What it's like to live in Radcliff

Radcliff is a small city in Kentucky with rent below the national average, home prices that remain within reach, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Radcliff deals with household incomes below the national average, air quality that falls short of national benchmarks, college degree attainment below the national average, and cold winters.

The good

  • Rent below the national average
  • Affordable home prices
  • Average class sizes

The not so good

  • Below-average household incomes
  • Air quality concerns
  • Low college degree attainment
  • Cold winters
  • Above-average rainfall
  • Car-dependent — few commuters use transit

How Radcliff compares

Median household income

Radcliff$58,559
Kentucky avg$63,726
US$80,734

Median rent (per month)

Radcliff$971
Kentucky avg$967
US$1,413

Median home value

Radcliff$169,600
Kentucky avg$205,600
US$332,700

What it takes to move to Radcliff

Based on Radcliff's median rent, home value and household income

To rent

$1,942

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $38,840 a year
  • 33% of Radcliff renters spend 30% or more of their income on rent

To buy

$33,920

a 20% down payment on the median home

  • With 10% down: $16,960
  • Homes cost 2.9× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 31% below US

$971/mo median rent

Rent here is genuinely low, with median rent around $971 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $169,600. That kind of affordability is rare in today's market.

Median home value $169,600 · 33% of renters cost-burdened

Job market

4.9% county unemployment

Unemployment in Hardin County is 4.9%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Hardin County (county-wide)

Safety▼ 13% below US

287 violent crimes per 100k

Crime runs about typical for a city this size. Some neighborhoods are safer than others, and one overall rate doesn't tell the whole story, so a neighborhood-level look matters more than the headline stat.

Property crime 1657/100k · Radcliff Police Department · 2025 data

Getting aroundNear US average

25 min average commute

Commutes run about average, at 24.7 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 9 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
77%
Carpool
11%
Work from home
9.4%
Walk
1.5%
Other
1.2%
Public transit
0.1%

Climate

Summers are warm, with highs around 85°F, and winters are cold, with lows around 27°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°6"Jan: 3.99" precipitationFeb: 3.93" precipitationMar: 5.14" precipitationApr: 5.08" precipitationMay: 5.79" precipitationJun: 4.72" precipitationJul: 5.39" precipitationAug: 4.09" precipitationSep: 3.47" precipitationOct: 4.10" precipitationNov: 3.74" precipitationDec: 4.94" precipitation24°JJan: high 42°F, low 24°FFFeb: high 47°F, low 27°FMMar: high 56°F, low 35°FAApr: high 67°F, low 44°FMMay: high 75°F, low 54°FJJun: high 83°F, low 62°F86°JJul: high 86°F, low 66°FAAug: high 85°F, low 64°FSSep: high 80°F, low 57°FOOct: high 69°F, low 45°FNNov: high 56°F, low 34°FDDec: high 46°F, low 28°F

30-year averages, 1991–2020

Healthcare

1 hospital

There's one Medicare-certified hospital inside city limits. Hospitals in neighboring towns aren't counted here.

Medicare-certified hospitals

Education & workforce▼ 49% below US

18% bachelor's degree or higher

This is a working-class city, and college degree rates reflect that. Trades, manufacturing, and service industries tend to dominate the local economy, which is a strength for some fields and a real constraint for others.

Schools

9 public schools inside the boundary

There are 9 public schools inside the boundary. The student-to-teacher ratio is 17:1, close to the national average of 16:1.

Parks & recreation

The nearest national park or historic site is Abraham Lincoln Birthplace National Historical Park (22 miles away). There are 5 national parks and sites within a day's drive.

Bottom line

Radcliff's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and air quality that falls short of national benchmarks. A year of median rent ($971/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget. It may be a harder fit for anyone who doesn't drive.

See all the data for Radcliff →·All Kentucky cities →

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