About

Life in Radcliff

Radcliff is a community of 22,967 people in Kentucky. The median household income is $58,559, median rent runs about $965 per month, and median home values are around $169,600. The unemployment rate is 4.9%.

Radcliff at a Glance

Population, income, housing and more

Median Age

36.9 yrs

Poverty Rate

15.9%

Foreign-Born

6.4%

Broadband Internet

90.0%

of households

Population Growth

-1.9%

recent change · Census Bureau

Median household income

Radcliff$58,559
Kentucky avg$63,726
US$80,734

Demographics6.4% foreign-born, most often from Germany

Who lives in Radcliff: race and ethnicity, ages, households, languages and countries of origin

In Radcliff, the largest foreign-born group is from Germany (20.1%), and 4.2% of residents speak Spanish at home.

Under 18

25.4%

of residents

65 and Older

13.9%

of residents

Households with Kids

30.8%

anyone under 18

Living Alone

35.7%

of households

Married Couples

30.5%

of households

Avg Household Size

2.37

people

Race & Ethnicity

White58.4%
Black22.6%
Hispanic or Latino9.7%
Two or more races4.9%
Asian3.3%
Other0.6%

Hispanic or Latino of any race; other groups are non-Hispanic

Top countries of origin (foreign-born)

Germany20.1%
Korea16.2%
India12.1%
Bulgaria8.2%
Mexico7.3%
Philippines6.0%
Honduras5.6%
Costa Rica5.3%
Cuba2.8%
Panama2.3%

Languages Spoken at Home

English only90.9%
Spanish4.2%
German/Germanic1.3%
Korean1.2%
Russian/Slavic0.6%
Other Indo-European0.6%
Tagalog/Filipino0.5%
Other Asian/Pacific0.4%

Cost of Livingrent about average for KY

Rent, home values, and income in Radcliff

In Radcliff, home values are 18% below the KY average.

Median rent (per month)

Radcliff$971
Kentucky avg$967
US$1,413

Median home value

Radcliff$169,600
Kentucky avg$205,600
US$332,700

Rent Burdened

32.9%

spending 30%+ of income on rent

Severely Rent Burdened

14.3%

spending 50%+

Cost of Living Index

90.6

metro area (BEA) · US avg = 100

Median Property Tax

$1,236

per year, owner-occupied homes

Homeowners

50.4%

of occupied homes are owned

Typical Home Built

1983

median year built

Vacant Homes

6.4%

of housing units

Home Value Trend

$162,024
$214,587
$209,558
202120222023202420252026

Latest: $209,558 (September 2026)

Jobs & Economyunemployment about average for KY

Unemployment in Radcliff

Unemployment in Hardin County, which includes Radcliff, is close to the KY average.

Unemployment rate

Radcliff4.9%
Kentucky avg4.6%
US4.3%

Radcliff: Hardin County rate (county-wide) · BLS annual average

Unemployment Rate — 10 Year Trend

4.4%
4.5%
4%
3.9%
7%
4.6%
4.3%
4.3%
4.9%
4.9%
2016201720182019202020212022202320242025

Hardin County (county-wide) · Annual averages

What Radcliff Residents Do for Work · share of employed residents by industry

Education & health care19.9%
Retail17.8%
Manufacturing13.7%
Professional & business services12.2%
Public administration8.9%
Arts, hospitality & food service7.5%
Transportation & utilities5.9%
Other services5.5%

City residents, wherever they work

Commute24.7 min avg

How Radcliff residents get to work, and the nearest airports

In Radcliff, most residents drive alone to work (77%), and 69% get there in under 30 minutes.

How People Get to Work

Drive alone77.3%
Carpool10.5%
Public transit0.1%
Walk1.5%
Work from home9.4%
Other1.2%

Commute Time Distribution

Under 15 min26.5%
15–29 min42.2%
30–44 min16.2%
45–59 min7.3%
60+ min7.7%

Nearest airports · with airline service

  • Louisville Muhammad Ali International Airport (SDF)

    Small hub2.2M passengers boarded in 2025

    26 mi
  • Cincinnati Northern Kentucky International Airport (CVG)

    Medium hub4.4M passengers boarded in 2025

    109 mi
  • Nashville International Airport (BNA)

    Major hub12.5M passengers boarded in 2025

    125 mi

Straight-line distance. Size is the FAA’s hub category, based on passenger traffic: regional airports may have only a few flights a day.

Safetyviolent crime 13% below national average

Crime rates for 2025

Violent crime in Radcliff runs 13% below the national average.

Violent Crime Rate

287.3

per 100,000 residents

Below average (329 national, 2025)

Property Crime Rate

1,657.2

per 100,000 residents

Above average (1,552 national, 2025)

Radcliff Police Department

Natural DisastersThunderstorm Wind most common — 11 events in 2025

Natural hazard risk, storms and earthquakes

FEMA National Risk Index

Relatively Low

75.5 / 100

Compares expected losses from natural hazards, social vulnerability and community resilience against every US county (higher = more risk).

Ice storm · HighLightning · HighStrong wind · HighCold wave · ModerateHail · Moderate

Hardin County, county-wide · FEMA NRI December 2025

In Hardin County, which includes Radcliff, the most common type is thunderstorm wind, with 11 recorded events in 2025.

Most common events:

Thunderstorm WindFlash FloodWinter StormHailFlood

Storm events by year

YearEventsTop TypeProperty Damage
202511Flash Flood$21,000
20246Thunderstorm WindNone reported
20238Flash FloodNone reported
202210Thunderstorm WindNone reported
20216Thunderstorm WindNot estimated
20204Flash Flood$103,000
20194Thunderstorm Wind$30,000
201814Winter Storm$2.1M

Property damage is the National Weather Service's estimate filed with each event. “None reported” means the events were logged with $0 damage; “Not estimated” means no estimate was filed. Storms covering several counties aren't counted here, since NOAA doesn't split their damage by county.

1 earthquake of magnitude 2.5+ within 100 miles in the past year

Hardin County, county-wide

Air Quality43 median AQI — Good

Days by air quality category (2025)

Air quality in Hardin County, which includes Radcliff, is typically good — 223 good-air days per year.

Median AQI

43

Good Days

223

per year

Moderate Days

81

per year

Unhealthy Days

0

per year

Hardin County, county-wide

Climate85°F summers, 27°F winters

30-year climate averages (1991–2020) — monthly temperatures and precipitation

Radcliff has warm summers (avg high 85°F) and cold winters (avg low 27°F).

Spring (Mar–May)

66°/44°F

avg high / low

Summer (Jun–Aug)

85°/64°F

avg high / low

Fall (Sep–Nov)

68°/45°F

avg high / low

Winter (Dec–Feb)

45°/27°F

avg high / low

Annual Precipitation

48.3"

Annual Snowfall

4.5"

Hot Days/Year

21

days above 90°F

Freeze Days/Year

97

days below 32°F

Rainy Days/Year

116

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°6"Jan: 3.99" precipitationFeb: 3.93" precipitationMar: 5.14" precipitationApr: 5.08" precipitationMay: 5.79" precipitationJun: 4.72" precipitationJul: 5.39" precipitationAug: 4.09" precipitationSep: 3.47" precipitationOct: 4.10" precipitationNov: 3.74" precipitationDec: 4.94" precipitation24°JJan: high 42°F, low 24°FFFeb: high 47°F, low 27°FMMar: high 56°F, low 35°FAApr: high 67°F, low 44°FMMay: high 75°F, low 54°FJJun: high 83°F, low 62°F86°JJul: high 86°F, low 66°FAAug: high 85°F, low 64°FSSep: high 80°F, low 57°FOOct: high 69°F, low 45°FNNov: high 56°F, low 34°FDDec: high 46°F, low 28°F
Show month-by-month table ↓
MonthHighLowPrecip
Jan42°F24°F3.99"
Feb47°F27°F3.93"
Mar56°F35°F5.14"
Apr67°F44°F5.08"
May75°F54°F5.79"
Jun83°F62°F4.72"
Jul86°F66°F5.39"
Aug85°F64°F4.09"
Sep80°F57°F3.47"
Oct69°F45°F4.10"
Nov56°F34°F3.74"
Dec46°F28°F4.94"

Healthcare1 hospital

Hospitals, ratings, and health insurance in Radcliff

Radcliff has 1 hospital.

Hospitals

1

within city limits

Uninsured

7.3%

of residents

Lincoln Trail Behavioral Health System

Psychiatric

Not rated

Medicare-certified hospitals only. Doesn’t include clinics, urgent care, or freestanding ERs.

Education17.0:1 student/teacher ratio

Schools and degree attainment in Radcliff

Radcliff's student/teacher ratio is 17.0:1 (higher than the national average of 16:1), and 18.3% of adults 25+ hold a bachelor's degree or higher.

Public Schools

9

within city limits

Private Schools

0

within city limits

College Degree Rate

18.3%

adults 25+ with bachelor's or higher

Student/Teacher Ratio

17.0:1

National avg 16:1

Schools located within city limits (2023) — school-level metrics change slowly year to year

Parks & Recreationclosest: Abraham Lincoln Birthplace National Historical Park, 22 mi

Nearby national parks, recreation areas and public libraries for Radcliff

Radcliff has 5 nearby national parks or recreation areas, closest being Abraham Lincoln Birthplace National Historical Park (22 mi away).

Nearby National Parks & Recreation Areas

Abraham Lincoln Birthplace National Historical Park

National Historical Park

22 mi away

Mammoth Cave National Park

National Park

44 mi away

Lincoln Boyhood National Memorial

National Memorial

61 mi away

Camp Nelson National Monument

National Monument

73 mi away

Mill Springs Battlefield National Monument

National Monument

84 mi away

Cities Near Radcliff

The closest cities within 60 miles

Planning a move to Radcliff?

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Radcliff FAQ

Is Radcliff, Kentucky affordable?⌄

Radcliff's median rent is $971/month, which is below the national average, making it relatively affordable. The median household income is $58,559/year. Median home value is $169,600.

Is Radcliff, Kentucky safe?⌄

Radcliff's violent crime rate was 287 per 100,000 residents in 2025, which is below the national average of 329/100k that year. Property crime rate is 1657 per 100,000. As with any city, crime rates vary by neighborhood.

What is the job market like in Radcliff, Kentucky?⌄

Hardin County, which includes Radcliff, has an unemployment rate of 4.9%, which is slightly above the national average of 4.3%.

What is the cost of living in Radcliff, Kentucky?⌄

The cost of living in Radcliff is primarily driven by housing. Median rent is $971/month and median household income is $58,559/year. The median home value is $169,600. About 33% of renters spend more than 30% of their income on housing.

How is the commute in Radcliff, Kentucky?⌄

The average commute in Radcliff is 25 minutes, which is about average compared to the national average of 26 minutes.

Data from the US Census Bureau, BLS, FBI, NOAA, EPA, Zillow Research and other public sources. Where our data comes from