What it's like to live in Gilroy
Gilroy is a smaller city in California with household incomes running above the national average. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Gilroy deals with rent well above the national average, home prices well above the national average, crime rates above the national average, and commute times longer than most cities.
The good
- Higher-than-average incomes
The not so good
- Rent well above the national average
- High home prices
- Crime above national average
- Above-average commute times
- Air quality concerns
- High student-teacher ratio
How Gilroy compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Gilroy
Based on Gilroy's median rent, home value and household income
To rent
$4,602
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $92,040 a year
- 51% of Gilroy renters spend 30% or more of their income on rent
To buy
$205,480
a 20% down payment on the median home
- With 10% down: $102,740
- Homes cost 7.7× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 63% above US
$2,301/mo median rent
Rent is expensive here, at $2,301 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,027,400. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $1,027,400 · 51% of renters cost-burdened
Job market▲ 16% above US
5.0% unemployment
Unemployment here is 5.0%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route.
City-level (BLS)
Safety▲ 23% above US
406 violent crimes per 100k
Crime is worth weighing seriously here. Rates run above the national average, and while plenty of residents live comfortably, neighborhood selection matters a lot more than it does in a safer city.
Property crime 1929/100k · Gilroy Police Department · 2025 data
Getting around▲ 28% above US
33 min average commute
Traffic is a real factor here. The 33.3 minute average means plenty of commuters are pushing 45 to 60 minutes on a bad day. Proximity to work matters more here than it might elsewhere. 8 in 10 workers drive to work; 13% work from home.
How workers get to work
Climate
Summers are warm, with highs around 86°F, and winters are chilly but manageable, with lows around 39°F. It's a dry climate with limited rainfall.
Average month
30-year averages, 1991–2020
Education & workforce▼ 19% below US
29% bachelor's degree or higher
College degree attainment runs below average at 29%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.
Schools
15 public schools inside the boundary
There are 15 public schools inside the boundary and 1 private school. The student-to-teacher ratio is 24:1, above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Pinnacles National Park (42 miles away). There are 8 national parks and sites within a day's drive.
Bottom line
Gilroy's strongest point is household incomes running above the national average; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,301/mo) equals 21% of the median household income here, about the same as the 21% typical nationwide. It may be a harder fit for renters on a tight budget, people who dread long commutes, and anyone who doesn't drive.
Other places near Gilroy
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