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Living in
Bedford.
About
Life in Bedford
Living in Bedford means settling into a genuine small-town rhythm about 70 miles south of Indianapolis, where the economy has historically revolved around limestone quarrying—the city calls itself the "Limestone Capital of the World" for good reason—but life here is about much more than that heritage industry. The cost of living is genuinely affordable; median home values hover around $152,000 and median rent sits at about $828 a month, which gives your paycheck real breathing room compared to bigger Indiana cities. The community skews slightly older (median age 41.9 years) and is predominantly white, so if you're looking for significant diversity, you'll want to know that upfront—the Latino community makes up less than 2% of the population.
Bedford at a Glance
Population, income, housing and more
Median Age
41.8 yrs
Poverty Rate
16.2%
Foreign-Born
1.0%
Broadband Internet
83.4%
of households
Population Growth
+1.1%
recent change · Census Bureau
Median household income
Demographics1.0% foreign-born, most often from Mexico
Who lives in Bedford: race and ethnicity, ages, households, languages and countries of origin
In Bedford, the largest foreign-born group is from Mexico (51.9%), and 0.9% of residents speak Spanish at home.
Under 18
19.9%
of residents
65 and Older
22.0%
of residents
Households with Kids
22.3%
anyone under 18
Living Alone
41.9%
of households
Married Couples
35.8%
of households
Avg Household Size
2.09
people
Race & Ethnicity
Hispanic or Latino of any race; other groups are non-Hispanic
Top countries of origin (foreign-born)
Languages Spoken at Home
Cost of Livingrent 22% below IN average
Rent, home values, and income in Bedford
In Bedford, rent runs 22% below the IN average, and home values are 30% below the IN average.
Median rent (per month)
Median home value
Rent Burdened
51.2%
spending 30%+ of income on rent
Severely Rent Burdened
23.4%
spending 50%+
Median Property Tax
$1,058
per year, owner-occupied homes
Homeowners
67.2%
of occupied homes are owned
Typical Home Built
1955
median year built
Vacant Homes
7.0%
of housing units
Home Value Trend
Latest: $206,501 (September 2026)
Jobs & Economyunemployment about average for IN
Unemployment in Bedford
Unemployment in Lawrence County, which includes Bedford, is close to the IN average.
Unemployment rate
Bedford: Lawrence County rate (county-wide) · BLS annual average
Unemployment Rate — 10 Year Trend
Lawrence County (county-wide) · Annual averages
What Bedford Residents Do for Work · share of employed residents by industry
City residents, wherever they work
Commute23.8 min avg
How Bedford residents get to work, and the nearest airports
In Bedford, most residents drive alone to work (83%), and 65% get there in under 30 minutes.
How People Get to Work
Commute Time Distribution
Nearest airports · with airline service
- 60 mi
Indianapolis International Airport (IND)
Medium hub5.2M passengers boarded in 2025
Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.
Safetyviolent crime 80% below national average
Crime rates for 2023
Older dataThe latest complete year reported to the FBI is 2023. It's compared with the national rate for 2023.
Violent crime in Bedford runs 80% below the national average.
Violent Crime Rate
78.9
per 100,000 residents
Below average (386 national, 2023)
Property Crime Rate
494.7
per 100,000 residents
Below average (1,951 national, 2023)
Bedford Police Department
Natural DisastersThunderstorm Wind most common — 14 events in 2025
Natural hazard risk, storms and earthquakes
FEMA National Risk Index
Relatively Low
47.8 / 100
Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).
Lawrence County, county-wide · FEMA NRI December 2025
In Lawrence County, which includes Bedford, the most common type is thunderstorm wind, with 14 recorded events in 2025.
Most common events:
Storm events by year
| Year | Events | Top Type | Property Damage |
|---|---|---|---|
| 2025 | 14 | Hail | $807,000 |
| 2024 | 6 | Thunderstorm Wind | $111,000 |
| 2023 | 6 | Thunderstorm Wind | $134,000 |
| 2022 | 7 | Winter Storm | $40,000 |
| 2021 | 2 | Heavy Snow | Not estimated |
| 2020 | 6 | Thunderstorm Wind | $77,000 |
| 2019 | 7 | Flood | $63,000 |
| 2018 | 5 | Thunderstorm Wind | $38,500 |
Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.
1 earthquake of magnitude 2.5+ within 100 miles in the past year
Lawrence County, county-wide
Air Quality36 median AQI — Good
Days by air quality category (2025)
Air quality in Monroe County, IN (the nearest EPA-monitored county, about 21 miles from Bedford) is typically good — 265 good-air days per year.
Median AQI
36
Good Days
265
per year
Moderate Days
95
per year
Unhealthy Days
0
per year
Nearest EPA monitor county: Monroe County, IN (21 mi away)
Climate84°F summers, 23°F winters
30-year climate averages (1991–2020) — monthly temperatures and precipitation
Bedford has warm summers (avg high 84°F) and cold winters (avg low 23°F).
Spring (Mar–May)
64°/41°F
avg high / low
Summer (Jun–Aug)
84°/62°F
avg high / low
Fall (Sep–Nov)
66°/43°F
avg high / low
Winter (Dec–Feb)
41°/23°F
avg high / low
Annual Precipitation
48.9"
Annual Snowfall
10.0"
Hot Days/Year
18
days above 90°F
Freeze Days/Year
119
days below 32°F
Rainy Days/Year
120
Average month
Show month-by-month table ↓Hide table ↑
| Month | High | Low | Precip |
|---|---|---|---|
| Jan | 38°F | 21°F | 3.36" |
| Feb | 43°F | 23°F | 2.75" |
| Mar | 53°F | 31°F | 3.90" |
| Apr | 65°F | 41°F | 5.11" |
| May | 74°F | 52°F | 5.60" |
| Jun | 82°F | 61°F | 5.15" |
| Jul | 85°F | 64°F | 4.34" |
| Aug | 85°F | 62°F | 3.63" |
| Sep | 79°F | 55°F | 3.36" |
| Oct | 67°F | 43°F | 3.51" |
| Nov | 54°F | 33°F | 3.78" |
| Dec | 42°F | 25°F | 3.53" |
Healthcare1 hospital, avg 3.0/5
Hospitals, ratings, and health insurance in Bedford
Bedford has 1 hospital, averaging 3.0 out of 5 on CMS's quality rating.
Hospitals
1
within city limits
Uninsured
6.3%
of residents
Avg Hospital Rating
3.0 / 5
Indiana University Health Bedford Hospital
Critical Access Hospitals · ER available
Adult Health · vs. the typical US place
Share of adults. Modeled estimates, not counted cases. “US” = the typical US place.
Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.
Education14.4:1 student/teacher ratio
Schools and degree attainment in Bedford
Bedford's student/teacher ratio is 14.4:1 (lower than the national average of 16:1), and 17.3% of adults 25+ hold a bachelor's degree or higher.
Public Schools
4
within city limits
Private Schools
2
within city limits
College Degree Rate
17.3%
adults 25+ with bachelor's or higher
Student/Teacher Ratio
14.4:1
National avg 16:1
Schools located within city limits (2023) — school-level metrics change slowly year to year
Parks & Recreationclosest: George Rogers Clark National Historical Park, 58 mi
Nearby national parks, recreation areas and public libraries for Bedford
Bedford has 3 nearby national parks or recreation areas, closest being George Rogers Clark National Historical Park (58 mi away).
Nearby National Parks & Recreation Areas
George Rogers Clark National Historical Park
National Historical Park
58 mi awayLincoln Boyhood National Memorial
National Memorial
58 mi awayAbraham Lincoln Birthplace National Historical Park
National Historical Park
99 mi awayPublic Libraries in Bedford
Bedford Public Library
1323 K Street, Bedford
Cities Near Bedford
The closest cities within 60 miles
Planning a move to Bedford?
Read our full moving guide — what it's really like to live here.
Bedford FAQ
Is Bedford, Indiana affordable?⌄
Bedford's median rent is $828/month, which is below the national average, making it relatively affordable. The median household income is $49,553/year. Median home value is $152,400.
Is Bedford, Indiana safe?⌄
Bedford's violent crime rate was 79 per 100,000 residents in 2023, which is well below the national average — one of the safer cities in the country of 386/100k that year. Property crime rate is 495 per 100,000. As with any city, crime rates vary by neighborhood.
What is the job market like in Bedford, Indiana?⌄
Lawrence County, which includes Bedford, has an unemployment rate of 3.6%, which is solid, slightly below the national average of 4.3%.
What is the cost of living in Bedford, Indiana?⌄
The cost of living in Bedford is primarily driven by housing. Median rent is $828/month and median household income is $49,553/year. The median home value is $152,400. About 51% of renters spend more than 30% of their income on housing.
How is the commute in Bedford, Indiana?⌄
The average commute in Bedford is 24 minutes, which is about average compared to the national average of 26 minutes.
Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from