWinter weather · Moderate

Lawrence County, county-wide · FEMA NRI December 2025

In Lawrence County, which includes Bedford, the most common type is thunderstorm wind, with 14 recorded events in 2025.

Most common events:

Thunderstorm WindHailWinter StormFlash FloodFlood

Storm events by year

YearEventsTop TypeProperty Damage
202514Hail$807,000
20246Thunderstorm Wind$111,000
20236Thunderstorm Wind$134,000
20227Winter Storm$40,000
20212Heavy SnowNot estimated
20206Thunderstorm Wind$77,000
20197Flood$63,000
20185Thunderstorm Wind$38,500

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Lawrence County, county-wide

Air Quality36 median AQI — Good

Days by air quality category (2025)

Air quality in Monroe County, IN (the nearest EPA-monitored county, about 21 miles from Bedford) is typically good — 265 good-air days per year.

Median AQI

36

Good Days

265

per year

Moderate Days

95

per year

Unhealthy Days

0

per year

Nearest EPA monitor county: Monroe County, IN (21 mi away)

Climate84°F summers, 23°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Bedford has warm summers (avg high 84°F) and cold winters (avg low 23°F).

Spring (Mar–May)

64°/41°F

avg high / low

Summer (Jun–Aug)

84°/62°F

avg high / low

Fall (Sep–Nov)

66°/43°F

avg high / low

Winter (Dec–Feb)

41°/23°F

avg high / low

Annual Precipitation

48.9"

Annual Snowfall

10.0"

Hot Days/Year

18

days above 90°F

Freeze Days/Year

119

days below 32°F

Rainy Days/Year

120

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°6"Jan: 3.36" precipitationFeb: 2.75" precipitationMar: 3.90" precipitationApr: 5.11" precipitationMay: 5.60" precipitationJun: 5.15" precipitationJul: 4.34" precipitationAug: 3.63" precipitationSep: 3.36" precipitationOct: 3.51" precipitationNov: 3.78" precipitationDec: 3.53" precipitation21°JJan: high 38°F, low 21°FFFeb: high 43°F, low 23°FMMar: high 53°F, low 31°FAApr: high 65°F, low 41°FMMay: high 74°F, low 52°FJJun: high 82°F, low 61°F85°JJul: high 85°F, low 64°FAAug: high 85°F, low 62°FSSep: high 79°F, low 55°FOOct: high 67°F, low 43°FNNov: high 54°F, low 33°FDDec: high 42°F, low 25°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan38°F21°F3.36"
Feb43°F23°F2.75"
Mar53°F31°F3.90"
Apr65°F41°F5.11"
May74°F52°F5.60"
Jun82°F61°F5.15"
Jul85°F64°F4.34"
Aug85°F62°F3.63"
Sep79°F55°F3.36"
Oct67°F43°F3.51"
Nov54°F33°F3.78"
Dec42°F25°F3.53"

Healthcare1 hospital, avg 3.0/5

Hospitals, ratings, and health insurance in Bedford

Bedford has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.

Hospitals

1

within city limits

Uninsured

6.3%

of residents

Avg Hospital Rating

3.0 / 5

Indiana University Health Bedford Hospital

Critical Access Hospitals · ER available

Adult Health · vs. the typical US place

Obesity43.3%US 36.8%
Diabetes15.1%US 12.6%
High blood pressure41.8%US 37.1%
Current smoking18.7%US 15.0%
No leisure-time physical activity29.9%US 26.6%
Depression25.7%US 23.0%
Asthma11.9%US 10.7%
Routine checkup in past year80.3%US 78.2%

Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education14.4:1 student/teacher ratio

Schools and degree attainment in Bedford

Bedford's student/teacher ratio is 14.4:1 (lower than the national average of 16:1), and 17.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

4

within city limits

Private Schools

2

within city limits

College Degree Rate

17.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

14.4:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: George Rogers Clark National Historical Park, 58 mi

Nearby national parks, recreation areas and public libraries for Bedford

Bedford has 3 nearby national parks or recreation areas, closest being George Rogers Clark National Historical Park (58 mi away).

Nearby National Parks & Recreation Areas

George Rogers Clark National Historical Park

National Historical Park

58 mi away

Lincoln Boyhood National Memorial

National Memorial

58 mi away

Abraham Lincoln Birthplace National Historical Park

National Historical Park

99 mi away

Public Libraries in Bedford

Bedford Public Library

1323 K Street, Bedford

Central library~60 hrs/week

Cities Near Bedford

The closest cities within 60 miles

Planning a move to Bedford?

Read our full moving guide — what it's really like to live here.

Moving to Bedford →

Bedford FAQ

Is Bedford, Indiana affordable?⌄

Bedford's median rent is $828/month, which is below the national average, making it relatively affordable. The median household income is $49,553/year. Median home value is $152,400.

Is Bedford, Indiana safe?⌄

Bedford's violent crime rate was 79 per 100,000 residents in 2023, which is well below the national average — one of the safer cities in the country of 386/100k that year. Property crime rate is 495 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Bedford, Indiana?⌄

Lawrence County, which includes Bedford, has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.

What is the cost of living in Bedford, Indiana?⌄

The cost of living in Bedford is primarily driven by housing. Median rent is $828/month and median household income is $49,553/year. The median home value is $152,400. About 51% of renters spend more than 30% of their income on housing.

How is the commute in Bedford, Indiana?⌄

The average commute in Bedford is 24 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from