What it's like to live in Evansville

Evansville is a mid-size city in Indiana with rent below the national average, home prices that remain within reach, commutes that run shorter than most cities, and schools with smaller class sizes than the national average. Those factors carry real weight for anyone weighing where to move next.

The tradeoffs are worth naming plainly. Evansville deals with household incomes below the national average, crime rates above the national average, air quality that falls short of national benchmarks, and a poverty rate above the national average.

The good

  • Rent below the national average
  • Affordable home prices
  • Short commutes
  • Low student-teacher ratio

The not so good

  • Below-average household incomes
  • Crime above national average
  • Air quality concerns
  • High poverty rate
  • Car-dependent — few commuters use transit

How Evansville compares

Median household income

Evansville$53,387
Indiana avg$71,957
US$80,734

Median rent (per month)

Evansville$975
Indiana avg$1,062
US$1,413

Median home value

Evansville$143,100
Indiana avg$218,200
US$332,700

What it takes to move to Evansville

Based on Evansville's median rent, home value and household income

To rent

$1,950

up front: first month plus a typical one-month deposit

  • Income to keep rent under 30%: $39,000 a year
  • 45% of Evansville renters spend 30% or more of their income on rent

To buy

$28,620

a 20% down payment on the median home

  • With 10% down: $14,310
  • Homes cost 2.7× the typical local household income (US: 4.1×)

Moving costs, closing costs and taxes not included.

The details

Cost of living▼ 31% below US

$975/mo median rent

Rent here is genuinely low, with median rent around $975 a month. Factoring in local incomes, the value gets even better. Money stretches further here than in most of the country. Home prices here are genuinely accessible, with a median around $143,100. That kind of affordability is rare in today's market.

Median home value $143,100 · 45% of renters cost-burdened

Job market▼ 12% below US

3.8% unemployment

Unemployment here is 3.8%, close to the national average of 4.3%.

City-level (BLS)

Safety▲ 230% above US

1087 violent crimes per 100k

Crime is a real factor here, with violent rates significantly above the national average. That doesn't make the whole city a write-off, but it does mean specific neighborhoods deserve real research before signing a lease.

Property crime 3063/100k · Evansville Police Department · 2025 data

Getting around▼ 30% below US

18 min average commute

Commutes are reasonable, averaging 18.3 minutes. Nothing heroic, and there's still time left over for a life after work. 9 in 10 workers drive to work; 6% work from home.

How workers get to work

Drive alone
79%
Carpool
9.6%
Work from home
5.7%
Walk
3.1%
Other
1.9%
Public transit
1.0%

Climate

Summers are hot and humid, with highs regularly hitting 88°F, and winters are cold, with lows around 30°F and snow a regular occurrence. Rainfall is regular throughout the year.

Average month

High °FLow °FPrecip (in)
10°30°50°70°90°5.5"Jan: 3.48" precipitationFeb: 3.35" precipitationMar: 4.69" precipitationApr: 5.22" precipitationMay: 4.78" precipitationJun: 4.37" precipitationJul: 4.48" precipitationAug: 3.10" precipitationSep: 3.40" precipitationOct: 3.32" precipitationNov: 3.97" precipitationDec: 3.63" precipitation27°JJan: high 42°F, low 27°FFFeb: high 48°F, low 31°FMMar: high 58°F, low 39°FAApr: high 70°F, low 49°FMMay: high 78°F, low 58°FJJun: high 87°F, low 67°F89°JJul: high 89°F, low 71°FAAug: high 89°F, low 70°FSSep: high 84°F, low 62°FOOct: high 72°F, low 51°FNNov: high 58°F, low 40°FDDec: high 47°F, low 33°F

30-year averages, 1991–2020

Healthcare

3 hospitals

There are 3 Medicare-certified hospitals inside city limits. They average 3.0 out of 5 on Medicare's star rating.

Medicare-certified hospitals

Education & workforce▼ 37% below US

23% bachelor's degree or higher

College degree attainment runs below average at 23%. That tends to reflect a more trade and working-class economy, which can be great or limiting depending on the industry.

Schools

33 public schools inside the boundary

There are 33 public schools inside the boundary and 11 private schools. The student-to-teacher ratio is 14:1, well below the national average of 16:1. Smaller class sizes are generally a positive sign for a district.

Parks & recreation

The nearest national park or historic site is Lincoln Boyhood National Memorial (31 miles away). There are 3 national parks and sites within a day's drive.

Bottom line

Evansville's strongest points are rent below the national average and home prices that remain within reach; the main tradeoffs are household incomes below the national average and crime rates above the national average. A year of median rent ($975/mo) equals 22% of the median household income here, about the same as the 21% typical nationwide. It tends to suit people watching their budget and people who want short commutes. It may be a harder fit for anyone who doesn't drive.

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