What it's like to live in Santa Monica
Santa Monica is a smaller city in California with household incomes running above the national average and a highly educated workforce. Those factors carry real weight for anyone weighing where to move next.
The tradeoffs are worth naming plainly. Santa Monica deals with rent well above the national average, home prices well above the national average, unemployment above the national average, and crime rates above the national average.
The good
- Higher-than-average incomes
- Highly educated workforce
The not so good
- Rent well above the national average
- High home prices
- Above-average unemployment
- Crime above national average
- Air quality concerns
- Shrinking population
How Santa Monica compares
Median household income
Median rent (per month)
Median home value
What it takes to move to Santa Monica
Based on Santa Monica's median rent, home value and household income
To rent
$4,804
up front: first month plus a typical one-month deposit
- Income to keep rent under 30%: $96,080 a year
- 43% of Santa Monica renters spend 30% or more of their income on rent
To buy
$351,100
a 20% down payment on the median home
- With 10% down: $175,550
- Homes cost 15.3× the typical local household income (US: 4.1×)
Moving costs, closing costs and taxes not included.
The details
Cost of living▲ 70% above US
$2,402/mo median rent
Rent is expensive here, at $2,402 a month median and well above the national average. This is the kind of city where housing costs deserve serious budgeting before committing to a move. Home prices are steep, with a median around $1,755,500. Renting first to get a feel for the city before buying is often the more practical route.
Median home value $1,755,500 · 43% of renters cost-burdened
Job market▲ 33% above US
5.7% unemployment
Unemployment here is 5.7%, somewhat above the national average of 4.3%. Lining up work before the move is the safer route.
City-level (BLS)
Safety▲ 88% above US
618 violent crimes per 100k
Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.
Property crime 4111/100k · Santa Monica Police Department · 2025 data
Getting aroundNear US average
25 min average commute
Commutes run about average, at 24.8 minutes. Fine day to day, but it adds up over a year, and where someone lives relative to where they work starts to matter. 5 in 10 workers drive to work; 38% work from home.
How workers get to work
Climate
Summers are comfortable, with highs around 68°F, and winters are mild, with lows rarely dropping below 50°F. It's a dry climate with limited rainfall.
Average month
30-year averages, 1991–2020
Healthcare
2 hospitals
There are 2 Medicare-certified hospitals inside city limits. They average 4.5 out of 5 on Medicare's star rating.
Medicare-certified hospitals
Education & workforce▲ 96% above US
71% bachelor's degree or higher
This is a highly educated city, with over half the adult population holding a college degree. That tends to shape the job market and the broader culture, and it's a solid indicator of a strong professional scene.
Schools
13 public schools inside the boundary
There are 13 public schools inside the boundary and 11 private schools. The student-to-teacher ratio is 20:1, slightly above the national average of 16:1.
Parks & recreation
The nearest national park or historic site is Santa Monica Mountains National Recreation Area (17 miles away). There are 4 national parks and sites within a day's drive.
Bottom line
Santa Monica's strongest points are household incomes running above the national average and a highly educated workforce; the main tradeoffs are rent well above the national average and home prices well above the national average. A year of median rent ($2,402/mo) equals 25% of the median household income here, more than the 21% typical nationwide. It tends to suit remote workers (38% of workers here already work from home) and college-educated professionals. It may be a harder fit for renters on a tight budget and anyone moving without a job lined up.
Other places near Santa Monica
All California guides →Moving to Culver City →
6 mi away · pop. 39,931
Rent $2,737/mo · Income $117,389
Compare with Santa Monica →Moving to Beverly Hills →
7 mi away · pop. 31,624
Rent $2,830/mo · Income $132,977
Compare with Santa Monica →Moving to El Segundo →
8 mi away · pop. 16,769
Rent $2,556/mo · Income $150,737
Compare with Santa Monica →Moving to Los Angeles →
9 mi away · pop. 3,857,263
Rent $1,933/mo · Income $81,939
Compare with Santa Monica →Not sure Santa Monica is the one?
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