What it's like to live in Charleston

Charleston is a small city in Illinois with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with class sizes near the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Charleston deals with household incomes below the national average, a poverty rate above the national average, cold winters, and fewer dining and entertainment options than a bigger city.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Average class sizes

The not so good

  • Below-average household incomes
  • High poverty rate
  • Cold winters
  • Smaller place — fewer dining and entertainment options

How Charleston compares

Median household income

Charleston$49,300
Illinois avg$83,390
US$80,734

Median rent (per month)

Charleston$817
Illinois avg$1,274
US$1,413

Median home value

Charleston$137,400
Illinois avg$263,300
US$332,700

What it takes to move to Charleston

Based on Charleston's median rent, home value and household income

To rent

$1,634

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $32,680 a year
  • 48% of Charleston renters spend 30% or more of their income on rent

To buy

$27,480

a 20% down payment on the median home

  • With 10% down: $13,740
  • Homes cost 2.8× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 42% below US

$817/mo median rent

Rent here is genuinely low, with median rent around $817 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $137,400. That kind of affordability is rare in today's market.

Median home value $137,400 · 48% of renters cost-burdened

Job market

3.8% county unemployment

Unemployment in Coles County is 3.8%, close to the national average of 4.3%. That's the county-wide rate; BLS doesn't measure a place this size on its own.

Coles County (county-wide)

Safety▼ 23% below US

254 violent crimes per 100k

Pretty safe, all things considered. Violent crime sits below the national average, nothing alarming, just ordinary city-life awareness.

Property crime 1606/100k · Charleston Police Department · 2025 data

Getting around▼ 42% below US

15 min average commute

Commutes run short here, averaging 15.2 minutes. That's an underrated perk of living in a smaller or well-planned city, where time isn't lost sitting in traffic. 8 in 10 workers drive to work; 9% work from home.

How workers get to work

Drive alone
70%
Walk
10%
Work from home
8.9%
Carpool
8.1%
Other
2.3%
Public transit
0.2%

Climate

Summers are warm, with highs around 87°F, and winters are cold, with lows around 24°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 2.54" precipitationFeb: 2.69" precipitationMar: 3.11" precipitationApr: 5.09" precipitationMay: 4.52" precipitationJun: 4.84" precipitationJul: 4.40" precipitationAug: 2.94" precipitationSep: 3.15" precipitationOct: 3.94" precipitationNov: 3.74" precipitationDec: 2.79" precipitation21°JJan: high 38°F, low 21°FFFeb: high 43°F, low 25°FMMar: high 54°F, low 34°FAApr: high 67°F, low 44°FMMay: high 77°F, low 54°FJJun: high 86°F, low 63°F88°JJul: high 88°F, low 66°FAAug: high 87°F, low 64°FSSep: high 81°F, low 57°FOOct: high 69°F, low 46°FNNov: high 54°F, low 35°FDDec: high 42°F, low 26°F

30-year averages, 1991–2020

Education & workforceNear US average

33% bachelor's degree or higher

Education levels run about average, with 33% college-educated. It's a mix of white-collar and blue-collar work, which can be an asset or a limitation depending on the field.

Schools

7 public schools inside the boundary

There are 7 public schools inside the boundary. The student-to-teacher ratio is 15:1, close to the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is George Rogers Clark National Historical Park (65 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Charleston's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and a poverty rate above the national average. A year of median rent ($817/mo) equals 20% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes.

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